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Risk: Very Low

Dixie County, FL Environment & Hazard Risk

Very Low natural hazard risk, led by hurricane. 237 storm events since 1996.

Expected yearly loss
$9.4M
Very Low nationally
Storm events since 1996
237
Most often thunderstorm wind
Flood insurance policies
556
5.8% of homes
Hurricanes nearby
3
17 tropical storms or stronger since 1867

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 35.5 of 100

Social vulnerability

Relatively Moderate

Score 57.1 of 100

Community resilience

Very Low

Score 3.0 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.2B · Agriculture value exposed: $13.9M · Risk-adjusted yearly loss: $11.8M

Risk by hazard

  • HurricaneRelatively Moderate$4.2M/yr expected annual loss, about once every 4 years
  • Coastal floodingRelatively Moderate$1.2M/yr expected annual loss, about 3.7 events a year
  • WildfireRelatively Low$182K/yr expected annual loss, about once every 542 years
  • LightningRelatively Moderate$252K/yr expected annual loss, about 85 events a year
  • Heat waveVery Low$160K/yr expected annual loss, about 4.4 events a year
  • TornadoRelatively Low$329K/yr expected annual loss, about once every 3 years
  • EarthquakeVery Low$32.7K/yr expected annual loss, about once every 1,261 years
  • DroughtVery Low$4,480/yr expected annual loss, about 17 events a year
  • Cold waveVery Low$184K/yr expected annual loss, about 1.3 events a year
  • Strong windVery Low$51.2K/yr expected annual loss, about once every 2 years
  • LandslideVery Low$8/yr expected annual loss, about once every 13 years
  • HailVery Low$3,465/yr expected annual loss, about once every 1 year
  • Winter weatherVery Low$773/yr expected annual loss, about once every 19 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, ice storm, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
556 of 9,564 (5.8%)
Homes in high-risk flood zones
3,782
Insured in high-risk zones
538 (14%)
Flood claims since 1978
916
Claims paid since 1978
$21.4M

Flood claims paid per year

Flood claims paid per year in Dixie County
  • Hurricane Helene$9M · 145 claims
  • Hurricane Idalia$3.1M · 75 claims
  • Hurricane Josephine$3M · 208 claims
  • Blizzard of 1993$1.5M · 69 claims
  • Hurricane Hermine$1.2M · 52 claims
  • Hurricane Dennis$772K · 45 claims

Storm history

Since 1996: 237 events, 6 deaths, $1.4B in damage

  • Thunderstorm Wind86
  • Drought37
  • Tropical Storm28
  • Excessive Heat13
  • Hurricane (Typhoon)13 · 6 deaths
  • Storm Surge/Tide12
  • Flood11
  • Hail11
  • Flash Flood8
  • Heavy Rain4

Events per year

Storm events per year in Dixie County
2
5
2
9
14
20
3
11
8
2
18
10
7
6
11
27
14
6
20

3 tornadoes on record (F0 2, F1 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hurricane (Typhoon)09/26/2024

    Inland Dixie

    3 deaths, $1.1B damage

    What happened

    One person was killed when a tree fell through their house. Two others died from cardiac arrest. There were 120 people in the mini temporary hospital that was set up. Nearly all customers lost power due to widespread downed power lines and trees.

  • Hurricane (Typhoon)08/30/2023

    Inland Dixie

    $70M damage

    What happened

    Significant power outages occurred across Dixie county due to hurricane force winds from Idalia. Approximately 9389 residents lost power, or about 88% of customers.

  • Hurricane (Typhoon)08/05/2024

    Inland Dixie

    3 deaths, $35M damage

    What happened

    There were many downed trees and power lines across the county. Two people died in traffic accidents, and one person died from a tree falling through the roof of a house.

  • Storm Surge/Tide09/26/2024

    Coastal Dixie

    $64.4M damage

    What happened

    Preliminary estimates indicated that a storm surge greater than 15 feet above ground occurred at Horseshoe Beach, where 70% of the community was destroyed.

