Georgia Environment & Hazard Risk
4 counties rated high or very high risk. 49,982 storm events since 1996, #13 among states.
- Expected yearly loss
- $3.35B
- $313 per person
- Storm events since 1996
- 49,982
- Most often thunderstorm wind
- Flood insurance policies
- 58,557
- $520M in claims paid
- Superfund sites
- 23
- 724 toxic release facilities
Risk by county
FEMA National Risk Index rating, highest risk first
| County | Overall risk | Top hazard | Flood policies | Flood claims paid |
|---|---|---|---|---|
| Chatham County | High | Hurricane | 19,764 | $82.48M |
| Fulton County | High | Lightning | 2,308 | $95.79M |
| Gwinnett County | High | Lightning | 989 | $10.41M |
| Cobb County | High | Tornado | 2,144 | $66.95M |
| DeKalb County | Moderate | Lightning | 2,331 | $29.19M |
| Richmond County | Moderate | Strong wind | 672 | $5.22M |
| Clayton County | Moderate | Tornado | 312 | $3.31M |
| Forsyth County | Moderate | Tornado | 226 | $928K |
| Cherokee County | Moderate | Tornado | 212 | $5.6M |
| Hall County | Moderate | Tornado | 93 | $733K |
| Glynn County | Moderate | Hurricane | 10,032 | $43.53M |
| Liberty County | Moderate | Hurricane | 1,473 | $2.93M |
| Dougherty County | Moderate | Lightning | 827 | $28.39M |
| Floyd County | Moderate | Tornado | 208 | $3.37M |
| Muscogee County | Moderate | Lightning | 472 | $2.33M |
| Whitfield County | Moderate | Tornado | 116 | $5.19M |
| Henry County | Low | Tornado | 338 | $1.17M |
| Bibb County | Low | Heat wave | 214 | $3.85M |
| Columbia County | Low | Tornado | 515 | $2.12M |
| Decatur County | Low | Hurricane | 197 | $4.82M |
| Bulloch County | Low | Hurricane | 417 | $4.88M |
| Lowndes County | Low | Hurricane | 329 | $4.95M |
| Walker County | Low | Tornado | 131 | $3.62M |
| Colquitt County | Low | Hurricane | 66 | $1.29M |
| Houston County | Low | Heat wave | 403 | $1.94M |
| Carroll County | Low | Tornado | 138 | $5.5M |
| Paulding County | Low | Tornado | 147 | $892K |
| Tattnall County | Low | Hurricane | 38 | $399K |
| Gilmer County | Low | Landslide | 207 | $5.23M |
| Gordon County | Low | Drought | 103 | $1.77M |
| Clarke County | Low | Ice storm | 158 | $206K |
| Bryan County | Low | Hurricane | 3,060 | $5.77M |
| McIntosh County | Low | Hurricane | 569 | $1.05M |
| Thomas County | Low | Hurricane | 124 | $2.63M |
| Douglas County | Low | Tornado | 182 | $7.21M |
| Coweta County | Low | Tornado | 167 | $461K |
| Bartow County | Low | Tornado | 179 | $907K |
| Catoosa County | Low | Tornado | 237 | $5.59M |
| Polk County | Low | Tornado | 104 | $981K |
| Mitchell County | Low | Hurricane | 142 | $2.11M |
| Fayette County | Low | Lightning | 421 | $1.91M |
| Troup County | Low | Hurricane | 53 | $1.87M |
| Coffee County | Low | Hurricane | 36 | $1M |
| Effingham County | Low | Hurricane | 717 | $1.14M |
| Fannin County | Low | Landslide | 291 | $850K |
| Rockdale County | Low | Ice storm | 93 | $1.53M |
| Tift County | Low | Hurricane | 119 | $3.57M |
| Walton County | Low | Ice storm | 75 | $286K |
| Camden County | Low | Hurricane | 2,920 | $6.27M |
| Chattooga County | Low | Tornado | 18 | $1.69M |
| Putnam County | Low | Drought | 45 | $21.86K |
| Sumter County | Low | Drought | 89 | $126K |
| Grady County | Low | Hurricane | 13 | $168K |
| Union County | Low | Landslide | 134 | $678K |
