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Risk: Relatively Moderate

Weld County, CO Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by hail. 1,986 storm events since 1996.

Expected yearly loss
$105M
Relatively Moderate nationally
Storm events since 1996
1,986
Most often hail
Flood insurance policies
325
0.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 89.2 of 100

Social vulnerability

Very Low

Score 11.4 of 100

Community resilience

Relatively Moderate

Score 56.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $57.7B · Agriculture value exposed: $2.6B · Risk-adjusted yearly loss: $81.7M

Risk by hazard

  • HailRelatively High$14.1M/yr expected annual loss, about 6.7 events a year
  • Cold waveRelatively High$18.9M/yr expected annual loss, about 1.8 events a year
  • TornadoRelatively High$16.1M/yr expected annual loss, about 4.2 events a year
  • Strong windRelatively High$4.1M/yr expected annual loss, about 1.4 events a year
  • Winter weatherRelatively High$762K/yr expected annual loss, about 10 events a year
  • LightningRelatively High$1.8M/yr expected annual loss, about 51 events a year
  • WildfireRelatively Low$1.3M/yr expected annual loss, about once every 716 years
  • Ice stormRelatively Moderate$482K/yr expected annual loss, about once every 40 years
  • EarthquakeRelatively Low$1.8M/yr expected annual loss, about once every 1,309 years
  • Volcanic activityVery Low$53/yr expected annual loss, about once every 10,000 years
  • Heat waveRelatively Low$775K/yr expected annual loss, about once every 2 years
  • LandslideVery Low$960/yr expected annual loss, about once every 2 years
  • DroughtRelatively Low$74.7K/yr expected annual loss, about 39 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
325 of 106,778 (0.3%)
Homes in high-risk flood zones
1,671
Insured in high-risk zones
202 (12%)
Flood claims since 1978
194
Claims paid since 1978
$5.7M

Flood claims paid per year

Flood claims paid per year in Weld County
Beta
  • Late summer storms$5.2M · 99 claims
  • Flooding$803 · 1 claim

Storm history

Since 1996: 1,986 events, 11 deaths, $426M in damage

  • Hail968
  • Thunderstorm Wind238 · 1 death
  • High Wind235
  • Tornado130 · 1 death
  • Winter Storm98
  • Winter Weather94 · 2 deaths
  • Flash Flood44
  • Heavy Snow33
  • Blizzard29 · 3 deaths
  • Flood29 · 2 deaths
Beta

Events per year

Storm events per year in Weld County
Beta

293 tornadoes on record (EF0 60, EF1 4, EF2 2, EF3 1, F0 111, F1 81, F2 15, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF3, 24.26 mi path, 1,760 yd wide05/22/2008

    Platteville Arpt, Weld County

    1 death, 78 injured, $147M damage

    What happened

    A powerful tornado swept north-northwestward across Weld County and into Larimer County, carving a path of destruction, nearly 39 miles in length. The tornado, up to one-mile wide at times, initially touched down northeast of Platteville and finally lifted 6 miles west-northwest of Wellington. A tornado assessment in the aftermath of the tornado revealed extensive areas of damage. On the enhanced Fujita Scale there were pockets of EF3 damage, mainly near the Missile Silo Park Campground, and to businesses and home in eastern Windsor. ||There was one fatality, and 78 injuries. One man was killed when he tried to escape the trailer park in his motor home. Preliminary estimates from FEMA indicated 850 homes were damaged, and nearly 300 homes were significantly damaged or destroyed. Privately insured damages totaled $147 million, and the Poudre Valley Rural Electric Associated reported $1 million of damage to electric transmission lines.

  • Flood09/12/2013

    Warren, Weld County

    $234M damage

    What happened

    Heavy rain, ranging from 4 to 10 inches through the entire storm event, caused widespread flooding along entire drainage system of the Cache La Poudre River including Greeley and vicinity. In Evans, thousands of residents were told not to flush their toilets or shower, prompting Greeley-Evans School District 6 to close schools. Similar problems occurred in Lasalle. County commissioners estimated at least $230 million in damages to properties and infrastructure throughout Weld County. County officials estimated more than 7,000 parcels of land were impacted by floodwaters; 2,900 were residential and 2,300 were agricultural. In addition, 355 commercial and 62 industrial properties were damaged. A total of 140 county roads were closed at some point, with 654 lane miles of the county's roadways impacted by the flood. Sixty-four irrigation canals were also damaged. As a precaution, about 1,900 oil and gas wells had to be shut down.

