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ZIP Code 32413
Panama City Beach, FL, Bay County
Population
15,453
Land area
108.2sq mi
People per sq mi
143
City
Panama City Beach
ZIP 32413 and nearby ZIP codes
ZIP 32413 at a glance
- ZIP 32413 (Panama City Beach) is 66% less dense than Florida as a whole.
- Households here earn a median of $80,039 a year, 7% more than the Florida figure of $74,568.
- A typical owner-occupied home is valued at $441,300 (23% above Florida) and median rent is $1,702 a month.
Local data for ZIP 32413
Counts from official public data
Housing and community stats
ZIP 32413, American Community Survey 2020-2024
Median household income
$80,039
Poverty rate
9.7%
Median home value
$441,300
Prices +3.0% in a year
Median rent
$1,702/mo
Homeownership
70.2%
Bachelor's or higher
36.8%
Median age
53.0
Average commute
20.6 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
712
ZIP Business Patterns 2023
Employees
7,951
$352M annual payroll
PPP loans
$48.6M
758 loans
Campaign donations
$106K
12% D, 56% R, 2026 cycle
Environment and hazard risk
ZIP 32413, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: hurricane
Storm events since 1996
802
Countywide, mostly thunderstorm wind
Flood insurance policies
13,382
17.9% of homes, county
July high / Jan low
91° / 42°F
59.5 inches of rain a year
Health statistics
Share of adults in ZIP 32413, CDC PLACES estimates
Obesity
31.4%
U.S. 33.3% -1.9 pts
Diabetes
11.7%
U.S. 12.1% about the same
Smoking
13.0%
U.S. 12.8% about the same
Uninsured (18-64)
10.4%
U.S. 11.1% -0.7 pts
Frequently asked questions
- What city is ZIP code 32413?
- ZIP code 32413 is in Panama City Beach, FL (Bay County).
- What county is ZIP code 32413 in?
- ZIP code 32413 is mostly in Bay County, Florida.
- How many people live in ZIP code 32413?
- About 15,453 people live in the 32413 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.