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ZIP Code 63645
Cobalt, MO, Madison County
Population
11,554
Land area
359.3sq mi
People per sq mi
32
City
Cobalt
ZIP 63645 and nearby ZIP codes
ZIP 63645 at a glance
- ZIP 63645 (Cobalt) is 64% less dense than Missouri as a whole.
- The median household income is $54,747, 23% below the Missouri median of $70,702.
- A typical owner-occupied home is valued at $157,500 (32% below Missouri) and median rent is $811 a month.
Local data for ZIP 63645
Counts from official public data
Housing and community stats
ZIP 63645, American Community Survey 2020-2024
Median household income
$54,747
Poverty rate
12.2%
Median home value
$157,500
Prices +0.6% in a year
Median rent
$811/mo
Homeownership
73.1%
Bachelor's or higher
17.5%
Median age
40.2
Average commute
23.2 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
217
ZIP Business Patterns 2023
Employees
3,124
$126M annual payroll
PPP loans
$21.8M
453 loans
Campaign donations
$28.2K
41% D, 18% R, 2026 cycle
Environment and hazard risk
ZIP 63645, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: heat wave
Storm events since 1996
255
Countywide, mostly thunderstorm wind
Flood insurance policies
25
0.4% of homes, county
July high / Jan low
88° / 21°F
46.3 inches of rain a year
Health statistics
Share of adults in ZIP 63645, CDC PLACES estimates
Obesity
37.6%
U.S. 33.3% +4.3 pts
Diabetes
13.3%
U.S. 12.1% +1.2 pts
Smoking
19.3%
U.S. 12.8% +6.5 pts
Uninsured (18-64)
9.6%
U.S. 11.1% -1.5 pts
Frequently asked questions
- What city is ZIP code 63645?
- ZIP code 63645 is in Cobalt, MO (Madison County).
- What county is ZIP code 63645 in?
- ZIP code 63645 is mostly in Madison County, Missouri.
- How many people live in ZIP code 63645?
- About 11,554 people live in the 63645 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.