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ZIP Code 32548
Fort Walton Beach, FL, Okaloosa County
Population
23,774
Land area
12.1sq mi
People per sq mi
1,968
City
Fort Walton Beach
ZIP 32548 and nearby ZIP codes
ZIP 32548 at a glance
- ZIP 32548 (Fort Walton Beach) is about 4.7 times as dense as Florida as a whole.
- The median household income is $65,342, 12% below the Florida median of $74,568.
- A typical owner-occupied home is valued at $321,200 (11% below Florida) and median rent is $1,345 a month.
Local data for ZIP 32548
Counts from official public data
Housing and community stats
ZIP 32548, American Community Survey 2020-2024
Median household income
$65,342
Poverty rate
15.1%
Median home value
$321,200
Prices +2.2% in a year
Median rent
$1,345/mo
Homeownership
58.0%
Bachelor's or higher
33.0%
Median age
40.2
Average commute
24.1 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
994
ZIP Business Patterns 2023
Employees
13,599
$669M annual payroll
PPP loans
$86.8M
1,168 loans
Campaign donations
$131K
11% D, 31% R, 2026 cycle
Environment and hazard risk
ZIP 32548, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: lightning
Storm events since 1996
439
Countywide, mostly thunderstorm wind
Flood insurance policies
8,128
10.2% of homes, county
July high / Jan low
91° / 45°F
55.4 inches of rain a year
Health statistics
Share of adults in ZIP 32548, CDC PLACES estimates
Obesity
32.1%
U.S. 33.3% -1.2 pts
Diabetes
12.5%
U.S. 12.1% about the same
Smoking
14.2%
U.S. 12.8% +1.4 pts
Uninsured (18-64)
13.0%
U.S. 11.1% +1.9 pts
Frequently asked questions
- What city is ZIP code 32548?
- ZIP code 32548 is in Fort Walton Beach, FL (Okaloosa County).
- What county is ZIP code 32548 in?
- ZIP code 32548 is mostly in Okaloosa County, Florida.
- How many people live in ZIP code 32548?
- About 23,774 people live in the 32548 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.