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Risk: Relatively Low

Des Moines County, IA Environment & Hazard Risk

Relatively Low natural hazard risk, led by hail. 639 storm events since 1996.

Expected yearly loss
$19.48M
Relatively Low nationally
Storm events since 1996
639
Most often thunderstorm wind
Flood insurance policies
129
0.6% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 55.8 of 100

Social vulnerability

Relatively Low

Score 34.4 of 100

Community resilience

Very High

Score 89.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $10.9B · Agriculture value exposed: $139M · Risk-adjusted yearly loss: $19.43M

Risk by hazard

  • HailRelatively Moderate$1.85M/yr expected annual loss, about 4.0 events a year
  • Strong windRelatively High$1.67M/yr expected annual loss, about 5.5 events a year
  • DroughtRelatively Moderate$1.28M/yr expected annual loss, about 8.6 events a year
  • Heat waveRelatively Moderate$1.94M/yr expected annual loss, about 9.0 events a year
  • LandslideRelatively Low$7,907/yr expected annual loss, about once every 7 years
  • TornadoRelatively Moderate$2.59M/yr expected annual loss, about once every 3 years
  • Ice stormRelatively Moderate$194K/yr expected annual loss, about once every 2 years
  • LightningRelatively Moderate$454K/yr expected annual loss, about 45 events a year
  • Winter weatherRelatively Low$93.37K/yr expected annual loss, about 13 events a year
  • EarthquakeVery Low$408K/yr expected annual loss, about once every 770 years
  • WildfireVery Low$32.45K/yr expected annual loss, about once every 1,068 years
  • Cold waveRelatively Low$598K/yr expected annual loss, about 4.8 events a year
  • HurricaneVery Low$4,040/yr expected annual loss, about once every 103 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
129 of 21,076 (0.6%)
Homes in high-risk flood zones
499
Insured in high-risk zones
66 (13%)
Flood claims since 1978
352
Claims paid since 1978
$9.37M

Flood claims paid per year

Flood claims paid per year in Des Moines County
  • Storm$220K · 7 claims
  • Severe flooding$140K · 11 claims
  • Midwest Flooding$32.7K · 2 claims
  • March 2019 Midwest Flooding$27.53K · 3 claims
  • Late spring storms$3,307 · 1 claim

Storm history

Since 1996: 639 events, 0 deaths, $54.51M in damage

  • Thunderstorm Wind205
  • Hail109
  • Flood65
  • Winter Storm57
  • Winter Weather48
  • Flash Flood33
  • Drought17
  • Heavy Snow13
  • Ice Storm10
  • Dense Fog9

Events per year

Storm events per year in Des Moines County
29
40
31
33
22
19
31
18
25
5
15
11
39
20
23
7
19
27
10
12

24 tornadoes on record (EF0 1, EF1 3, EF2 4, F0 1, F1 8, F2 4, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Drought08/01/2003

    Des Moines

    $14.88M damage

    What happened

    Dry conditions that began in September 2002 and continued through 2003, manifested into a moderate to severe drought at the start of August 2003 which is a crucial time for soybean development and corn in filling out the ears with large kernels. The last significant widespread rainfall in Eastern Iowa occurred on July 20th with general rainfalls of around an inch. According to data from the Iowa State Climatologist, August 2003 was the driest on record with an statewide average of only 0.96 inches of rainfall, which was 3.23 inches below the normal for August. Hot and humid conditions arrived for the second half of August placing extreme stress on crops that were already suffering from a lack of rainfall. Earlier predictions of a near record or record harvest fell by the wayside by late August. Estimates of yield reduction were 10% for the corn crop, or about $85.8 million. Soybean loses were estimated at 30%, or about $226.7 million.

  • Hail2.75" hail05/09/2003

    Burlington, Des Moines County

    $10M damage

    What happened

    The first of 3 severe weather events occurred across Northeast Missouri, Eastern Iowa, and the Northern third of Illinois. Supercell thunderstorms developed in the late afternoon and evening north of a warm front that was associated with a powerful spring storm system. Favorable moisture and shear profiles allowed the storms to produce large hail and heavy rain. In Fort Madison, Iowa it was reported to be the most hail seen since 1993 with a car dealership reporting damage to about 400 cars on its lot along with numerous cars and buildings. In the Burlington, Iowa area, the most severe damage from the hail was on the south side of the city. Three schools and a golf course were heavily damaged prompting officials to cancel school for students in those buildings until the following Monday.

