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Tracy, CA
City in San Joaquin County, California. ZIP codes: 95376, 95377.
Population
96,966
Land area
26.3sq mi
People per sq mi
3,682
ZIP codes
2
Tracy and its ZIP codes
Tracy at a glance
- Tracy is about 15 times as dense as California as a whole.
- It is the 79th most populous of 1,570 cities and towns in California.
- Households here earn a median of $121,119 a year, 22% more than the California figure of $99,122.
- A typical owner-occupied home is valued at $699,000 (5% below California) and median rent is $2,478 a month.
Local data for Tracy, CA
Counts from official public data
Housing and community stats
Tracy, CA, American Community Survey 2020-2024
Median household income
$121,119
Poverty rate
7.8%
Median home value
$699,000
Median rent
$2,478/mo
Homeownership
65.0%
Bachelor's or higher
28.5%
Median age
35.6
Average commute
42.5 min
Largest reported origins and ancestries: Mexican Americans (31,175), Indian Americans (9,901), German Americans (5,720).
Economy and federal money
Jobs, pay, income and spending are for San Joaquin County. PPP loans are for Tracy.
Unemployment rate
6.5%
Aug 2026, -0.3 pts in a year
Average annual pay
$63,964
290,380 jobs, 2025
Income per person
$63,017
BEA, 2024
Federal spending
$3.97B
FY 2026, $5,091 per person
PPP loans
$58.92M
1,252 loans, 8,678 jobs reported
How people get to work
Tracy, CA, workers 16 and older. American Community Survey 5-year estimates
- Drove alone67.9%
- Carpooled12.8%
- Public transit1.4%
- Walked1.3%
- Bicycle0.5%
- Taxi, ride-hailing, motorcycle or other1.5%
- Worked from home14.7%
Average one-way commute: 42.5 minutes for people who do not work from home.
Environment and hazard risk
Tracy, CA, from FEMA, NOAA and EPA
Natural hazard risk
Relatively High
Top: drought
Storm events since 1996
105
Countywide, mostly flood
Flood insurance policies
3,840
1.8% of homes, county
July high / Jan low
93° / 36°F
12.7 inches of rain a year
Hazards, floods and storm historyCheck a flood zone5 historic places
Health statistics
Share of adults in Tracy, CA, CDC PLACES estimates
Obesity
29.0%
U.S. 33.3% -4.3 pts
Diabetes
10.9%
U.S. 12.1% -1.2 pts
Smoking
11.4%
U.S. 12.8% -1.4 pts
Uninsured (18-64)
10.9%
U.S. 11.1% about the same
ZIP codes in Tracy
2 in or overlapping Tracy. Population shown
Cities near Tracy
| Name | Distance | Land area (sq mi) |
|---|---|---|
| Mountain HouseCensus-designated place | 7.2 mi | 4.6 |
| LathropCity | 9.5 mi | 19.8 |
| MantecaCity | 13 mi | 21.8 |
| French CampCensus-designated place | 14 mi | 3.1 |
| ByronCensus-designated place | 15 mi | 6.5 |
| Taft MosswoodCensus-designated place | 16 mi | 0.5 |
| Discovery BayCensus-designated place | 16 mi | 5.6 |
| RiponCity | 17 mi | 5.3 |
| WestleyCensus-designated place | 17 mi | 0.3 |
| GraysonCensus-designated place | 17 mi | 0.2 |
| KennedyCensus-designated place | 18 mi | 1.2 |
| Country ClubCensus-designated place | 18 mi | 1.9 |
| LivermoreCity | 18 mi | 26.6 |
| StocktonCity | 18 mi | 63.3 |
| SalidaCensus-designated place | 19 mi | 2.2 |
| Garden AcresCensus-designated place | 20 mi | 2.6 |
Frequently asked questions
- What county is Tracy, CA in?
- Tracy is in San Joaquin County, California.
- What ZIP codes are in Tracy, CA?
- ZIP codes in or overlapping Tracy include 95376, 95377.
- What is the population of Tracy, CA?
- About 96,966 people live in Tracy, based on American Community Survey 5-year estimates.
- What cities are near Tracy?
- Nearby places include Mountain House (7.2 mi), Lathrop (9.5 mi), Manteca (13 mi), French Camp (14 mi), Byron (15 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023