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ZIP Code 32404
Panama City, FL, Bay County
Population
42,514
Land area
135.1sq mi
People per sq mi
315
City
Panama City
ZIP 32404 and nearby ZIP codes
ZIP 32404 at a glance
- ZIP 32404 (Panama City) is 25% less dense than Florida as a whole.
- The median household income is $74,708, close to the Florida median.
- A typical owner-occupied home is valued at $273,500 (24% below Florida) and median rent is $1,399 a month.
Local data for ZIP 32404
Counts from official public data
Housing and community stats
ZIP 32404, American Community Survey 2020-2024
Median household income
$74,708
Poverty rate
10.5%
Median home value
$273,500
Prices -0.7% in a year
Median rent
$1,399/mo
Homeownership
69.2%
Bachelor's or higher
23.4%
Median age
37.1
Average commute
26.4 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
523
ZIP Business Patterns 2023
Employees
5,398
$212M annual payroll
PPP loans
$26.7M
638 loans
Campaign donations
$90.2K
10% D, 52% R, 2026 cycle
Environment and hazard risk
ZIP 32404, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: hurricane
Storm events since 1996
802
Countywide, mostly thunderstorm wind
Flood insurance policies
13,382
17.9% of homes, county
July high / Jan low
91° / 43°F
61.3 inches of rain a year
Health statistics
Share of adults in ZIP 32404, CDC PLACES estimates
Obesity
33.7%
U.S. 33.3% about the same
Diabetes
11.9%
U.S. 12.1% about the same
Smoking
15.9%
U.S. 12.8% +3.1 pts
Uninsured (18-64)
13.4%
U.S. 11.1% +2.3 pts
Frequently asked questions
- What city is ZIP code 32404?
- ZIP code 32404 is in Panama City, FL (Bay County).
- What county is ZIP code 32404 in?
- ZIP code 32404 is mostly in Bay County, Florida.
- How many people live in ZIP code 32404?
- About 42,514 people live in the 32404 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.