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Monterey, CA

City in Monterey County, California. ZIP codes: 93940, 93943, 93944.

Population

29,613

Land area

8.6sq mi

People per sq mi

3,425

ZIP codes

3

Monterey and its ZIP codes

Monterey at a glance

  • Monterey is about 14 times as dense as California as a whole.
  • It is the 273rd most populous of 1,570 cities and towns in California.
  • Households here earn a median of $102,846 a year, 4% more than the California figure of $99,122.
  • A typical owner-occupied home is valued at $1,076,300 (46% above California) and median rent is $2,353 a month.

Local data for Monterey, CA

Counts from official public data

Housing and community stats

Monterey, CA, American Community Survey 2020-2024

Full profile

Median household income

$102,846

Poverty rate

9.8%

Median home value

$1,076,300

Median rent

$2,353/mo

Homeownership

36.2%

Bachelor's or higher

52.9%

Median age

37.5

Average commute

18.5 min

Largest reported origins and ancestries: Mexican Americans (4,941), Irish Americans (4,155), German Americans (4,011).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Monterey County. PPP loans are for Monterey.

Details

Unemployment rate

5.7%

Aug 2026, -0.1 pts in a year

Average annual pay

$63,594

198,525 jobs, 2025

Income per person

$74,175

BEA, 2024

Federal spending

$2.9B

FY 2026, $6,526 per person

PPP loans

$148K

2 loans, 10 jobs reported

Monterey County economyFederal spendingPPP loans

How people get to work

Monterey, CA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone57.7%
  • Carpooled4.2%
  • Public transit2.6%
  • Walked9.2%
  • Bicycle1.7%
  • Taxi, ride-hailing, motorcycle or other1.6%
  • Worked from home23.0%

Average one-way commute: 18.5 minutes for people who do not work from home.

Environment and hazard risk

Monterey, CA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: drought

Storm events since 1996

600

Countywide, mostly strong wind

Flood insurance policies

1,190

1.1% of homes, county

July high / Jan low

67° / 45°F

20.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone8 historic places

Health statistics

Share of adults in Monterey, CA, CDC PLACES estimates

All 40 measures

Obesity

25.6%

U.S. 33.3% -7.7 pts

Diabetes

8.3%

U.S. 12.1% -3.8 pts

Smoking

8.5%

U.S. 12.8% -4.3 pts

Uninsured (18-64)

6.4%

U.S. 11.1% -4.7 pts

ZIP codes in Monterey

3 in or overlapping Monterey. Population shown

Cities near Monterey

Frequently asked questions

What county is Monterey, CA in?
Monterey is in Monterey County, California.
What ZIP codes are in Monterey, CA?
ZIP codes in or overlapping Monterey include 93940, 93943, 93944.
What is the population of Monterey, CA?
About 29,613 people live in Monterey, based on American Community Survey 5-year estimates.
What cities are near Monterey?
Nearby places include Pacific Grove (2.4 mi), Sand City (2.8 mi), Del Monte Forest (3.2 mi), Del Rey Oaks (3.3 mi), Carmel-by-the-Sea (3.8 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023