  • Drought07/01/2005

    Des Moines

    $7.08M damage

    What happened

    The drought that began back in June 2005 continued through July and into August 2005 and spread into Eastern Iowa and Northeast Missouri. The drought became severe to extreme across Northwest and West Central Illinois while it was only severe across Eastern Iowa and Northeast Missouri. The drought combined with high heat during the second half of the month decimated the corn crop. At one point during the month of July, the dryness for the calendar year across parts of the area equalled or exceeded the dry conditions during the drought of 1988. By late June the governor of Illinois had activated the Drought Response Task Force in response to severe drought conditions. By late July much of the state was declared an agricultural disaster area by the USDA.Crop loss estimates varied across the entire area. Across Illinois, the worst losses were along the Illinois River Valley with an estimated 40% yield reduction that decreased to around 25-30% along the Mississippi River Valley. In Iowa, loses rapidly decreased the further west one went from the Mississippi River Valley and were near or just slightly below normal upon reaching an Independence to Oskaloosa Iowa line.

  • Winter Storm02/21/2009

    Des Moines

    4 injured

    What happened

    According to the Hawk Eye newspaper in Burlington, a 5-car pileup occurred on snowy U.S. Highway 61 north of Burlington that closed the highway for 90 minutes. The accident caused 4 indirect injuries. A trained spotter measured a total of 5 inches of snow at Burlington along with wind gusts to near 40 mph.

  • Flash Flood05/13/2010

    Pleasantgrove, Des Moines County

    $3.95M damage

    What happened

    Heavy rains resulted in the flash flooding of parts of Des Moines County during the early morning hours of May 12. The Burlington area and locations north were some of the hardest hit areas. The flood waters were 10 to 12 inches deep south of Agency Road. In addition, the intersection of Highway 61 and Roosevelt Avenue was flooded with some vehicles stalled out in the flood waters. Several homes and businesses had water in basements with some flooded with over 7 feet of water. Parts of Tama Road and Plank Road were washed out. In other areas, landslides spilled onto some streets. Several businesses along Jefferson Street also sustained flood damage and loss of property.

  • Flood06/01/2008

    Huron, Des Moines County

    $3.8M damage

    What happened

    The record crest on the Mississippi River at Burlington occurred on June 17, 2008 at 25.73 feet. Flood stage is 15 feet.

Latest storm reports

Newest first

  • Thunderstorm Wind56 kt wind07/03/2026

    Dodgeville, Des Moines County

  • Thunderstorm Wind50 kt wind06/17/2026

    Burlington Arpt, Des Moines County

  • Thunderstorm Wind53 kt wind06/17/2026

    Beaverdale, Des Moines County

  • Thunderstorm Wind61 kt wind06/17/2026

    Burlington Arpt, Des Moines County

  • Thunderstorm Wind61 kt wind06/17/2026

    Lenox Park, Des Moines County

  • Thunderstorm Wind61 kt wind06/17/2026

    Mediapolis, Des Moines County

  • Thunderstorm Wind54 kt wind06/17/2026

    Mediapolis Sharar Ar, Des Moines County

  • Thunderstorm Wind70 kt wind06/17/2026

    Mediapolis, Des Moines County

Drinking water

9 community water systems serve about 41,894 people. Violations since 2021.

1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Burlington MUNI AP, 8.2 mi from the county center

Summer highs peak around 85°F in Jul and winter lows bottom out near 16°F in Jan. About 37.9 inches of rain falls in a typical year.

MonthHighLowRain
Jan32°F16°F1.45 in
Feb37°F21°F1.69 in
Mar50°F31°F2.43 in
Apr63°F42°F3.92 in
May73°F53°F4.93 in
Jun82°F63°F4.87 in
Jul85°F66°F4.02 in
Aug84°F64°F3.77 in
Sep78°F56°F3.53 in
Oct65°F44°F3.09 in
Nov50°F32°F2.29 in
Dec37°F22°F1.87 in
Year52°F average37.9 in

Pollution sites

1 Superfund site and 9 toxic release facilities in Des Moines County

Superfund sites

Toxic release facilities

Total: 68,485 lbs in 2024, 67,245 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk23 historic places

Frequently asked questions

How risky is Des Moines County for natural disasters?
FEMA rates Des Moines County relatively low for overall natural hazard risk, with expected losses of $19.48M a year. The highest-rated hazards are hail (relatively moderate), strong wind (relatively high), drought (relatively moderate).
What storms are most common in Des Moines County?
Since 1996, NOAA recorded 639 storm events affecting Des Moines County, most often thunderstorm wind (205), hail (109), flood (65).
How many tornadoes have hit Des Moines County?
24 tornadoes have been recorded in Des Moines County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Des Moines County have flood insurance?
129 residential flood insurance policies are in force in Des Moines County, covering about 0.6% of homes. The program has paid $9.37M on 352 claims here since 1978.
What is the weather like in Des Moines County?
At Burlington MUNI AP, average highs reach 85°F in Jul and lows fall to 16°F in Jan, with 37.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.