| Crisp County | Low | Drought | 174 | $2.17M |
| Murray County | Low | Earthquake | 19 | $612K |
| Newton County | Low | Ice storm | 97 | $736K |
| Laurens County | Low | Drought | 43 | $1.3M |
| Appling County | Low | Hurricane | 98 | $561K |
| Baldwin County | Low | Heat wave | 30 | $85.16K |
| Ware County | Low | Hurricane | 119 | $287K |
| White County | Low | Cold wave | 70 | $693K |
| Barrow County | Low | Lightning | 33 | $346K |
| Rabun County | Low | Landslide | 108 | $401K |
| Lumpkin County | Low | Lightning | 23 | $261K |
| Dodge County | Low | Cold wave | 7 | - |
| Wayne County | Low | Hurricane | 62 | $56.19K |
| Screven County | Low | Hurricane | 27 | $182K |
| Early County | Low | Hurricane | 25 | $902K |
| Toombs County | Very Low | Hurricane | 57 | $458K |
| Brooks County | Very Low | Lightning | 17 | $443K |
| Jackson County | Very Low | Ice storm | 42 | $65.72K |
| Spalding County | Very Low | Strong wind | 93 | $153K |
| Emanuel County | Very Low | Hurricane | 19 | $4,777 |
| Towns County | Very Low | Landslide | 66 | $241K |
| Berrien County | Very Low | Hurricane | 30 | $156K |
| Habersham County | Very Low | Lightning | 39 | $1.72M |
| Burke County | Very Low | Hurricane | 14 | $61.83K |
| Greene County | Very Low | Hurricane | 26 | $5,839 |
| Worth County | Very Low | Drought | 53 | $481K |
| Hart County | Very Low | Ice storm | 9 | - |
| Cook County | Very Low | Hurricane | 74 | $146K |
| Pickens County | Very Low | Landslide | 39 | $172K |
| Stephens County | Very Low | Ice storm | 33 | $102K |
| Dade County | Very Low | Tornado | 26 | $109K |
| Franklin County | Very Low | Ice storm | 5 | $12.22K |
| Macon County | Very Low | Drought | 9 | $37.71K |
| Elbert County | Very Low | Ice storm | 6 | $13.73K |
| Seminole County | Very Low | Hurricane | 110 | $1.71M |
| Lee County | Very Low | Hurricane | 218 | $16.72M |
| Madison County | Very Low | Ice storm | 12 | $1,448 |
| Jeff Davis County | Very Low | Hurricane | 18 | $48.33K |
| Haralson County | Very Low | Wildfire | 8 | $46.84K |
| Charlton County | Very Low | Hurricane | 28 | $1.22M |
| Jefferson County | Very Low | Drought | 16 | $11.44K |
| Bleckley County | Very Low | Heat wave | 15 | $6,203 |
| Ben Hill County | Very Low | Hurricane | 19 | $179K |
| McDuffie County | Very Low | Hail | 9 | - |
| Washington County | Very Low | Drought | 31 | $224K |
| Telfair County | Very Low | Hurricane | 5 | $91.97K |
| Pierce County | Very Low | Hurricane | 32 | $345K |
| Peach County | Very Low | Drought | 19 | $237K |
| Evans County | Very Low | Hurricane | 20 | $389K |
| Dawson County | Very Low | Lightning | 33 | $4,141 |
| Miller County | Very Low | Hurricane | 19 | $334K |
| Harris County | Very Low | Lightning | 78 | $118K |
| Clinch County | Very Low | Hurricane | 55 | $1,100 |
| Bacon County | Very Low | Hurricane | 7 | - |
| Butts County | Very Low | Strong wind | 102 | $1.59M |
| Oconee County | Very Low | Ice storm | 42 | $34.83K |
| Morgan County | Very Low | Hurricane | 7 | - |
| Meriwether County | Very Low | Drought | 9 | - |
| Monroe County | Very Low | Hurricane | 62 | $2.99M |
| Brantley County | Very Low | Hurricane | 69 | $426K |
| Pulaski County | Very Low | Drought | 25 | $254K |
| Randolph County | Very Low | Drought | 1 | $1,035 |
