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Risk: Relatively Moderate

Alachua County, FL Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by lightning. 779 storm events since 1996.

Expected yearly loss
$89.62M
Relatively Moderate nationally
Storm events since 1996
779
Most often thunderstorm wind
Flood insurance policies
2,149
2.5% of homes
Hurricanes nearby
7
19 tropical storms or stronger since 1867

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 90.3 of 100

Social vulnerability

Relatively Low

Score 34.8 of 100

Community resilience

Very High

Score 81.0 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $47.97B · Agriculture value exposed: $129M · Risk-adjusted yearly loss: $90.09M

Risk by hazard

  • LightningVery High$2.86M/yr expected annual loss, about 84 events a year
  • HurricaneRelatively High$34.39M/yr expected annual loss, about once every 4 years
  • WildfireRelatively Moderate$3.77M/yr expected annual loss, about once every 267 years
  • TornadoRelatively High$7.71M/yr expected annual loss, about once every 2 years
  • Heat waveRelatively Moderate$2.34M/yr expected annual loss, about 3.3 events a year
  • Strong windRelatively Moderate$1.41M/yr expected annual loss, about once every 1 year
  • EarthquakeRelatively Low$649K/yr expected annual loss, about once every 1,250 years
  • Cold waveRelatively Low$1.37M/yr expected annual loss, about 1.8 events a year
  • DroughtRelatively Low$77.43K/yr expected annual loss, about 20 events a year
  • LandslideVery Low$474/yr expected annual loss, about once every 9 years
  • HailVery Low$65.26K/yr expected annual loss, about 1.8 events a year
  • Winter weatherVery Low$10.46K/yr expected annual loss, about once every 19 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, ice storm, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
2,149 of 84,597 (2.5%)
Homes in high-risk flood zones
4,050
Insured in high-risk zones
744 (18%)
Flood claims since 1978
309
Claims paid since 1978
$8.78M

Flood claims paid per year

Flood claims paid per year in Alachua County
  • Hurricane Irma$3.94M · 82 claims
  • Hurricane Elsa$2.22M · 25 claims
  • Hurricane Frances$626K · 31 claims
  • Hurricane Kate$263K · 3 claims
  • Tropical Storm Debby$176K · 7 claims
  • Flooding$117K · 9 claims

Storm history

Since 1996: 779 events, 3 deaths, $3.97M in damage

  • Thunderstorm Wind397 · 2 deaths
  • Hail126
  • Heavy Rain94
  • Flood34
  • Funnel Cloud32
  • Lightning26
  • Wildfire17
  • Drought14
  • Tornado12
  • Flash Flood11

Events per year

Storm events per year in Alachua County
18
39
18
29
40
22
18
33
45
30
22
28
41
17
24
35
29
22
18
30

45 tornadoes on record (EF0 5, EF1 1, F0 18, F1 12, F2 8).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Thunderstorm Wind45 kt wind07/05/2015

    Gainesville East, Alachua County

    1 death, 2 injured

    What happened

    A tree limb was blown down at Poe Springs park, which hit a woman on the head. Two others were injured. The woman died due to head trauma from the tree limb.

  • Thunderstorm Wind45 kt wind06/28/2008

    Micanopy, Alachua County

    1 death

    What happened

    A 27 year old state park ranger died when a tree fell through the roof of his vehicle at Pudgy Road during a thunderstorm in Paines Prairie State Park. He had stopped his car due to a downed tree crossing the road. A Significant Weather Alert was issued at 130 EDT which highlight wind gusts of 45-55 mph with possible minor damage.

  • Tropical Storm08/30/2023

    Western Alachua

    1 death

    What happened

    Tropical cyclone winds impacted the county on 8/30. Trees and power lines were blown down.|At 0600, a 59-year-old man died when he crashed into a tree near State Road 20 and Southeast 60th Terrace,|in Gainesville due to heavy rainfall. At 0710, a spotter reported a large tree and power lines were blown|down about 3 miles NNE of Newberry. At 0720, the ASOS KGNV at the Gainesville Regional Airport measured|a 40 mph wind gust. At 0750, a mesonet station about 3 miles SE of the University of Florida measured a|wind gust of 45 mph at the Sweetwater Wetlands Park. At 0830, a mesonet site about 1 mile NE of the|University of Florida measured a wind gust of 51 mph. More than 30 downed trees and power outages were|reported.

