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Georgia Environment & Hazard Risk

4 counties rated high or very high risk. 49,982 storm events since 1996, #13 among states.

Expected yearly loss
$3.35B
$313 per person
Storm events since 1996
49,982
Most often thunderstorm wind
Flood insurance policies
58,557
$520M in claims paid
Superfund sites
23
724 toxic release facilities

Risk by county

FEMA National Risk Index rating, highest risk first

CountyOverall riskTop hazardFlood policiesFlood claims paid
Chatham CountyHighHurricane19,764$82.48M
Fulton CountyHighLightning2,308$95.79M
Gwinnett CountyHighLightning989$10.41M
Cobb CountyHighTornado2,144$66.95M
DeKalb CountyModerateLightning2,331$29.19M
Richmond CountyModerateStrong wind672$5.22M
Clayton CountyModerateTornado312$3.31M
Forsyth CountyModerateTornado226$928K
Cherokee CountyModerateTornado212$5.6M
Hall CountyModerateTornado93$733K
Glynn CountyModerateHurricane10,032$43.53M
Liberty CountyModerateHurricane1,473$2.93M
Dougherty CountyModerateLightning827$28.39M
Floyd CountyModerateTornado208$3.37M
Muscogee CountyModerateLightning472$2.33M
Whitfield CountyModerateTornado116$5.19M
Henry CountyLowTornado338$1.17M
Bibb CountyLowHeat wave214$3.85M
Columbia CountyLowTornado515$2.12M
Decatur CountyLowHurricane197$4.82M
Bulloch CountyLowHurricane417$4.88M
Lowndes CountyLowHurricane329$4.95M
Walker CountyLowTornado131$3.62M
Colquitt CountyLowHurricane66$1.29M
Houston CountyLowHeat wave403$1.94M
Carroll CountyLowTornado138$5.5M
Paulding CountyLowTornado147$892K
Tattnall CountyLowHurricane38$399K
Gilmer CountyLowLandslide207$5.23M
Gordon CountyLowDrought103$1.77M
Clarke CountyLowIce storm158$206K
Bryan CountyLowHurricane3,060$5.77M
McIntosh CountyLowHurricane569$1.05M
Thomas CountyLowHurricane124$2.63M
Douglas CountyLowTornado182$7.21M
Coweta CountyLowTornado167$461K
Bartow CountyLowTornado179$907K
Catoosa CountyLowTornado237$5.59M
Polk CountyLowTornado104$981K
Mitchell CountyLowHurricane142$2.11M
Fayette CountyLowLightning421$1.91M
Troup CountyLowHurricane53$1.87M
Coffee CountyLowHurricane36$1M
Effingham CountyLowHurricane717$1.14M
Fannin CountyLowLandslide291$850K
Rockdale CountyLowIce storm93$1.53M
Tift CountyLowHurricane119$3.57M
Walton CountyLowIce storm75$286K
Camden CountyLowHurricane2,920$6.27M
Chattooga CountyLowTornado18$1.69M
Putnam CountyLowDrought45$21.86K
Sumter CountyLowDrought89$126K
Grady CountyLowHurricane13$168K
Union CountyLowLandslide134$678K
Crisp CountyLowDrought174$2.17M
Murray CountyLowEarthquake19$612K
Newton CountyLowIce storm97$736K
Laurens CountyLowDrought43$1.3M
Appling CountyLowHurricane98$561K
Baldwin CountyLowHeat wave30$85.16K
Ware CountyLowHurricane119$287K
White CountyLowCold wave70$693K
Barrow CountyLowLightning33$346K
Rabun CountyLowLandslide108$401K
Lumpkin CountyLowLightning23$261K
Dodge CountyLowCold wave7-
Wayne CountyLowHurricane62$56.19K
Screven CountyLowHurricane27$182K
Early CountyLowHurricane25$902K
Toombs CountyVery LowHurricane57$458K
Brooks CountyVery LowLightning17$443K
Jackson CountyVery LowIce storm42$65.72K
Spalding CountyVery LowStrong wind93$153K
Emanuel CountyVery LowHurricane19$4,777
