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Moss Beach, CA

Census-designated place in San Mateo County, California. ZIP codes: 94038.

Population

2,683

Land area

2.2sq mi

People per sq mi

1,199

ZIP codes

1

Moss Beach and its ZIP codes

Moss Beach at a glance

  • Moss Beach is about 4.8 times as dense as California as a whole.
  • The median household income is $99,680, close to the California median.
  • A typical owner-occupied home is valued at $1,123,100 (53% above California).

Local data for Moss Beach, CA

Counts from official public data

Housing and community stats

Moss Beach, CA, American Community Survey 2020-2024

Full profile

Median household income

$99,680

Poverty rate

9.1%

Median home value

$1,123,100

Homeownership

99.0%

Bachelor's or higher

47.1%

Median age

47.1

Average commute

32.4 min

Largest reported origins and ancestries: Mexican Americans (985), German Americans (170), Irish Americans (139).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for San Mateo County. PPP loans are for Moss Beach.

Details

Unemployment rate

3.9%

Sep 2026, -0.2 pts in a year

Average annual pay

$214,295

411,346 jobs, 2025

Income per person

$179,656

BEA, 2024

Federal spending

$5.1B

FY 2026, $6,619 per person

San Mateo County economyFederal spending

How people get to work

Moss Beach, CA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone64.4%
  • Carpooled4.2%
  • Public transit2.6%
  • Walked0.2%
  • Bicycle1.8%
  • Taxi, ride-hailing, motorcycle or other1.0%
  • Worked from home25.8%

Average one-way commute: 32.4 minutes for people who do not work from home.

Environment and hazard risk

Moss Beach, CA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: earthquake

Storm events since 1996

690

Countywide, mostly strong wind

Flood insurance policies

3,346

1.8% of homes, county

July high / Jan low

65° / 43°F

26.0 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Moss Beach, CA, CDC PLACES estimates

All 40 measures

Obesity

25.4%

U.S. 33.3% -7.9 pts

Diabetes

9.8%

U.S. 12.1% -2.3 pts

Smoking

8.2%

U.S. 12.8% -4.6 pts

Uninsured (18-64)

7.1%

U.S. 11.1% -4.0 pts

ZIP codes in Moss Beach

1 in or overlapping Moss Beach. Population shown

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Cities near Moss Beach

Frequently asked questions

What county is Moss Beach, CA in?
Moss Beach is in San Mateo County, California.
What ZIP codes are in Moss Beach, CA?
ZIP codes in or overlapping Moss Beach include 94038.
What is the population of Moss Beach, CA?
About 2,683 people live in Moss Beach, based on American Community Survey 5-year estimates.
What cities are near Moss Beach?
Nearby places include El Granada (2.2 mi), Montara (2.3 mi), Half Moon Bay (5 mi), Pacifica (7.1 mi), Millbrae (8 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023