  • Thunderstorm Wind50 kt wind04/14/2009

    Archer, Alachua County

    2 injured

    What happened

    Fire Rescue reported a tree on a car with 2 injuries on U.S. Highway 41.

  • Thunderstorm Wind45 kt wind03/24/2013

    Gainesville, Alachua County

    1 injured, $5,000 damage

    What happened

    A tree was blown down on a home which resulted in a minor injury to the home homeowner. The time of damage was based on radar. The cost of damage was estimated for inclusion in Storm Data.

  • Lightning06/04/2018

    Arredonda, Alachua County

    1 injured

    What happened

    A male was struck by lightning with only minor injuries. The time of the strike was estimated.

Latest storm reports

Newest first

  • Thunderstorm Wind50 kt wind07/31/2026

    Phifer, Alachua County

    $1,000 damage

  • Thunderstorm Wind39 kt wind07/31/2026

    Hague, Alachua County

    $1,000 damage

  • Thunderstorm Wind45 kt wind07/31/2026

    La Crosse, Alachua County

    $1,000 damage

  • Hail0.75" hail07/11/2026

    Gainesville West, Alachua County

  • Thunderstorm Wind68 kt wind07/11/2026

    Gainesville West, Alachua County

  • Thunderstorm Wind68 kt wind07/11/2026

    Gainesville, Alachua County

    $8,000 damage

  • Heavy Rain07/11/2026

    Phifer, Alachua County

  • Thunderstorm Wind57 kt wind07/10/2026

    Air Base, Alachua County

Hurricanes and tropical storms

Storms whose track crossed Alachua County, with the wind when it passed

Drinking water

15 community water systems serve about 222,701 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

  • Gru - Murphree WtpServes 195,768 · Groundwater · Public and privateNo health violations+3 monitoring or reporting
  • Alachua WtpServes 8,220 · Groundwater · Local governmentNo health violations
  • High Springs WtpServes 5,795 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Newberry WtpServes 3,885 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Hawthorne WtpServes 2,275 · Groundwater · Local governmentNo health violations+4 monitoring or reporting
  • Archer Water SystemServes 1,500 · Groundwater · Local governmentNo health violations
  • Palms of ArcherServes 1,092 · Groundwater · PrivateNo health violations
  • Waldo WtpServes 1,042 · Groundwater · Local governmentNo health violations+3 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Gainesville RGNL AP, 4.8 mi from the county center

Summer highs peak around 91°F in Jul and winter lows bottom out near 43°F in Jan. About 48.3 inches of rain falls in a typical year.

MonthHighLowRain
Jan67°F43°F3.29 in
Feb71°F46°F2.67 in
Mar76°F50°F3.49 in
Apr82°F56°F2.74 in
May87°F63°F3.08 in
Jun90°F70°F7.56 in
Jul91°F72°F6.68 in
Aug91°F72°F6.40 in
Sep88°F69°F5.05 in
Oct82°F61°F2.68 in
Nov75°F51°F1.79 in
Dec69°F45°F2.88 in
Year69°F average48.3 in

Pollution sites

1 Superfund site and 7 toxic release facilities in Alachua County

Superfund sites

Toxic release facilities

Total: 48,478 lbs in 2024, 46,574 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk41 historic places

Frequently asked questions

How risky is Alachua County for natural disasters?
FEMA rates Alachua County relatively moderate for overall natural hazard risk, with expected losses of $89.62M a year. The highest-rated hazards are lightning (very high), hurricane (relatively high), wildfire (relatively moderate).
What storms are most common in Alachua County?
Since 1996, NOAA recorded 779 storm events affecting Alachua County, most often thunderstorm wind (397), hail (126), heavy rain (94).
How many tornadoes have hit Alachua County?
45 tornadoes have been recorded in Alachua County since 1950.
How many homes in Alachua County have flood insurance?
2,149 residential flood insurance policies are in force in Alachua County, covering about 2.5% of homes. The program has paid $8.78M on 309 claims here since 1978.
What is the weather like in Alachua County?
At Gainesville RGNL AP, average highs reach 91°F in Jul and lows fall to 43°F in Jan, with 48.3 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.