What city is ZIP code 13431?

ZIP code 13431 is in Poland, NY (Herkimer County).

What county is ZIP code 13431 in?

ZIP code 13431 is mostly in Herkimer County, New York.

How many people live in ZIP code 13431?

About 1,847 people live in the 13431 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 13431

Poland, NY, Herkimer County

Population

1,847

Land area

36.1sq mi

People per sq mi

City

Poland

ZIP 13431 and nearby ZIP codes

Full map

ZIP 13431 at a glance

ZIP 13431 (Poland) is 88% less dense than New York as a whole.
The median household income is $76,000, 12% below the New York median of $85,974.
A typical owner-occupied home is valued at $245,100 (42% below New York) and median rent is $768 a month.

Local data for ZIP 13431

Counts from official public data

Housing and community stats

ZIP 13431, American Community Survey 2020-2024

Full profile

Median household income

$76,000

Poverty rate

10.1%

Median home value

$245,100

Median rent

$768/mo

Homeownership

85.3%

Bachelor's or higher

26.3%

Median age

40.3

Average commute

31.5 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

158

$8.3M annual payroll

PPP loans

$2.3M

53 loans

Campaign donations

$22.8K

2% D, 68% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 13431, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

1,704

Countywide, mostly thunderstorm wind

Flood insurance policies

326

1.1% of homes, county

July high / Jan low

79° / 10°F

51.4 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 13431, CDC PLACES estimates

All 40 measures

Obesity

36.6%

U.S. 33.3% +3.3 pts

Diabetes

10.8%

U.S. 12.1% -1.3 pts

Smoking

14.2%

U.S. 12.8% +1.4 pts

Uninsured (18-64)

5.2%

U.S. 11.1% -5.9 pts

Frequently asked questions

What city is ZIP code 13431?: ZIP code 13431 is in Poland, NY (Herkimer County).
What county is ZIP code 13431 in?: ZIP code 13431 is mostly in Herkimer County, New York.
How many people live in ZIP code 13431?: About 1,847 people live in the 13431 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.