Macon County, IL Environment & Hazard Risk
Relatively Moderate natural hazard risk, led by cold wave. 602 storm events since 1996.
- Expected yearly loss
- $47.01M
- Relatively Low nationally
- Storm events since 1996
- 602
- Most often thunderstorm wind
- Flood insurance policies
- 87
- 0.2% of homes
- Hurricanes nearby
- 0
- Since 1851
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Moderate
Score 83.3 of 100
Social vulnerability
Relatively Moderate
Score 50.8 of 100
Community resilience
Very High
Score 91.0 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $23.96B · Agriculture value exposed: $232M · Risk-adjusted yearly loss: $52.49M
Risk by hazard
- Cold waveRelatively High$7.54M/yr expected annual loss, about 3.2 events a year
- Heat waveRelatively Moderate$2.89M/yr expected annual loss, about 7.3 events a year
- EarthquakeRelatively Low$4.85M/yr expected annual loss, about once every 357 years
- Strong windRelatively High$1.81M/yr expected annual loss, about 5.0 events a year
- DroughtRelatively Moderate$1.3M/yr expected annual loss, about 2.1 events a year
- TornadoRelatively Moderate$5.23M/yr expected annual loss, about once every 2 years
- HailRelatively Moderate$1.1M/yr expected annual loss, about 3.2 events a year
- Winter weatherRelatively Moderate$177K/yr expected annual loss, about 8.6 events a year
- LightningRelatively Moderate$574K/yr expected annual loss, about 48 events a year
- Ice stormRelatively Moderate$167K/yr expected annual loss, about 1.4 events a year
- LandslideVery Low$1,456/yr expected annual loss, about once every 8 years
- HurricaneVery Low$22.84K/yr expected annual loss, about once every 69 years
- WildfireVery Low$7,601/yr expected annual loss, about once every 24,173 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 87 of 42,339 (0.2%)
- Homes in high-risk flood zones
- 347
- Insured in high-risk zones
- 66 (19%)
- Flood claims since 1978
- 208
- Claims paid since 1978
- $1.43M
Flood claims paid per year
- Early winter storms$62.45K · 5 claims
- Hurricane Ike$34.03K · 4 claims
- Flooding$15.7K · 8 claims
- Mid-spring storms$8,073 · 1 claim
Storm history
Since 1996: 602 events, 2 deaths, $87.03M in damage
- Thunderstorm Wind234
- Hail139
- Tornado52
- Flash Flood43
- High Wind29 · 1 death
- Heavy Snow20
- Winter Storm17
- Drought15
- Winter Weather9 · 1 death
- Heat7
Events per year
81 tornadoes on record (EF0 12, EF1 14, EF2 1, F0 32, F1 11, F2 3, F3 5, F4 1).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Drought09/01/2012
Macon
$46.3M damage
What happened
Thanks to beneficial rainfall of 2 to 4 inches from the remnants of Hurricane Issac, Macon County was downgraded to the Moderate Drought category (D1) on September 20th. Total damage to the corn crop was estimated at $46.3 million.
- TornadoF3, 14.5 mi path, 440 yd wide04/20/1996
Niantic, Macon County
29 injured, $9M damage
What happened
A tornado touched down 2 miles south southwest of Niantic and travelled to the east northeast causing extensive damage. It moved into Old Harristown at 727 pm destroying 4 to 5 homes, extensively damaging the remainder of the homes, tore the roof off of the old grade school gymnasium, and destroyed a grain silo. It continued to the east northeast and moved into the westside of Decatur at the intersection of Wyckles and Center Roads after crossing I-72, destroying a church at that intersection, as well as a couple of homes. Then the tornado lifted to tree top level for a short distance till it reached Ravina Park Road. "F3" damage was seen, as the tornado demolished a house in a gully area, then continued to move to the east northeast down Ravina Park Road, causing "F2" damage. The width of the tornado was from 1 1/2 to 2 blocks wide in this area. It then crossed Oakland Avenue, destroying the Sims Lumber Company, and then it lifted to tree top level again. It dropped down again near the intersection of Bloomington Road and Pythan Avenue, causing minor damage before lifting again just east of Morgan Street. The tornado touched down once more at the intersection of...
- Flash Flood08/27/2014
Warrensburg, Macon County
$20M damage
What happened
A severe thunderstorm produced 2.00 to 3.00 of rain within one hour in parts of central Macon County, including the cities of Decatur and Mt. Zion. The flash flooding resulted in the closure of numerous streets and viaducts in Decatur, as well as basement flooding to numerous homes and businesses. The flash flooding also impacted several rural roads from Harristown through Decatur to Mt. Zion. The flooding subsided by late evening.
- TornadoF1, 2.5 mi path, 220 yd wide04/19/1996
Decatur, Macon County
9 injured, $1.5M damage
What happened
A tornado touched down in the southeastern portions of Decatur. The initial touchdown was near the intersection of Martin Luther King Jr. Drive and Marion St. on the northwestern corner of Mueller Park. The path of the storm then moved a little north of east, with damage centered along Lincoln Street to about 19th Street. At that point the damage path center appeared to move somewhat to the north, crossing 22nd Street between Cantrell and Roosevelt. The path then went across the Nelson Park Golf Course, where it knocked down over 100 trees, then crossed over the western portion of the Hwy 36 bridge before lifting. 88 homes were either damaged or destroyed, as well as, numerous businesses. Nine people sustained minor injuries. Also, 6 large utility poles on the Illinois Hwy 36 bridge were blown over, which trapped several motorists in their cars, though no one was injured. The damage is estimated around $1.5 million.
