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ZIP Code 32405
Panama City, FL, Bay County
Population
29,984
Land area
18.8sq mi
People per sq mi
1,597
City
Panama City
ZIP 32405 and nearby ZIP codes
ZIP 32405 at a glance
- ZIP 32405 (Panama City) is about 3.8 times as dense as Florida as a whole.
- The median household income is $73,373, close to the Florida median.
- A typical owner-occupied home is valued at $279,900 (22% below Florida) and median rent is $1,467 a month.
Local data for ZIP 32405
Counts from official public data
- Hospitals2
- Emergency Rooms1
- Nursing Homes2
- Schools17
- Colleges1
- Banks17
- Post Offices1
- Parks9
- Grocery Stores10
- Restaurants122
- Affordable Housing4
- Home Health Agencies5
- Hospice Care2
- Dialysis Centers2
- Rehab & Long-Term Care Hospitals2
- Community Health Centers10
- Mental Health & Addiction Treatment5
- Private Schools6
- Community Colleges & Trade Schools1
- Toxic Release Facilities4
Housing and community stats
ZIP 32405, American Community Survey 2020-2024
Median household income
$73,373
Poverty rate
16.7%
Median home value
$279,900
Prices +1.5% in a year
Median rent
$1,467/mo
Homeownership
59.5%
Bachelor's or higher
30.8%
Median age
36.2
Average commute
22.1 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
1,209
ZIP Business Patterns 2023
Employees
17,402
$938M annual payroll
PPP loans
$99.7M
1,215 loans
Campaign donations
$275K
17% D, 54% R, 2026 cycle
Environment and hazard risk
ZIP 32405, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: hurricane
Storm events since 1996
802
Countywide, mostly thunderstorm wind
Flood insurance policies
13,382
17.9% of homes, county
July high / Jan low
91° / 45°F
Health statistics
Share of adults in ZIP 32405, CDC PLACES estimates
Obesity
33.4%
U.S. 33.3% about the same
Diabetes
12.1%
U.S. 12.1% about the same
Smoking
14.7%
U.S. 12.8% +1.9 pts
Uninsured (18-64)
14.0%
U.S. 11.1% +2.9 pts
Frequently asked questions
- What city is ZIP code 32405?
- ZIP code 32405 is in Panama City, FL (Bay County).
- What county is ZIP code 32405 in?
- ZIP code 32405 is mostly in Bay County, Florida.
- How many people live in ZIP code 32405?
- About 29,984 people live in the 32405 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.