What city is ZIP code 28904?

ZIP code 28904 is in Hayesville, NC (Clay County).

What county is ZIP code 28904 in?

ZIP code 28904 is mostly in Clay County, North Carolina.

How many people live in ZIP code 28904?

About 10,050 people live in the 28904 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 28904

Hayesville, NC, Clay County

Population

10,050

Land area

186.4sq mi

People per sq mi

City

Hayesville

ZIP 28904 and nearby ZIP codes

Full map

ZIP 28904 at a glance

ZIP 28904 (Hayesville) is 76% less dense than North Carolina as a whole.
Households here earn a median of $56,480 a year, 22% less than the North Carolina figure of $72,388.
A typical owner-occupied home is valued at $284,500 and median rent is $700 a month.

Local data for ZIP 28904

Counts from official public data

Housing and community stats

ZIP 28904, American Community Survey 2020-2024

Full profile

Median household income

$56,480

Poverty rate

13.1%

Median home value

$284,500

Prices +4.9% in a year

Median rent

$700/mo

Homeownership

79.5%

Bachelor's or higher

31.8%

Median age

56.3

Average commute

23.6 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

219

ZIP Business Patterns 2023

Employees

1,694

$68.6M annual payroll

PPP loans

$11.6M

236 loans

Campaign donations

$58.4K

32% D, 20% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 28904, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: landslide

Storm events since 1996

150

Countywide, mostly thunderstorm wind

Flood insurance policies

134

2.0% of homes, county

July high / Jan low

84° / 24°F

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 28904, CDC PLACES estimates

All 40 measures

Obesity

35.5%

U.S. 33.3% +2.2 pts

Diabetes

14.5%

U.S. 12.1% +2.4 pts

Smoking

14.1%

U.S. 12.8% +1.3 pts

Uninsured (18-64)

8.6%

U.S. 11.1% -2.5 pts

Frequently asked questions

What city is ZIP code 28904?: ZIP code 28904 is in Hayesville, NC (Clay County).
What county is ZIP code 28904 in?: ZIP code 28904 is mostly in Clay County, North Carolina.
How many people live in ZIP code 28904?: About 10,050 people live in the 28904 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.