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Central, CO

City in Gilpin County, Colorado. ZIP codes: 80427.

Population

525

Land area

2.8sq mi

People per sq mi

189

ZIP codes

1

Central and its ZIP codes

Central at a glance

  • Central is about 3.3 times as dense as Colorado as a whole.
  • The median household income is $61,622, 35% below the Colorado median of $95,470.
  • A typical owner-occupied home is valued at $366,300 (32% below Colorado) and median rent is $1,451 a month.

Local data for Central, CO

Counts from official public data

Housing and community stats

Central, CO, American Community Survey 2020-2024

Full profile

Median household income

$61,622

Poverty rate

6.1%

Median home value

$366,300

Median rent

$1,451/mo

Homeownership

61.6%

Bachelor's or higher

22.9%

Median age

35.9

Average commute

12.0 min

Largest reported origins and ancestries: Mexican Americans (190), German Americans (114), Irish Americans (86).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Gilpin County. PPP loans are for Central.

Details

Unemployment rate

3.7%

Sep 2026, +0.3 pts in a year

Average annual pay

$68,955

4,789 jobs, 2025

Income per person

$73,129

BEA, 2024

Federal spending

$34.9M

FY 2026, $6,004 per person

Gilpin County economyFederal spending

How people get to work

Central, CO, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone62.7%
  • Carpooled21.1%
  • Public transit0.0%
  • Walked0.3%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home15.8%

Average one-way commute: 12.0 minutes for people who do not work from home.

Environment and hazard risk

Central, CO, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: wildfire

Storm events since 1996

879

Countywide, mostly winter storm

Flood insurance policies

11

0.3% of homes, county

July high / Jan low

73° / 16°F

25.8 inches of rain a year

Hazards, floods and storm historyCheck a flood zone3 historic places

ZIP codes in Central

1 in or overlapping Central. Population shown

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Cities near Central

Frequently asked questions

What county is Central, CO in?
Central is in Gilpin County, Colorado.
What ZIP codes are in Central, CO?
ZIP codes in or overlapping Central include 80427.
What is the population of Central, CO?
About 525 people live in Central, based on American Community Survey 5-year estimates.
What cities are near Central?
Nearby places include Black Hawk (2.2 mi), Downieville-Lawson-Dumont (4.7 mi), Idaho Springs (5.4 mi), St. Mary's (6.5 mi), Floyd Hill (7.2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023