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Risk: Relatively Low

Walker County, GA Environment & Hazard Risk

Relatively Low natural hazard risk, led by tornado. 407 storm events since 1996.

Expected yearly loss
$29.8M
Relatively Low nationally
Storm events since 1996
407
Most often thunderstorm wind
Flood insurance policies
131
0.5% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1932

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 72.0 of 100

Social vulnerability

Relatively Moderate

Score 40.7 of 100

Community resilience

Relatively Low

Score 20.9 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $10.6B · Agriculture value exposed: $196M · Risk-adjusted yearly loss: $32M

Risk by hazard

  • TornadoRelatively High$9.2M/yr expected annual loss, about once every 3 years
  • Cold waveRelatively Moderate$5.6M/yr expected annual loss, about 1.6 events a year
  • EarthquakeRelatively Low$1.5M/yr expected annual loss, about once every 245 years
  • LandslideRelatively Low$9,444/yr expected annual loss, about once every 1 year
  • Winter weatherRelatively Moderate$121K/yr expected annual loss, about 5.5 events a year
  • DroughtRelatively Moderate$474K/yr expected annual loss, about 29 events a year
  • Strong windRelatively Moderate$855K/yr expected annual loss, about 4.6 events a year
  • LightningRelatively Moderate$344K/yr expected annual loss, about 61 events a year
  • Heat waveRelatively Low$587K/yr expected annual loss, about 1.6 events a year
  • WildfireVery Low$86.6K/yr expected annual loss, about once every 504 years
  • Ice stormRelatively Low$114K/yr expected annual loss, about once every 2 years
  • HurricaneVery Low$90.1K/yr expected annual loss, about once every 56 years
  • HailRelatively Low$186K/yr expected annual loss, about 4.6 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
131 of 27,896 (0.5%)
Homes in high-risk flood zones
742
Insured in high-risk zones
107 (14%)
Flood claims since 1978
135
Claims paid since 1978
$3.6M

Flood claims paid per year

Flood claims paid per year in Walker County
Beta
  • Late summer storms$1.8M · 56 claims
  • Tropical Storm Ivan$49.2K · 10 claims
  • Early winter storms$6,928 · 1 claim

Storm history

Since 1996: 407 events, 2 deaths, $31M in damage

  • Thunderstorm Wind147
  • Hail67
  • Drought38
  • Winter Weather23
  • Flash Flood15
  • Tropical Storm14
  • Winter Storm13
  • Strong Wind12
  • Wildfire11
  • Heavy Snow10
Beta

Events per year

Storm events per year in Walker County
11
10
18
14
26
12
5
10
9
14
9
14
10
10
4
6
8
20
16
4
Beta

10 tornadoes on record (EF0 1, EF2 2, F1 6, F2 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF2, 9.8 mi path, 1,056 yd wide04/27/2011

    Hinkles, Walker County

    25 injured, $5M damage

    What happened

    This tornado is a continuation of the EF3 tornado that originated in DeKalb county, Alabama, tracked across central Dade county, Georgia, and then across northern Walker county, Georgia before lifting just before reaching the Tennessee line. The tornado weakened to an EF2 strength before entering Walker county, and continued as an EF2 to EF1 across much of its path within Walker county. The tornado crossed into Walker county approximately five miles west-southwest of Chattanooga Valley and lifted just west of Fort Oglethorpe near the intersection of U.S. Highway 27 and Georgia Highway 2. Thousands of trees and dozens of power lines were taken down by the tornado. Dozens of homes suffered severe damage, especially across the northern part of the county. Seven homes were completely destroyed. The most severe damage was noted in the Flintstone area. While no fatalities occurred within Walker county, there were 25 injuries, mostly at the severely damaged or destroyed homes. The most severe damage with this tornado occurred in Dade county.||Damage in Walker county consists of seven destroyed homes, 26 with major damage, and 35 with minor damage.||[04/27-04/28/11: Tornado...

