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Ocean City, FL

Census-designated place in Okaloosa County, Florida.

Population

5,941

Land area

1.6sq mi

People per sq mi

3,823

ZIP codes

0

Ocean City and its ZIP codes

Full map

Ocean City at a glance

  • Ocean City is about 9.2 times as dense as Florida as a whole.
  • The median household income is $59,039, 21% below the Florida median of $74,568.
  • A typical owner-occupied home is valued at $303,900 (15% below Florida) and median rent is $1,443 a month.

Local data for Ocean City, FL

Counts from official public data

Housing and community stats

Ocean City, FL, American Community Survey 2020-2024

Full profile

Median household income

$59,039

Poverty rate

9.2%

Median home value

$303,900

Median rent

$1,443/mo

Homeownership

57.7%

Bachelor's or higher

26.5%

Median age

37.6

Average commute

25.0 min

Largest reported origins and ancestries: Irish Americans (846), German Americans (797), Mexican Americans (294).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Okaloosa County. PPP loans are for Ocean City.

Details

Unemployment rate

4.1%

Sep 2026, 0.0 pts in a year

Average annual pay

$63,935

89,542 jobs, 2025

Income per person

$66,226

BEA, 2024

Federal spending

$3.5B

FY 2026, $16,616 per person

Okaloosa County economyFederal spending

How people get to work

Ocean City, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone78.1%
  • Carpooled18.1%
  • Public transit0.0%
  • Walked0.0%
  • Bicycle0.5%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home3.4%

Average one-way commute: 25.0 minutes for people who do not work from home.

Environment and hazard risk

Ocean City, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: lightning

Storm events since 1996

439

Countywide, mostly thunderstorm wind

Flood insurance policies

8,128

10.2% of homes, county

July high / Jan low

91° / 45°F

55.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Ocean City, FL, CDC PLACES estimates

All 40 measures

Obesity

31.0%

U.S. 33.3% -2.3 pts

Diabetes

11.6%

U.S. 12.1% -0.5 pts

Smoking

13.8%

U.S. 12.8% +1.0 pts

Uninsured (18-64)

13.4%

U.S. 11.1% +2.3 pts

Cities near Ocean City

NameDistanceLand area (sq mi)
ShalimarTown1.1 mi0.3
Cinco BayouTown1.4 mi0.2
Fort Walton BeachCity1.9 mi7.6
Lake LorraineCensus-designated place2.2 mi2.1
WrightCensus-designated place2.3 mi5.5
Eglin AFBCensus-designated place3.6 mi3.1
Mary EstherCity3.7 mi1.5
Hurlburt FieldCensus-designated place6.2 mi10.1
ValparaisoCity6.7 mi11.9
DestinCity7.8 mi7.5
NicevilleCity9.3 mi14.4
NavarreCensus-designated place17 mi23.1
Miramar BeachCensus-designated place17 mi7
Navarre BeachCensus-designated place17 mi1.2
HolleyCensus-designated place18 mi3.5
CrestviewCity21 mi17.5

Frequently asked questions

What county is Ocean City, FL in?
Ocean City is in Okaloosa County, Florida.
What is the population of Ocean City, FL?
About 5,941 people live in Ocean City, based on American Community Survey 5-year estimates.
What cities are near Ocean City?
Nearby places include Shalimar (1.1 mi), Cinco Bayou (1.4 mi), Fort Walton Beach (1.9 mi), Lake Lorraine (2.2 mi), Wright (2.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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