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Risk: Relatively Low

Adams County, IL Environment & Hazard Risk

Relatively Low natural hazard risk, led by heat wave. 520 storm events since 1996.

Expected yearly loss
$25.89M
Relatively Low nationally
Storm events since 1996
520
Most often thunderstorm wind
Flood insurance policies
74
0.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 64.2 of 100

Social vulnerability

Relatively Low

Score 29.6 of 100

Community resilience

Very High

Score 92.0 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $9.13B · Agriculture value exposed: $347M · Risk-adjusted yearly loss: $24.85M

Risk by hazard

  • Heat waveRelatively Moderate$3.65M/yr expected annual loss, about 8.4 events a year
  • Strong windRelatively High$2.23M/yr expected annual loss, about 4.2 events a year
  • DroughtRelatively Moderate$1.28M/yr expected annual loss, about 4.2 events a year
  • Cold waveRelatively Moderate$4.44M/yr expected annual loss, about 4.3 events a year
  • HailRelatively Moderate$857K/yr expected annual loss, about 3.4 events a year
  • LandslideRelatively Low$14.12K/yr expected annual loss, about once every 2 years
  • LightningRelatively Moderate$679K/yr expected annual loss, about 47 events a year
  • EarthquakeRelatively Low$645K/yr expected annual loss, about once every 548 years
  • Winter weatherRelatively Moderate$107K/yr expected annual loss, about 10 events a year
  • TornadoRelatively Low$1.84M/yr expected annual loss, about once every 2 years
  • Ice stormRelatively Low$107K/yr expected annual loss, about 1.4 events a year
  • HurricaneVery Low$9,202/yr expected annual loss, about once every 100 years
  • WildfireVery Low$1,840/yr expected annual loss, about once every 9,127 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
74 of 23,678 (0.3%)
Homes in high-risk flood zones
243
Insured in high-risk zones
56 (23%)
Flood claims since 1978
374
Claims paid since 1978
$13.75M

Flood claims paid per year

Flood claims paid per year in Adams County
  • Midwest Flooding$3.47M · 88 claims
  • Mid-spring storms$893K · 29 claims
  • Flooding$60.17K · 22 claims

Storm history

Since 1996: 520 events, 1 death, $1.17M in damage

  • Thunderstorm Wind181
  • Hail155
  • Winter Storm32
  • Flash Flood25
  • Excessive Heat24 · 1 death
  • Tornado21
  • Heat20
  • Flood12
  • Heavy Snow10
  • High Wind8

Events per year

Storm events per year in Adams County
31
30
20
26
43
18
17
12
16
11
11
12
17
8
10
10
13
7
16
4

36 tornadoes on record (EF0 8, EF1 3, F0 12, F1 8, F2 5).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Excessive Heat07/17/2011

    Adams

    1 death

    What happened

    A heat wave extending from July 17 through July 28 hit the area. There were a couple of days the heat broke, but for the most part it was continuous. High temperatures ranged from the lower to upper 90s with the Heat Index ranging form 105 to 110. There was one death reported in Quincy, IL due to the heat. A 90 year-old woman died in her home. There was no air conditioning and the windows were closed.

  • Heat06/23/1998

    Adams

    7 injured

    What happened

    The first heat wave of the summer caused 1 death and over 120 heat related injuries. The bulk of the injuries in Madison County occurred at an NHRA drag racing event that was held at Gateway International Raceway June 25-28. The 1 death occurred in East St. Louis, St. Clair County.

  • TornadoF2, 10 mi path, 300 yd wide05/11/2003

    Meyer, Adams County

    4 injured

    What happened

    The tornado that hit Canton, Missouri crossed the Mississippi River Lock and Dam 20 just southwest of Meyer. The tornado was weak, F0 in intensity, as it moved east northeast across the Illinois flood plain causing only sporadic tree damage. The tornado began to strengthen as it moved off the flood plain and severely damaged a home and garage along County Road 603 about 1 mile southwest of Lima. The tornado reached its maximum strength just southwest of Lima where it caused major damage. The tornado cut a 200-300 yard wide path of damage across the north side of Lima. About 40-50 structures were damaged by the tornado. Several barns and similar type buildings were destroyed as were 2 mobile homes. One frame house lost its entire roof with several others suffering major roof damage. There were only 4 injuries as everyone took shelter in basements or interior rooms.

  • Ice Storm01/30/2002

    Adams

    1 injured

    What happened

    An ice storm struck parts of west central Illinois from the night of January 29 through the afternoon of January 30. With the temperature in the upper 20s to near 30, falling rain quickly froze on exposed surfaces such as trees and power lines. The hardest hit area was northwest Adams County. Local officials stated that they had not seen "anything like this in 50 years". Power outages were common with some residents without electricity for 2 to 3 days. A woman in Mendon suffered minor injuries when she was struck in the head by a falling tree branch.