  • TornadoF1, 10 mi path, 100 yd wide05/03/1997

    Chickamauga, Walker County

    1 death, 3 injured, $100K damage

    What happened

    The tornado touched down just southwest of Chickamauga in the Ridgecrest Acre mobile home park. Touchdown was noted to be at the intersection of Georgia Highway 136 and 193. Three mobile homes were completely destroyed, and a total of 28 homes/ mobile homes had damage varying from moderate to being totally destroyed. Homes were moved off their foundations and numerous trees were either snapped or uprooted.

  • Excessive Heat09/05/2015

    Walker

    1 death

    What happened

    A Chattanooga Tennessee television news station reported a heat related death in Chickamauga, Georgia in Walker County. An 11-month-old boy was left in a closed vehicle for approximately two and a half hours during the afternoon of Saturday, September 5th. Air temperatures were reported to be in the lower 90s and a Walker County Sheriff's Department official estimated that temperatures inside of the vehicle reached as high as 130-170 degrees.

  • Drought06/01/2000

    Walker

    $9.8M damage

    What happened

    Extremely dry conditions continued across north and central Georgia through the month of June. These same dry conditions had persisted for most of the last 2 years. All rainfall was from spotty convective activity, with no widespread general rains occurring during the month. Most of the convection was concentrated across the southeast parts of WFO Peachtree City's County Warning Area. The west central and north central portions received only 25 to 50 percent of normal rainfall with northwest and east central portions faring slightly better with 50 to 75 percent of normal. At the major airports in north and central Georgia, Atlanta reported 1.11 inches, Athens 1.98 inches, Macon 2.86 inches, and Columbus only 0.51 inches of rain for the month of June. These amounts were 2.45 inches, 1.95 inches, 0.72 inches, and 3.56 inches below normal, respectively. Yearly rainfall totals for most cooperative observer stations in north and central Georgia were between 10 and 15 inches below normal. The 2 year deficit exceeded 20 inches across much of the same area. The center for Climate Prediction and the U.S. Department of Agriculture classified most of central Georgia in an...

  • Flood09/21/2009

    Missionary Ridge, Walker County

    $5.9M damage

    What happened

    Emergency Management personnel from Walker county reported that extensive flooding continued across the county and had expanded into southern portions as well. Significant flooding was ongoing in the Rossville, Fort Oglethorpe, and LaFayette areas. At least 20 roads were closed because of flooding. Dozens of homes were flooded and suffered significant damage. Additional monetary damage in the county from flooding during this time frame were estimated to be near $6 million.

  • TornadoF1, 0.5 mi path, 50 yd wide04/17/1998

    Flintstone, Walker County

    2 injured, $100K damage

    What happened

    Police and fire officials reported a tornado. It apparently touched down briefly destroying 3 trailers, 2 barns and a car. The roof was torn off of a house. Trees and power lines were downed. The intensity, width and length were estimated.

Drinking water

5 community water systems serve about 63,927 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

1 Superfund site and 1 toxic release facility in Walker County

Toxic release facilities

Total: under 1 lb in 2024, 0 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk11 historic places

Frequently asked questions

How risky is Walker County for natural disasters?
FEMA rates Walker County relatively low for overall natural hazard risk, with expected losses of $29.8M a year. The highest-rated hazards are tornado (relatively high), cold wave (relatively moderate), earthquake (relatively low).
What storms are most common in Walker County?
Since 1996, NOAA recorded 407 storm events affecting Walker County, most often thunderstorm wind (147), hail (67), drought (38).
How many tornadoes have hit Walker County?
10 tornadoes have been recorded in Walker County since 1950.
How many homes in Walker County have flood insurance?
131 residential flood insurance policies are in force in Walker County, covering about 0.5% of homes. The program has paid $3.6M on 135 claims here since 1978.
What is the weather like in Walker County?
At Chickamauga 2 SW, average highs reach 89°F in Jul and lows fall to 33°F in Jan, with 57.0 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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