| Upson County | Very Low | Hurricane | 18 | $343K |
| Turner County | Very Low | Hurricane | 8 | - |
| Terrell County | Very Low | Drought | 10 | $57.85K |
| Jones County | Very Low | Heat wave | 30 | $97.52K |
| Calhoun County | Very Low | Drought | 5 | $101K |
| Dooly County | Very Low | Drought | 24 | $323K |
| Irwin County | Very Low | Hurricane | 6 | $1,432 |
| Wilcox County | Very Low | Drought | 6 | - |
| Wilkes County | Very Low | Hurricane | 2 | - |
| Heard County | Very Low | Hurricane | 2 | $3,101 |
| Banks County | Very Low | Hurricane | 8 | $53.46K |
| Hancock County | Very Low | Hurricane | 6 | - |
| Candler County | Very Low | Hurricane | 16 | $124K |
| Jenkins County | Very Low | Hurricane | 21 | $60.82K |
| Taylor County | Very Low | Drought | 2 | $7,004 |
| Baker County | Very Low | Hurricane | 13 | $657K |
| Johnson County | Very Low | Drought | 2 | $36.95K |
| Twiggs County | Very Low | Drought | 1 | $1,563 |
| Clay County | Very Low | Drought | 2 | - |
| Quitman County | Very Low | Drought | 1 | $335 |
| Oglethorpe County | Very Low | Hurricane | 7 | - |
| Jasper County | Very Low | Drought | 37 | $128K |
| Pike County | Very Low | Drought | 6 | $13.44K |
| Long County | Very Low | Hurricane | 209 | $383K |
| Montgomery County | Very Low | Hurricane | 13 | $461K |
| Lamar County | Very Low | Hurricane | 12 | $196K |
| Atkinson County | Very Low | Hurricane | 6 | $1,640 |
| Lanier County | Very Low | Hurricane | 21 | $35.84K |
| Marion County | Very Low | Drought | 1 | - |
| Wheeler County | Very Low | Hurricane | 12 | $82.09K |
| Stewart County | Very Low | Hurricane | - | - |
| Lincoln County | Very Low | Ice storm | 3 | - |
| Warren County | Very Low | Hurricane | - | - |
| Wilkinson County | Very Low | Hurricane | - | - |
| Crawford County | Very Low | Drought | 6 | - |
| Talbot County | Very Low | Hurricane | 5 | $104K |
| Webster County | Very Low | Drought | 1 | - |
| Treutlen County | Very Low | Hurricane | 3 | - |
| Chattahoochee County | Very Low | Lightning | - | $2,420 |
| Glascock County | Very Low | Hurricane | - | - |
| Taliaferro County | Very Low | Hurricane | 1 | - |
| Schley County | Very Low | Hurricane | - | - |
| Echols County | Very Low | Hurricane | 2 | $50.71K |
Costliest hazards
Expected annual loss in Georgia, all counties combined
- Hurricane$524M/yr · 6 counties high
- Tornado$433M/yr · 13 counties high
- Cold wave$213M/yr · 6 counties high
- Earthquake$165M/yr
- Heat wave$96.71M/yr
- Strong wind$79.62M/yr · 6 counties high
- Lightning$71.99M/yr · 22 counties high
- Hail$65.77M/yr · 4 counties high
- Drought$55.46M/yr · 4 counties high
- Ice storm$23.18M/yr · 10 counties high
Storm events by type
Since 1996: 341 deaths, $12.14B in property and crop damage
- Thunderstorm Wind19,977 · 43 deaths
- Hail7,600
- Drought5,192
- Flash Flood2,222 · 14 deaths
- Tropical Storm1,979 · 29 deaths
- Tornado1,368 · 123 deaths
- Lightning1,315 · 40 deaths
- Winter Weather1,149 · 5 deaths
- Extreme Cold/Wind Chill1,043
- Winter Storm971 · 4 deaths
- Flood955 · 4 deaths
- Heat916 · 17 deaths
Events per year
Most damaging storms
Since 2017, ranked by deaths, injuries and damage
- Hurricane (Typhoon)10/10/2018
Seminole
1 death, $800M damage
What happened
Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...