  • Storm Surge/Tide09/02/2016

    Coastal Dixie

    $43.1M damage

    What happened

    Hurricane Hermine impacted the Florida big bend in early September with significant storm surge along the coast and strong winds inland which downed numerous trees and power lines, resulting in extended power outages in Tallahassee. The following inundation values (height above mean higher high water) were estimated along the coast. Panama City Beach: 1.71 ft, Panama City Marina: 1.60 ft, Apalachicola: 3.04 ft, Curtis Mill (US-319): 5.29 ft, Spring Creek Entrance: 5.91 ft, Town of Saint Marks: 5.08 ft, Saint Marks Lighthouse: 6.28 ft, Nutall Rise (Aucilla River): 6.07 ft, Econfina River: 7.17 ft, Spring Warrior Creek: 8.57 ft, Jabo Road (Taylor county): 7.94 ft, Keaton Beach: 7.57 ft, Steinhatchee Entrance: 7.30 ft, Shired Creek (Dixie county): 7.24 ft, Gopher River (Dixie county): 6.19 ft. In addition, storm surge was noted up the Suwannee River past the US-19 gauge at Wilcox, which is more than 20 river miles from the mouth of the river. The Wakulla River at Wakulla Springs also had its 2nd highest crest on record behind Hurricane Dennis (2005) at 7.49 ft NGVD29. There were three tornadoes confirmed, all brief EF0's in Taylor county with no damage reported...

  • Flood03/10/1998

    Dixie

    $35M damage

    What happened

    Calhoun, Franklin, Gadsden, Gulf, Holmes, Jackson, Walton, and Jackson counties were declared federal disaster areas. Nearly 6 inches of rain from March 8-9 caused urban/small stream flooding in Bayou George and much of the north and northwest Bay County. In Calhoun County, 28 county roads and State Road 69 were closed to flooding. Approximately 400 homes and businesses sustained flood damage (57 in Blountstown). The Chipola River at Altha crested near 31.2 feet on March 14. The Apalachicola River at Blountstown crested near 27.2 feet (third highest) on March 13. In Dixie County, rising waters along the Suwannee River forced the evacuation of 200 residents. Numerous county and secondary roads were flooded. In Franklin County, rising waters along the Apalachicola River flooded 40 to 50 homes near Fort Gadsden and Bay City. In Gadsden County, floodwaters closed State Road 12 near Concord. In Gulf County, nearly 600 homes sustained flood damage and more than 60 county and secondary roads were closed where water was four feet deep in places. Howard Creek (pop. 400) experienced the worst flooding. More than 2000 people were evacuated. In Holmes County, flooding along...

Drinking water

4 community water systems serve about 4,850 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

  • Cross City WtpServes 2,550 · Groundwater · Local governmentNo health violations+9 monitoring or reporting
  • Suwannee Water ; Sewer DistrictServes 1,900 · Groundwater · Local governmentNo health violations+4 monitoring or reporting
  • Horseshoe Beach WtpServes 300 · Groundwater · PrivateNo health violations+19 monitoring or reporting
  • Shady Oaks Rv ; MhpServes 100 · Groundwater · PrivateNo health violations+4 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Cross City 1 E, 6.7 mi from the county center

Summer highs peak around 91°F in Jul and winter lows bottom out near 40°F in Jan. About 57.9 inches of rain falls in a typical year.

MonthHighLowRain
Jan66°F40°F4.01 in
Feb70°F43°F3.39 in
Mar75°F48°F4.47 in
Apr80°F53°F3.25 in
May87°F61°F3.03 in
Jun90°F69°F7.15 in
Jul91°F72°F8.37 in
Aug91°F72°F9.41 in
Sep88°F69°F6.24 in
Oct82°F59°F2.70 in
Nov74°F48°F1.81 in
Dec69°F43°F4.04 in
Year68°F average57.9 in

Pollution sites

0 Superfund sites and 1 toxic release facility in Dixie County

Superfund sites

None in this county.

Toxic release facilities

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places

Frequently asked questions

How risky is Dixie County for natural disasters?
FEMA rates Dixie County very low for overall natural hazard risk, with expected losses of $9.4M a year. The highest-rated hazards are hurricane (relatively moderate), coastal flooding (relatively moderate), wildfire (relatively low).
What storms are most common in Dixie County?
Since 1996, NOAA recorded 237 storm events affecting Dixie County, most often thunderstorm wind (86), drought (37), tropical storm (28).
How many tornadoes have hit Dixie County?
3 tornadoes have been recorded in Dixie County since 1950.
How many homes in Dixie County have flood insurance?
556 residential flood insurance policies are in force in Dixie County, covering about 5.8% of homes. The program has paid $21.4M on 916 claims here since 1978.
What is the weather like in Dixie County?
At Cross City 1 E, average highs reach 91°F in Jul and lows fall to 40°F in Jan, with 57.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.