Skip to content
Risk: Relatively Low

Fayette County, IL Environment & Hazard Risk

Relatively Low natural hazard risk, led by earthquake. 325 storm events since 1996.

Expected yearly loss
$15.13M
Relatively Low nationally
Storm events since 1996
325
Most often thunderstorm wind
Flood insurance policies
2
0.0% of homes
Hurricanes nearby
0
3 tropical storms or stronger since 1902

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 48.8 of 100

Social vulnerability

Relatively Moderate

Score 45.5 of 100

Community resilience

Very High

Score 92.4 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $6.29B · Agriculture value exposed: $212M · Risk-adjusted yearly loss: $16.28M

Risk by hazard

  • EarthquakeRelatively Low$2.98M/yr expected annual loss, about once every 181 years
  • DroughtRelatively Moderate$624K/yr expected annual loss, about 1.7 events a year
  • LandslideRelatively Low$7,591/yr expected annual loss, about once every 2 years
  • Heat waveRelatively Low$920K/yr expected annual loss, about 9.9 events a year
  • Cold waveRelatively Low$1.57M/yr expected annual loss, about 1.8 events a year
  • Strong windRelatively Moderate$675K/yr expected annual loss, about 5.1 events a year
  • HailRelatively Low$325K/yr expected annual loss, about 3.6 events a year
  • TornadoRelatively Low$1.35M/yr expected annual loss, about once every 2 years
  • Ice stormRelatively Low$61.8K/yr expected annual loss, about once every 1 year
  • HurricaneVery Low$34.94K/yr expected annual loss, about once every 39 years
  • LightningRelatively Low$166K/yr expected annual loss, about 49 events a year
  • Winter weatherRelatively Low$43.94K/yr expected annual loss, about 7.8 events a year
  • WildfireVery Low$5,267/yr expected annual loss, about once every 15,632 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
2 of 10,152 (0.0%)
Homes in high-risk flood zones
0
Flood claims since 1978
3
Claims paid since 1978
$4,323
  • Flooding$719 · 1 claim

Storm history

Since 1996: 325 events, 0 deaths, $2.73M in damage

  • Thunderstorm Wind109
  • Hail52
  • Winter Storm30
  • Excessive Heat25
  • Heat24
  • Flash Flood23
  • Tornado21
  • Heavy Snow12
  • Flood5
  • Winter Weather4

Events per year

Storm events per year in Fayette County
6
14
12
18
28
18
8
7
10
7
5
6
3
2
3
5
5
5
11
12

27 tornadoes on record (EF0 4, EF1 4, EF2 5, F0 4, F1 6, F2 3).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hail2" hail05/01/2002

    Farina, Fayette County

    $1.5M damage

    What happened

    Hail up to 2 inches in diameter was reported in St. Peter and Farina by the Illinois State Police and County Sheriff. Damage was widespread, as roofs took a beating, skylights were broken, windows were broken, screens were torn, siding was damaged, and vehicles dented. A local automobile dealership had at least 200 vehicles damaged

  • Flash Flood07/21/2025

    Lutz Spur, Fayette County

    $600K damage

    What happened

    Multiple towns and municipalities in northern Fayette County were affected by flash flooding according to emergency management, broadcast media, law enforcement/fire, and members of the public. In Wrights Corner, multiple roads had at least several inches of water covering them, with the intersection of N 2800 and County Road 2 having 3 to 6 feet of water on it. In Ramsey, rain rates of greater than 3 inches per hour caused 3 to 5 inches of water over the road at 8th Street and Fayette Street. The Ramsey Blacktop outside of town was also impassable due to water over the road. Near St. Elmo, a car was stalled in knee-deep water and the fire department was called to rescue the stranded individual. In Avena, US-40 was impassable due to flooding, and a vehicle and fire truck became stuck in around 2 feet of water. In Brownstown, a family's car became stuck in flood water, but they were able to walk out on their own. Near Shafter, a vehicle became stuck in flood water at County Road 2200 and N 200. E 1500 was flooded out in Saint James. Near Vandalia, a vehicle rolled over in 4 feet of flood water on I-70. Overall, this area received up to 13.5 inches of rain with 7.39 inches...

  • TornadoEF1, 13.39 mi path, 400 yd wide03/15/2025

    Hagarstown, Fayette County

    $110K damage

  • TornadoEF2, 4.33 mi path, 150 yd wide05/01/2025

    Shobonier, Fayette County

    $50K damage

    What happened

    Shortly before 7pm, the tornado formed just south of County Road 750 in Fayette County, southeast of Shobonier, damaging trees and structures at a farm. The tornado tracked northeastward through fields and pockets of trees before impacting farms along County Rd 1100. Shortly after this point, the tornado reached its maximum surveyed strength, where it leveled an outbuilding near the intersection of County Rd 1100 and E 900 Ave. The tornado continued northeastward, producing mainly tree damage and minor structural damage before dissipating shortly after crossing County Rd 1300 north of Augsburg. The tornado was rated EF-2 with a path length of 4.33 miles and a maximum path width of 150 yards.