Towns CountyVery LowLandslide66$241K
Berrien CountyVery LowHurricane30$156K
Habersham CountyVery LowLightning39$1.72M
Burke CountyVery LowHurricane14$61.83K
Greene CountyVery LowHurricane26$5,839
Worth CountyVery LowDrought53$481K
Hart CountyVery LowIce storm9-
Cook CountyVery LowHurricane74$146K
Pickens CountyVery LowLandslide39$172K
Stephens CountyVery LowIce storm33$102K
Dade CountyVery LowTornado26$109K
Franklin CountyVery LowIce storm5$12.22K
Macon CountyVery LowDrought9$37.71K
Elbert CountyVery LowIce storm6$13.73K
Seminole CountyVery LowHurricane110$1.71M
Lee CountyVery LowHurricane218$16.72M
Madison CountyVery LowIce storm12$1,448
Jeff Davis CountyVery LowHurricane18$48.33K
Haralson CountyVery LowWildfire8$46.84K
Charlton CountyVery LowHurricane28$1.22M
Jefferson CountyVery LowDrought16$11.44K
Bleckley CountyVery LowHeat wave15$6,203
Ben Hill CountyVery LowHurricane19$179K
McDuffie CountyVery LowHail9-
Washington CountyVery LowDrought31$224K
Telfair CountyVery LowHurricane5$91.97K
Pierce CountyVery LowHurricane32$345K
Peach CountyVery LowDrought19$237K
Evans CountyVery LowHurricane20$389K
Dawson CountyVery LowLightning33$4,141
Miller CountyVery LowHurricane19$334K
Harris CountyVery LowLightning78$118K
Clinch CountyVery LowHurricane55$1,100
Bacon CountyVery LowHurricane7-
Butts CountyVery LowStrong wind102$1.59M
Oconee CountyVery LowIce storm42$34.83K
Morgan CountyVery LowHurricane7-
Meriwether CountyVery LowDrought9-
Monroe CountyVery LowHurricane62$2.99M
Brantley CountyVery LowHurricane69$426K
Pulaski CountyVery LowDrought25$254K
Randolph CountyVery LowDrought1$1,035
Upson CountyVery LowHurricane18$343K
Turner CountyVery LowHurricane8-
Terrell CountyVery LowDrought10$57.85K
Jones CountyVery LowHeat wave30$97.52K
Calhoun CountyVery LowDrought5$101K
Dooly CountyVery LowDrought24$323K
Irwin CountyVery LowHurricane6$1,432
Wilcox CountyVery LowDrought6-
Wilkes CountyVery LowHurricane2-
Heard CountyVery LowHurricane2$3,101
Banks CountyVery LowHurricane8$53.46K
Hancock CountyVery LowHurricane6-
Candler CountyVery LowHurricane16$124K
Jenkins CountyVery LowHurricane21$60.82K
Taylor CountyVery LowDrought2$7,004
Baker CountyVery LowHurricane13$657K
Johnson CountyVery LowDrought2$36.95K
Twiggs CountyVery LowDrought1$1,563
Clay CountyVery LowDrought2-
Quitman CountyVery LowDrought1$335
Oglethorpe CountyVery LowHurricane7-
Jasper CountyVery LowDrought37$128K
Pike CountyVery LowDrought6$13.44K
Long CountyVery LowHurricane209$383K
Montgomery CountyVery LowHurricane13$461K
Lamar CountyVery LowHurricane12$196K
Atkinson CountyVery LowHurricane6$1,640
Lanier CountyVery LowHurricane21$35.84K
Marion CountyVery LowDrought1-
Wheeler CountyVery LowHurricane12$82.09K
Stewart CountyVery LowHurricane--
Lincoln CountyVery LowIce storm3-
Warren CountyVery LowHurricane--
Wilkinson CountyVery LowHurricane--
Crawford CountyVery LowDrought6-
Talbot CountyVery LowHurricane5$104K
Webster CountyVery LowDrought1-
Treutlen CountyVery LowHurricane3-
Chattahoochee CountyVery LowLightning-$2,420
Glascock CountyVery LowHurricane--
Taliaferro CountyVery LowHurricane1-
Schley CountyVery LowHurricane--
Echols CountyVery LowHurricane2$50.71K

