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Morro Bay, CA
City in San Luis Obispo County, California. ZIP codes: 93442.
Population
10,692
Land area
5.3sq mi
People per sq mi
2,003
ZIP codes
1
Morro Bay and its ZIP codes
Morro Bay at a glance
- Morro Bay is about 7.9 times as dense as California as a whole.
- The median household income is $95,843, 3% below the California median of $99,122.
- A typical owner-occupied home is valued at $918,200 (25% above California) and median rent is $1,858 a month.
Local data for Morro Bay, CA
Counts from official public data
Housing and community stats
Morro Bay, CA, American Community Survey 2020-2024
Median household income
$95,843
Poverty rate
8.4%
Median home value
$918,200
Median rent
$1,858/mo
Homeownership
65.4%
Bachelor's or higher
48.5%
Median age
54.3
Average commute
19.7 min
Largest reported origins and ancestries: German Americans (1,981), Irish Americans (1,579), Mexican Americans (1,307).
Economy and federal money
Jobs, pay, income and spending are for San Luis Obispo County. PPP loans are for Morro Bay.
Unemployment rate
4.7%
Aug 2026, -0.2 pts in a year
Average annual pay
$64,561
121,634 jobs, 2025
Income per person
$77,564
BEA, 2024
Federal spending
$2.07B
FY 2026, $7,342 per person
How people get to work
Morro Bay, CA, workers 16 and older. American Community Survey 5-year estimates
- Drove alone68.8%
- Carpooled6.9%
- Public transit0.4%
- Walked1.3%
- Bicycle0.7%
- Taxi, ride-hailing, motorcycle or other0.3%
- Worked from home21.7%
Average one-way commute: 19.7 minutes for people who do not work from home.
Environment and hazard risk
Morro Bay, CA, from FEMA, NOAA and EPA
Natural hazard risk
Relatively High
Top: drought
Storm events since 1996
118
Countywide, mostly high wind
Flood insurance policies
1,183
1.1% of homes, county
July high / Jan low
67° / 46°F
17.0 inches of rain a year
Health statistics
Share of adults in Morro Bay, CA, CDC PLACES estimates
Obesity
25.9%
U.S. 33.3% -7.4 pts
Diabetes
11.2%
U.S. 12.1% -0.9 pts
Smoking
9.6%
U.S. 12.8% -3.2 pts
Uninsured (18-64)
5.7%
U.S. 11.1% -5.4 pts
ZIP codes in Morro Bay
1 in or overlapping Morro Bay. Population shown
Cities near Morro Bay
| Name | Distance | Land area (sq mi) |
|---|---|---|
| CayucosCensus-designated place | 4.3 mi | 3.1 |
| Los OsosCensus-designated place | 4.4 mi | 12.8 |
| California Polytechnic State UniversityCensus-designated place | 12 mi | 1.5 |
| AtascaderoCity | 12 mi | 26.1 |
| San Luis ObispoCity | 13 mi | 13.6 |
| Garden FarmsCensus-designated place | 14 mi | 1.1 |
| Santa MargaritaCensus-designated place | 14 mi | 0.5 |
| Avila BeachCensus-designated place | 14 mi | 6.1 |
| TempletonCensus-designated place | 15 mi | 7.9 |
| Los RanchosCensus-designated place | 17 mi | 2.9 |
| CambriaCensus-designated place | 18 mi | 8.4 |
| EdnaCensus-designated place | 18 mi | 1.2 |
| Pismo BeachCity | 19 mi | 3.5 |
| El Paso de Robles (Paso Robles)City | 21 mi | 19.9 |
| CrestonCensus-designated place | 21 mi | 0.6 |
| Grover BeachCity | 22 mi | 2.3 |
Frequently asked questions
- What county is Morro Bay, CA in?
- Morro Bay is in San Luis Obispo County, California.
- What ZIP codes are in Morro Bay, CA?
- ZIP codes in or overlapping Morro Bay include 93442.
- What is the population of Morro Bay, CA?
- About 10,692 people live in Morro Bay, based on American Community Survey 5-year estimates.
- What cities are near Morro Bay?
- Nearby places include Cayucos (4.3 mi), Los Osos (4.4 mi), California Polytechnic State University (12 mi), Atascadero (12 mi), San Luis Obispo (13 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023