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Santa Cruz, CA

City in Santa Cruz County, California. ZIP codes: 95060, 95062, 95064, 95065.

Population

61,607

Land area

12.7sq mi

People per sq mi

4,836

ZIP codes

4

Santa Cruz and its ZIP codes

Santa Cruz at a glance

  • Santa Cruz is about 19 times as dense as California as a whole.
  • It is the 149th most populous of 1,570 cities and towns in California.
  • Households here earn a median of $115,475 a year, 16% more than the California figure of $99,122.
  • A typical owner-occupied home is valued at $1,209,000 (65% above California) and median rent is $2,452 a month.

Local data for Santa Cruz, CA

Counts from official public data

Housing and community stats

Santa Cruz, CA, American Community Survey 2020-2024

Full profile

Median household income

$115,475

Poverty rate

17.0%

Median home value

$1,209,000

Median rent

$2,452/mo

Homeownership

48.4%

Bachelor's or higher

57.6%

Median age

31.1

Average commute

22.8 min

Largest reported origins and ancestries: Mexican Americans (10,311), Irish Americans (7,415), German Americans (6,611).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Santa Cruz County. PPP loans are for Santa Cruz.

Details

Unemployment rate

5.3%

Aug 2026, -0.3 pts in a year

Average annual pay

$70,123

104,438 jobs, 2025

Income per person

$93,580

BEA, 2024

Federal spending

$1.8B

FY 2026, $6,663 per person

PPP loans

$481K

10 loans, 74 jobs reported

Santa Cruz County economyFederal spendingPPP loans

How people get to work

Santa Cruz, CA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone51.3%
  • Carpooled6.2%
  • Public transit4.7%
  • Walked9.0%
  • Bicycle5.2%
  • Taxi, ride-hailing, motorcycle or other1.4%
  • Worked from home22.2%

Average one-way commute: 22.8 minutes for people who do not work from home.

Environment and hazard risk

Santa Cruz, CA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: drought

Storm events since 1996

659

Countywide, mostly strong wind

Flood insurance policies

2,095

2.5% of homes, county

July high / Jan low

74° / 41°F

30.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone15 historic places

Health statistics

Share of adults in Santa Cruz, CA, CDC PLACES estimates

All 40 measures

Obesity

24.5%

U.S. 33.3% -8.8 pts

Diabetes

8.0%

U.S. 12.1% -4.1 pts

Smoking

9.2%

U.S. 12.8% -3.6 pts

Uninsured (18-64)

7.3%

U.S. 11.1% -3.8 pts

ZIP codes in Santa Cruz

4 in or overlapping Santa Cruz. Population shown

Cities near Santa Cruz

Frequently asked questions

What county is Santa Cruz, CA in?
Santa Cruz is in Santa Cruz County, California.
What ZIP codes are in Santa Cruz, CA?
ZIP codes in or overlapping Santa Cruz include 95060, 95062, 95064, 95065.
What is the population of Santa Cruz, CA?
About 61,607 people live in Santa Cruz, based on American Community Survey 5-year estimates.
What cities are near Santa Cruz?
Nearby places include Pasatiempo (1.8 mi), Paradise Park (1.9 mi), Twin Lakes (2.4 mi), Live Oak (2.8 mi), Pleasure Point (3.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023