What city is ZIP code 13324?

ZIP code 13324 is in Cold Brook, NY (Herkimer County).

What county is ZIP code 13324 in?

ZIP code 13324 is mostly in Herkimer County, New York.

How many people live in ZIP code 13324?

About 1,729 people live in the 13324 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 13324

Cold Brook, NY, Herkimer County

Population

1,729

Land area

135.1sq mi

People per sq mi

City

Cold Brook

ZIP 13324 and nearby ZIP codes

Full map

ZIP 13324 at a glance

ZIP 13324 (Cold Brook) is 97% less dense than New York as a whole.
The median household income is $86,176, close to the New York median.
A typical owner-occupied home is valued at $179,300 (58% below New York) and median rent is $808 a month.

Local data for ZIP 13324

Counts from official public data

Housing and community stats

ZIP 13324, American Community Survey 2020-2024

Full profile

Median household income

$86,176

Poverty rate

9.0%

Median home value

$179,300

Median rent

$808/mo

Homeownership

91.9%

Bachelor's or higher

17.9%

Median age

54.9

Average commute

38.3 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

$4.1M annual payroll

PPP loans

$683K

22 loans

Campaign donations

$1,177

69% D, 0% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 13324, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

1,704

Countywide, mostly thunderstorm wind

Flood insurance policies

326

1.1% of homes, county

July high / Jan low

79° / 10°F

51.4 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 13324, CDC PLACES estimates

All 40 measures

Obesity

36.8%

U.S. 33.3% +3.5 pts

Diabetes

11.5%

U.S. 12.1% -0.6 pts

Smoking

14.6%

U.S. 12.8% +1.8 pts

Uninsured (18-64)

5.3%

U.S. 11.1% -5.8 pts

Frequently asked questions

What city is ZIP code 13324?: ZIP code 13324 is in Cold Brook, NY (Herkimer County).
What county is ZIP code 13324 in?: ZIP code 13324 is mostly in Herkimer County, New York.
How many people live in ZIP code 13324?: About 1,729 people live in the 13324 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.