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ZIP Code 13045

Cortland, NY, Cortland County

Population

28,361

Land area

107.9sq mi

People per sq mi

263

City

Cortland

ZIP 13045 and nearby ZIP codes

ZIP 13045 at a glance

  • ZIP 13045 (Cortland) is 38% less dense than New York as a whole.
  • Households here earn a median of $69,961 a year, 19% less than the New York figure of $85,974.
  • A typical owner-occupied home is valued at $167,500 (60% below New York) and median rent is $981 a month.

Local data for ZIP 13045

Counts from official public data

Housing and community stats

ZIP 13045, American Community Survey 2020-2024

Full profile

Median household income

$69,961

Poverty rate

15.5%

Median home value

$167,500

Prices +11.5% in a year

Median rent

$981/mo

Homeownership

58.3%

Bachelor's or higher

31.1%

Median age

32.9

Average commute

19.0 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

700

ZIP Business Patterns 2023

Employees

12,306

$535M annual payroll

PPP loans

$78M

700 loans

Campaign donations

$60.4K

54% D, 16% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 13045, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

533

Countywide, mostly thunderstorm wind

Flood insurance policies

219

1.3% of homes, county

July high / Jan low

79° / 12°F

39.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in ZIP 13045, CDC PLACES estimates

All 40 measures

Obesity

31.1%

U.S. 33.3% -2.2 pts

Diabetes

9.7%

U.S. 12.1% -2.4 pts

Smoking

13.7%

U.S. 12.8% +0.9 pts

Uninsured (18-64)

6.3%

U.S. 11.1% -4.8 pts

Frequently asked questions

What city is ZIP code 13045?
ZIP code 13045 is in Cortland, NY (Cortland County).
What county is ZIP code 13045 in?
ZIP code 13045 is mostly in Cortland County, New York.
How many people live in ZIP code 13045?
About 28,361 people live in the 13045 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.