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ZIP Code 13165
Waterloo, NY, Seneca County
Population
9,458
Land area
68.2sq mi
People per sq mi
139
City
Waterloo
ZIP 13165 and nearby ZIP codes
ZIP 13165 at a glance
- ZIP 13165 (Waterloo) is 67% less dense than New York as a whole.
- The median household income is $59,981, 30% below the New York median of $85,974.
- A typical owner-occupied home is valued at $121,600 (71% below New York) and median rent is $929 a month.
Local data for ZIP 13165
Counts from official public data
Housing and community stats
ZIP 13165, American Community Survey 2020-2024
Median household income
$59,981
Poverty rate
10.6%
Median home value
$121,600
Prices +13.7% in a year
Median rent
$929/mo
Homeownership
68.9%
Bachelor's or higher
21.6%
Median age
47.6
Average commute
21.3 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
257
ZIP Business Patterns 2023
Employees
3,625
$153M annual payroll
PPP loans
$15.9M
181 loans
Campaign donations
$10.1K
46% D, 39% R, 2026 cycle
Environment and hazard risk
ZIP 13165, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: drought
Storm events since 1996
282
Countywide, mostly thunderstorm wind
Flood insurance policies
123
0.9% of homes, county
July high / Jan low
79° / 16°F
34.6 inches of rain a year
Health statistics
Share of adults in ZIP 13165, CDC PLACES estimates
Obesity
35.0%
U.S. 33.3% +1.7 pts
Diabetes
11.9%
U.S. 12.1% about the same
Smoking
15.3%
U.S. 12.8% +2.5 pts
Uninsured (18-64)
6.4%
U.S. 11.1% -4.7 pts
Frequently asked questions
- What city is ZIP code 13165?
- ZIP code 13165 is in Waterloo, NY (Seneca County).
- What county is ZIP code 13165 in?
- ZIP code 13165 is mostly in Seneca County, New York.
- How many people live in ZIP code 13165?
- About 9,458 people live in the 13165 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.