Costliest hazards

Expected annual loss in Georgia, all counties combined

  • Hurricane$524M/yr · 6 counties high
  • Tornado$433M/yr · 13 counties high
  • Cold wave$213M/yr · 6 counties high
  • Earthquake$165M/yr
  • Heat wave$96.71M/yr
  • Strong wind$79.62M/yr · 6 counties high
  • Lightning$71.99M/yr · 22 counties high
  • Hail$65.77M/yr · 4 counties high
  • Drought$55.46M/yr · 4 counties high
  • Ice storm$23.18M/yr · 10 counties high

Storm events by type

Since 1996: 341 deaths, $12.14B in property and crop damage

  • Thunderstorm Wind19,977 · 43 deaths
  • Hail7,600
  • Drought5,192
  • Flash Flood2,222 · 14 deaths
  • Tropical Storm1,979 · 29 deaths
  • Tornado1,368 · 123 deaths
  • Lightning1,315 · 40 deaths
  • Winter Weather1,149 · 5 deaths
  • Extreme Cold/Wind Chill1,043
  • Winter Storm971 · 4 deaths
  • Flood955 · 4 deaths
  • Heat916 · 17 deaths

Events per year

Storm events per year in Georgia

Most damaging storms

Since 2017, ranked by deaths, injuries and damage

  • Hurricane (Typhoon)10/10/2018

    Seminole

    1 death, $800M damage

    What happened

    Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...

  • Hurricane (Typhoon)10/10/2018

    Decatur

    $800M damage

    What happened

    Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...

  • Hurricane (Typhoon)10/10/2018

    Miller

    $750M damage

    What happened

    Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...

  • Hurricane (Typhoon)09/27/2024

    Lowndes

    2 deaths, 77 injured, $600M damage

    What happened

    A huge number of trees and power lines were blown down. Approximately 99% of Lowndes County lost power, and thousands of power lines were down across local roads. Colquitt Electric reported 1000 broken power poles in their service area, mostly in Lowndes and Berrien Counties. The Willis L. Miller Library sustained major damage and will be closed until further notice. The tower at VLD airport had all the windows blown out. Two deaths occurred due to trees falling into homes. There were also 77 injuries reported. In Valdosta, dozens of homes are now unlivable.

  • Hurricane (Typhoon)10/10/2018

    Early

    $650M damage

    What happened

    Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the region) high-end category 4 hurricane on the Saffir-Simpson Hurricane Wind Scale in the Florida Panhandle with maximum sustained wind speed of 155 mph and a minimum pressure 919 mb. Based on wind, Michael is the fourth most powerful hurricane to hit the United States, behind the Labor Day Hurricane (1935), Hurricane Camille (1969) and Hurricane Andrew (1992), and the most powerful storm to impact the Florida Panhandle in recorded history. Based on central pressure, Michael is the third most powerful hurricane to hit the United States, behind only the Labor Day Hurricane (1935) and Hurricane Camille (1969). The storm caused catastrophic damage from wind and storm surge, particularly in the Panama City Beach to Mexico Beach to Cape San Blas areas. The widespread catastrophic damage spread...