- Hurricane (Typhoon)10/10/2018
Decatur
$800M damage
What happened
Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...
- Hurricane (Typhoon)10/10/2018
Miller
$750M damage
What happened
Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...
- Hurricane (Typhoon)09/27/2024
Lowndes
2 deaths, 77 injured, $600M damage
What happened
A huge number of trees and power lines were blown down. Approximately 99% of Lowndes County lost power, and thousands of power lines were down across local roads. Colquitt Electric reported 1000 broken power poles in their service area, mostly in Lowndes and Berrien Counties. The Willis L. Miller Library sustained major damage and will be closed until further notice. The tower at VLD airport had all the windows blown out. Two deaths occurred due to trees falling into homes. There were also 77 injuries reported. In Valdosta, dozens of homes are now unlivable.
- Hurricane (Typhoon)10/10/2018
Early
$650M damage
What happened
Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...
- Tropical Storm09/27/2024
Richmond
7 deaths, $501M damage
What happened
Significant widespread tree and power line damage throughout the county resulting in widespread, extended power outages. Falling trees and wind caused substantial structural damage across the county. At least 1386 homes sustained some level of damage including 63 destroyed and 426 with major damage. Max winds at Augusta Bush Field were 45 knots sustained (52 mph) with a max gust of 71 knots (82 mph) before the site stopped reporting entirely. NWS storm survey estimated that maximum wind gusts were between 80 to 100+ mph. Six direct fatalities occurred due to trees falling on homes with another fatality due to a vehicle striking a downed tree in the roadway. Minimum mean sea level pressure recorded at Augusta Bush Field was 976.3mb. Areas of flooding were also observed with 2 day rainfall totals exceeding 10 inches in the northern-most portions of the county based on CoCoRaHS gages (maximum was 13.07 inches).
Hurricanes and tropical storms
5 hurricane landfalls since 1851, 3 of them major (Category 3+)
- Hurricane Helene (2024)09/23/2024 · Landfall: FL · 939 mbCategory 4138 mph peak
- Hurricane Debby (2024)08/02/2024 · Landfall: FL, SC · 979 mbCategory 181 mph peak
- Hurricane Idalia (2023)08/26/2023 · Landfall: FL · 942 mbCategory 4132 mph peak
- Hurricane Nicole (2022)11/06/2022 · Landfall: FL · 980 mbCategory 175 mph peak
- Tropical Storm Mindy (2021)09/09/2021 · Landfall: FL · 1,000 mbTropical storm58 mph peak
- Tropical Storm Fred (2021)08/10/2021 · Landfall: FL · 991 mbTropical storm63 mph peak
- Hurricane Elsa (2021)07/01/2021 · Landfall: FL, NY, RI · 991 mbCategory 186 mph peak
- Tropical Storm Claudette (2021)06/18/2021 · Landfall: LA · 1,003 mbTropical storm46 mph peak
- Hurricane Eta (2020)11/01/2020 · Landfall: FL · 922 mbCategory 4150 mph peak
- Hurricane Zeta (2020)10/24/2020 · Landfall: LA · 970 mbCategory 3115 mph peak
Flood insurance
National Flood Insurance Program policies and claims
58,557 homes in Georgia have flood insurance, about 1.6% of residential buildings. In high-risk flood zones, 31,313 of 72,253 homes (43%) are insured.