  • Winter Weather03/30/2009

    C & S Weld County

    2 deaths, 2 injured

    What happened

    A band of heavy snow, induced by a strong upper level jetstream, wreaked havoc on the morning commute in Denver, as well as area north and east of the Denver area. The snow was heaviest on the east side of the Denver metro area where storm totals ranged from 2 to 5 inches. The combination of reduced visibilities and snowpacked roadways resulted in multiple accidents during the morning rush hour including an 18-car pileup, a school bus crash and at least three fatalities. In southern Weld County, several crashes were reported along Interstate 76 near Hudson, and U.S. Highway 85 near Platteville. In Adams County, numerous accidents also occurred along Interstate 70 near Watkins.

  • Blizzard03/18/2003

    Larimer County Below 6000 Feet / NW Weld County

    $15.5M damage

    What happened

    A very moist, intense and slow moving Pacific storm system made its way across the four corners area and into southeastern Colorado from March 17th to the 19th, allowing for a deep easterly upslope flow to form along the Front Range. The storm dumped 31.8 inches of snow at the former Stapleton International Airport, good enough for second place in the Denver weather history record book. The storm also managed to vault March 2003 into first place for the snowiest March in Denver history and fifth place for the wettest March on record. In addition, the storm allowed the month of March to break a streak of 19 consecutive months of below normal precipitation in Denver. The mayor of Denver said, "This is the storm of the century, a backbreaker, a record breaker, a roof breaker." The heavy wet snow caused roofs of homes and businesses to collapse across the Urban Corridor. The snow also downed trees, branches and power lines. Up to 135,000 people lost power at some point during the storms and it took several days, in some areas, to restore power. Avalanches in the mountains and foothills closed many roadways, including Interstate 70 in both directions, stranding hundreds of...

  • Flood06/30/2023

    Prospect Valley, Weld County

    1 death, 5 injured

    What happened

    A person was killed after the car they were driving was swept away by floodwaters. The accident occurred near Weld County Roads 73 and 16 . The occupant of the car drove past the roadblocks that are there to prevent vehicles from entering the dangerous floodwaters in the area. The car was found floating in the water with a driver inside the car. In total, there were six vehicles submerged into floodwaters, six human rescues, and five police dog rescues performed by deputies.

  • Flood05/29/2024

    Greeley, Weld County

    1 death, $3.4M damage

    What happened

    Multiple road closures occurred downtown Greeley due to flooding. These included 9th and 10th streets between 10th avenue and 14th avenue, 11th avenue from 8th street to 11th street, and 8th avenue from 10th street to 12th street. As of June 10th, 279 personal properties and businesses have been included in the report (disaster declaration), as well as 77 government buildings and public infrastructure, totaling approximately $3.4 million in damages from the storm.

Drinking water

58 community water systems serve about 360,563 people. Violations since 2021.

11 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 7 systems had a violation of any kind still open at last report.

  • Greeley City ofServes 132,310 · Surface water · Local governmentNo health violations+5 monitoring or reporting
  • Firestone Town ofServes 27,798 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • Johnstown Town ofServes 27,295 · Surface water · Local government1 health violation+6 monitoring or reporting
  • Windsor Town ofServes 23,500 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Evans City ofServes 19,369 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Frederick Town ofServes 17,173 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • North Weld County WdServes 15,890 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Ft Lupton City ofServes 12,099 · Surface water · Local government4 health violations+36 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 55 toxic release facilities in Weld County

Superfund sites

None in this county.

Toxic release facilities

Total: 1.3 million lbs in 2024, 556,364 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk28 historic places

Frequently asked questions

How risky is Weld County for natural disasters?
FEMA rates Weld County relatively moderate for overall natural hazard risk, with expected losses of $105M a year. The highest-rated hazards are hail (relatively high), cold wave (relatively high), tornado (relatively high).
What storms are most common in Weld County?
Since 1996, NOAA recorded 1,986 storm events affecting Weld County, most often hail (968), thunderstorm wind (238), high wind (235).
How many tornadoes have hit Weld County?
293 tornadoes have been recorded in Weld County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Weld County have flood insurance?
325 residential flood insurance policies are in force in Weld County, covering about 0.3% of homes. The program has paid $5.7M on 194 claims here since 1978.
What is the weather like in Weld County?
At Greeley UNC, average highs reach 92°F in Jul and lows fall to 18°F in Jan, with 14.7 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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