  • TornadoEF2, 0.08 mi path, 50 yd wide02/28/2011

    St Elmo, Fayette County

    What happened

    A tornado briefly touched down near the Fayette and Effingham county line approximately two tenths of a mile south of County Road 1800N. Two large farm buildings were destroyed and debris was thrown 1 mile to the east into Effingham County. Other farm buildings also sustained damage. There were four spots on the property with evidence that heavy debris, including a cinderblock, was thrown a substantial distance to the northwest. Several 2x4s were driven several feet into the ground. The tornado did not go into Effingham county. The maximum damage was rated EF2 with a maximum wind speed around 115 mph. The total length of this tornado was a tenth of a mile with a maximum width of 50 yards.

  • TornadoF2, 10 mi path, 150 yd wide06/02/1999

    Brownstown, Fayette County

    What happened

    A tornado produced a 10 mile intermittent damage path across Fayette County in the St. Elmo area. The tornado first formed southeast of Brownstown damaging 2 large machine sheds. The tornado crossed Route 170 knocking over a tractor-trailer. About 2 miles southwest of St. Elmo it destroyed several green houses. About 1 mile southwest of St. Elmo a large warehouse was destroyed. Several large steel beams supporting the warehouse were severely twisted. Also in this area, a 300 feet radio tower was destroyed, a mobile home and 3 homes were destroyed. The tornado weakened as it moved northeast of St. Elmo damaging a few outbuildings and downing trees.

Latest storm reports

Newest first

  • Excessive Heat07/27/2026

    Fayette

  • Thunderstorm Wind50 kt wind07/26/2026

    Loogootee, Fayette County

  • Thunderstorm Wind52 kt wind07/03/2026

    St Paul, Fayette County

  • Excessive Heat07/01/2026

    Fayette

  • Thunderstorm Wind52 kt wind06/21/2026

    Augsburg, Fayette County

  • Flash Flood06/21/2026

    Bluff City, Fayette County

    $10K damage

  • Flash Flood06/21/2026

    Bingham, Fayette County

    $1,000 damage

  • Thunderstorm Wind52 kt wind06/21/2026

    St Paul, Fayette County

    $10K damage

Hurricanes and tropical storms

Storms whose track crossed Fayette County, with the wind when it passed

Drinking water

9 community water systems serve about 17,926 people. Violations since 2021.

4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

  • VandaliaServes 7,616 · Surface water · Local government1 health violation+4 monitoring or reporting
  • Fayette Water CompanyServes 5,608 · Purchased surface water · Private5 health violations+6 monitoring or reporting
  • St ElmoServes 1,272 · Purchased surface water · Local governmentNo health violations
  • RamseyServes 966 · Purchased groundwater · Local government3 health violations+5 monitoring or reporting
  • BrownstownServes 740 · Purchased groundwater · Local government1 health violation+5 monitoring or reporting
  • Vandalia Correctional CenterServes 700 · Purchased surface water · StateNo health violations+5 monitoring or reporting
  • FarinaServes 540 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • St PeterServes 483 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Vandalia, 4 mi from the county center

Summer highs peak around 87°F in Jul and winter lows bottom out near 21°F in Jan. About 43.7 inches of rain falls in a typical year.

MonthHighLowRain
Jan37°F21°F2.97 in
Feb42°F24°F2.49 in
Mar53°F33°F3.32 in
Apr65°F43°F4.86 in
May75°F54°F5.30 in
Jun84°F63°F4.87 in
Jul87°F67°F3.90 in
Aug86°F64°F3.24 in
Sep80°F56°F3.07 in
Oct68°F44°F3.26 in
Nov54°F34°F3.76 in
Dec42°F26°F2.69 in
Year54°F average43.7 in

Pollution sites

0 Superfund sites and 0 toxic release facilities in Fayette County

No Superfund sites or toxic release facilities in Fayette County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk4 historic places

Frequently asked questions

How risky is Fayette County for natural disasters?
FEMA rates Fayette County relatively low for overall natural hazard risk, with expected losses of $15.13M a year. The highest-rated hazards are earthquake (relatively low), drought (relatively moderate), landslide (relatively low).
What storms are most common in Fayette County?
Since 1996, NOAA recorded 325 storm events affecting Fayette County, most often thunderstorm wind (109), hail (52), winter storm (30).
How many tornadoes have hit Fayette County?
27 tornadoes have been recorded in Fayette County since 1950.
How many homes in Fayette County have flood insurance?
2 residential flood insurance policies are in force in Fayette County, covering about 0.0% of homes. The program has paid $4,323 on 3 claims here since 1978.
What is the weather like in Fayette County?
At Vandalia, average highs reach 87°F in Jul and lows fall to 21°F in Jan, with 43.7 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.