  • Tropical Storm09/27/2024

    Richmond

    7 deaths, $501M damage

    What happened

    Significant widespread tree and power line damage throughout the county resulting in widespread, extended power outages. Falling trees and wind caused substantial structural damage across the county. At least 1386 homes sustained some level of damage including 63 destroyed and 426 with major damage. Max winds at Augusta Bush Field were 45 knots sustained (52 mph) with a max gust of 71 knots (82 mph) before the site stopped reporting entirely. NWS storm survey estimated that maximum wind gusts were between 80 to 100+ mph. Six direct fatalities occurred due to trees falling on homes with another fatality due to a vehicle striking a downed tree in the roadway. Minimum mean sea level pressure recorded at Augusta Bush Field was 976.3mb. Areas of flooding were also observed with 2 day rainfall totals exceeding 10 inches in the northern-most portions of the county based on CoCoRaHS gages (maximum was 13.07 inches).

Hurricanes and tropical storms

5 hurricane landfalls since 1851, 3 of them major (Category 3+)

Flood insurance

National Flood Insurance Program policies and claims

58,557 homes in Georgia have flood insurance, about 1.6% of residential buildings. In high-risk flood zones, 31,313 of 72,253 homes (43%) are insured.

Flood claims paid per year in Georgia
  • Late summer storms$125M · 2,363 claims
  • Hurricane Irma$65.6M · 2,098 claims
  • Flooding$39.88M · 2,960 claims
  • Tropical Storm Alberto$36.62M · 986 claims
  • Hurricane Helene$31.46M · 670 claims
  • Tropical Storm Ivan$27.81M · 862 claims

Drinking water

1,743 community water systems serve about 10,631,360 people

Since 2021, 106 systems reported 636 health-based violations. 371 systems had a violation of any kind still open at last report. These had the most:

  • Lowndes Co.-Alapaha Plantation S/DServes 362 · Groundwater · Local government42 health violations+2 monitoring or reporting
  • Lowndes Co.-North Lowndes Co. WsServes 16,656 · Groundwater · Local government32 health violations
  • CamakServes 366 · Purchased surface water · Local government24 health violations
  • WarrentonServes 2,800 · Surface water · Local government22 health violations+9 monitoring or reporting
  • Baldwin CountyServes 23,067 · Purchased surface water · Local government20 health violations+2 monitoring or reporting
  • LexingtonServes 1,015 · Purchased surface water · Local government19 health violations+12 monitoring or reporting
  • HahiraServes 3,572 · Groundwater · Local government18 health violations
  • North Ridge Water & Light Co.Serves 354 · Groundwater · Private18 health violations+1 monitoring or reporting

Select a county above to see every system that serves it.

Climate in the largest cities

1991-2020 normals from the nearest NOAA weather station

CityJuly highJan lowRainSnow
Atlanta90°F34°F48.1 in-
Columbus92°F33°F51.8 in-
Augusta94°F40°F44.8 in-
Macon-Bibb County94°F36°F46.9 in-
Savannah92°F40°F48.1 in-
Athens92°F34°F49.0 in-
South Fulton90°F36°F50.4 in2.2 in
Sandy Springs89°F33°F51.4 in-

Pollution sites

23 Superfund sites and 724 toxic release facilities

Superfund sites

All 23 in Georgia

Largest toxic releases

All 724 in Georgia

Facilities in Georgia reported 52.6 million lbs of toxic releases in 2024, 33.8 million lbs of it into the air.

Frequently asked questions

What is the biggest natural hazard in Georgia?
By expected annual loss, hurricane costs the most in Georgia ($524M a year), according to FEMA's National Risk Index.
How many storms hit Georgia each year?
NOAA recorded 49,982 storm events in Georgia since 1996, about 1,612 a year. The most common type is thunderstorm wind.
How many hurricanes have hit Georgia?
Georgia has had 5 hurricane landfalls since 1851, including 3 major hurricanes of Category 3 or stronger.
How many homes in Georgia have flood insurance?
58,557 residential flood insurance policies are in force in Georgia. Since 1978 the National Flood Insurance Program has paid $520M on 24,418 claims here.
How many Superfund sites are in Georgia?
Georgia has 23 Superfund sites on or deleted from EPA's National Priorities List.

Source: FEMA, NOAA, EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch each county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.