- Late summer storms$125M · 2,363 claims
- Hurricane Irma$65.6M · 2,098 claims
- Flooding$39.88M · 2,960 claims
- Tropical Storm Alberto$36.62M · 986 claims
- Hurricane Helene$31.46M · 670 claims
- Tropical Storm Ivan$27.81M · 862 claims
Drinking water
1,743 community water systems serve about 10,631,360 people
Since 2021, 106 systems reported 636 health-based violations. 371 systems had a violation of any kind still open at last report. These had the most:
- Lowndes Co.-Alapaha Plantation S/DServes 362 · Groundwater · Local government42 health violations+2 monitoring or reporting
- Lowndes Co.-North Lowndes Co. WsServes 16,656 · Groundwater · Local government32 health violations
- CamakServes 366 · Purchased surface water · Local government24 health violations
- WarrentonServes 2,800 · Surface water · Local government22 health violations+9 monitoring or reporting
- Baldwin CountyServes 23,067 · Purchased surface water · Local government20 health violations+2 monitoring or reporting
- LexingtonServes 1,015 · Purchased surface water · Local government19 health violations+12 monitoring or reporting
- HahiraServes 3,572 · Groundwater · Local government18 health violations
- North Ridge Water & Light Co.Serves 354 · Groundwater · Private18 health violations+1 monitoring or reporting
Select a county above to see every system that serves it.
Climate in the largest cities
1991-2020 normals from the nearest NOAA weather station
| City | July high | Jan low | Rain | Snow |
|---|---|---|---|---|
| Atlanta | 90°F | 34°F | 48.1 in | - |
| Columbus | 92°F | 33°F | 51.8 in | - |
| Augusta | 94°F | 40°F | 44.8 in | - |
| Macon-Bibb County | 94°F | 36°F | 46.9 in | - |
| Savannah | 92°F | 40°F | 48.1 in | - |
| Athens | 92°F | 34°F | 49.0 in | - |
| South Fulton | 90°F | 36°F | 50.4 in | 2.2 in |
| Sandy Springs | 89°F | 33°F | 51.4 in | - |
Pollution sites
23 Superfund sites and 724 toxic release facilities
Superfund sites
- Alternate Energy Resources IncFinal NPL Site, Augusta
- Armstrong World IndustriesFinal NPL Site, Macon
- Brunswick Wood PreservingFinal NPL Site, Brunswick
- Camilla Wood Preserving CompanyFinal NPL Site, Camilla
- Firestone Tire & Rubber co. (Albany Plant)Final NPL Site, Albany
- Hercules 009 LandfillFinal NPL Site, Brunswick
- Lcp Chemicals GeorgiaFinal NPL Site, Brunswick
- Macon Naval Ordnance PlantFinal NPL Site, Macon
Largest toxic releases
- Biolab Inc5.4 million lbs, Conyers
- Basf Corp Attapulgus Ops4.9 million lbs, Attapulgus
- Pcs Nitrogen Fertilizer LP4.6 million lbs, Augusta
- Rayonier Performance Fibers Jesup Mill4.0 million lbs, Jesup
- International Paper Rome Linerboard Mill2.4 million lbs, Rome
- Graphic Packaging International LLC2.0 million lbs, Macon
- Claxton Poultry Farms1.8 million lbs, Claxton
- Clearwater Paper - Augusta Mill1.7 million lbs, Augusta
Facilities in Georgia reported 52.6 million lbs of toxic releases in 2024, 33.8 million lbs of it into the air.
Frequently asked questions
- What is the biggest natural hazard in Georgia?
- By expected annual loss, hurricane costs the most in Georgia ($524M a year), according to FEMA's National Risk Index.
- How many storms hit Georgia each year?
- NOAA recorded 49,982 storm events in Georgia since 1996, about 1,612 a year. The most common type is thunderstorm wind.
- How many hurricanes have hit Georgia?
- Georgia has had 5 hurricane landfalls since 1851, including 3 major hurricanes of Category 3 or stronger.
- How many homes in Georgia have flood insurance?
- 58,557 residential flood insurance policies are in force in Georgia. Since 1978 the National Flood Insurance Program has paid $520M on 24,418 claims here.
- How many Superfund sites are in Georgia?
- Georgia has 23 Superfund sites on or deleted from EPA's National Priorities List.
Source: FEMA, NOAA, EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch each county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.