  • Thunderstorm Wind70 kt wind06/27/2011

    Coatsburg, Adams County

    1 injured

    What happened

    An intense bow echo moved through Coatsburg, Camp Point and Clayton. Hundreds of trees, tree limbs and power lines were blown down. A couple of power poles were also snapped off. Several trees and tree limbs landed on homes causing minor to moderate roof damage. Also, in Camp Point the entire roof of a business was blown off. One woman was injured after falling down her basement steps as her family was taking shelter from the storm. It took more than an hour for an ambulance to respond to the woman's home near Coatsburg because of the downed trees blocking highways and lots of secondary roads.

  • TornadoF1, 3 mi path, 75 yd wide06/14/1998

    Quincy, Adams County

    1 injured

    What happened

    A damaging tornado struck the Quincy,Illinois area, first downing some trees about 400 pm to the south southwest of town. The tornado weakened and moved northeast causing only minor tree damage. About 404 pm the tornado strengthened reaching F1 intensity about 1 mile south of Quincy near 24th St. and Payson Road. Two walls of the building housing the indoor pool of the Sheridan Swimming Club were blown away. The tornado had been spotted by lifeguards as it approached enabling all occupants to be moved to shelter areas. Only 1 minor injury occurred when a lifeguard was struck in the leg by flying glass. Numerous trees were downed in the area and a few storage sheds were destroyed. A nearby church suffered minor roof damage.

Latest storm reports

Newest first

  • Excessive Heat07/27/2026

    Adams

  • Thunderstorm Wind54 kt wind04/18/2026

    (Uin)quincy Muni Arp, Adams County

  • Thunderstorm Wind53 kt wind04/17/2026

    Beverly, Adams County

  • TornadoEF1, 0.73 mi path, 50 yd wide04/16/2026

    Bigneck, Adams County

  • Winter Storm11/29/2025

    Adams

  • Thunderstorm Wind56 kt wind08/10/2025

    Quincy, Adams County

  • Thunderstorm Wind50 kt wind07/29/2025

    Quincy, Adams County

    $20K damage

  • Thunderstorm Wind55 kt wind07/12/2025

    Quincy, Adams County

Drinking water

19 community water systems serve about 65,574 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

  • QuincyServes 42,000 · Surface water · Local governmentNo health violations+1 monitoring or reporting
  • Abs Water CoopServes 7,095 · Purchased groundwater · PrivateNo health violations
  • Mill Creek PwdServes 5,755 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Clayton-Camp Point Water CommissionServes 2,470 · Groundwater · Local governmentNo health violations
  • PaysonServes 1,386 · Groundwater · Local governmentNo health violations
  • Camp PointServes 1,190 · Purchased groundwater · Local government3 health violations+1 monitoring or reporting
  • MendonServes 953 · Purchased groundwater · Local governmentNo health violations
  • Adams County Water District No 1Serves 800 · Purchased groundwater · Local governmentNo health violations+2 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Quincy RGNL AP, 2.7 mi from the county center

Summer highs peak around 86°F in Jul and winter lows bottom out near 19°F in Jan. About 36.4 inches of rain falls in a typical year.

MonthHighLowRain
Jan35°F19°F1.57 in
Feb40°F23°F1.77 in
Mar52°F32°F2.29 in
Apr64°F43°F3.98 in
May73°F54°F4.55 in
Jun82°F63°F4.50 in
Jul86°F67°F3.49 in
Aug85°F65°F3.93 in
Sep78°F56°F3.09 in
Oct65°F45°F3.05 in
Nov51°F33°F2.41 in
Dec39°F24°F1.80 in
Year53°F average36.4 in

Pollution sites

1 Superfund site and 13 toxic release facilities in Adams County

Superfund sites

Toxic release facilities

Total: 989,681 lbs in 2024, 925,626 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk18 historic places

Frequently asked questions

How risky is Adams County for natural disasters?
FEMA rates Adams County relatively low for overall natural hazard risk, with expected losses of $25.89M a year. The highest-rated hazards are heat wave (relatively moderate), strong wind (relatively high), drought (relatively moderate).
What storms are most common in Adams County?
Since 1996, NOAA recorded 520 storm events affecting Adams County, most often thunderstorm wind (181), hail (155), winter storm (32).
How many tornadoes have hit Adams County?
36 tornadoes have been recorded in Adams County since 1950.
How many homes in Adams County have flood insurance?
74 residential flood insurance policies are in force in Adams County, covering about 0.3% of homes. The program has paid $13.75M on 374 claims here since 1978.
What is the weather like in Adams County?
At Quincy RGNL AP, average highs reach 86°F in Jul and lows fall to 19°F in Jan, with 36.4 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.