- High Wind03/25/1996
Macon
1 death
What happened
Strong gradient winds caused minor damage across Central Illinois and caused a bizzare accident which killed one person. Winds gusting to between 40 and 55 mph caused a bedliner and a concrete block to be blown from the bed of the pickup truck. The concrete block was thrown through the windshield of a car travelling in the opposite direction. The block hit the driver's chest killing him. The winds blew down numerous power lines, tore off the roof of a building in Rushville, and metal shething and insulation from the roof of a mobile home was blown off in Bloomington.
- Winter Weather03/14/2020
Macon
1 death
What happened
A 23-year old Ohio woman died when her car skidded on icy roads and struck the concrete wall of the I-72 overpass near Oreana in Macon County at around 9am on March 14th. A light rain/snow mix was falling at the time with temperatures hovering near freezing.
Latest storm reports
Newest first
- Thunderstorm Wind61 kt wind07/04/2026
Decatur, Macon County
- Thunderstorm Wind61 kt wind07/04/2026
Forsyth, Macon County
- Thunderstorm Wind61 kt wind07/04/2026
Decatur, Macon County
- Thunderstorm Wind61 kt wind07/04/2026
Decatur, Macon County
- Thunderstorm Wind61 kt wind07/04/2026
Mt Zion, Macon County
- Thunderstorm Wind61 kt wind07/04/2026
Macon, Macon County
- Thunderstorm Wind70 kt wind06/18/2026
Casner, Macon County
- Thunderstorm Wind55 kt wind06/18/2026
Decatur, Macon County
Drinking water
15 community water systems serve about 103,563 people. Violations since 2021.
4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 6 systems had a violation of any kind still open at last report.
- DecaturServes 76,122 · Surface water · Local governmentNo health violations+1 monitoring or reporting
- Long Creek Township PwsServes 7,850 · Groundwater · Local governmentNo health violations
- Mount ZionServes 5,833 · Purchased surface water · Local government8 health violations+2 monitoring or reporting
- ForsythServes 3,490 · Groundwater · Local governmentNo health violations
- MaroaServes 1,700 · Groundwater · Local governmentNo health violations
- HarristownServes 1,320 · Purchased groundwater · Local governmentNo health violations+1 monitoring or reporting
- Blue MoundServes 1,300 · Groundwater · Local government2 health violations+15 monitoring or reporting
- WarrensburgServes 1,230 · Groundwater · Local government1 health violation+3 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Climate
1991-2020 normals at Decatur Wtp, 2.5 mi from the county center
Summer highs peak around 85°F in Jul and winter lows bottom out near 20°F in Jan. About 40.4 inches of rain falls in a typical year, with 13.6 inches of snow.
| Month | High | Low | Rain | Snow |
|---|---|---|---|---|
| Jan | 34°F | 20°F | 2.40 in | 5.9 in |
| Feb | 39°F | 24°F | 2.00 in | 2.5 in |
| Mar | 51°F | 33°F | 2.64 in | 0.9 in |
| Apr | 63°F | 43°F | 4.12 in | 0.4 in |
| May | 74°F | 54°F | 4.95 in | - |
| Jun | 82°F | 63°F | 4.73 in | - |
| Jul | 85°F | 67°F | 4.00 in | - |
| Aug | 84°F | 65°F | 3.50 in | - |
| Sep | 78°F | 57°F | 3.08 in | - |
| Oct | 65°F | 46°F | 3.41 in | - |
| Nov | 50°F | 34°F | 3.21 in | 0.4 in |
| Dec | 39°F | 25°F | 2.40 in | 3.5 in |
| Year | 53°F average | 40.4 in | 13.6 in | |
Pollution sites
0 Superfund sites and 12 toxic release facilities in Macon County
Superfund sites
None in this county.
Toxic release facilities
- ADM Decatur Complex2.7 million lbs released, Decatur
- Mueller - North Foundry711,656 lbs released, Decatur
- Mueller Co. Plant #4 (South Foundry)252,024 lbs released, Decatur
- Primary Products Ingredients Americas LLC - Decatur140,960 lbs released, Decatur
- Caterpillar Inc. Decatur Fac.40,473 lbs released, Decatur
- Decatur Foundry Inc1,981 lbs released, Decatur
- Voestalpine Railway Systems Nortrak LLC227 lbs released, Decatur
- Mueller Co-Plant #12 lbs released, Decatur
- Tillamook Illinois LLC0 lbs released, Decatur
- Vcna Prairie LLC - Yard 10250 lbs released, Decatur
Total: 3.9 million lbs in 2024, 2.5 million lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk7 historic places
Frequently asked questions
- How risky is Macon County for natural disasters?
- FEMA rates Macon County relatively moderate for overall natural hazard risk, with expected losses of $47.01M a year. The highest-rated hazards are cold wave (relatively high), heat wave (relatively moderate), earthquake (relatively low).
- What storms are most common in Macon County?
- Since 1996, NOAA recorded 602 storm events affecting Macon County, most often thunderstorm wind (234), hail (139), tornado (52).
- How many tornadoes have hit Macon County?
- 81 tornadoes have been recorded in Macon County since 1950, including 6 rated F3/EF3 or stronger.
- How many homes in Macon County have flood insurance?
- 87 residential flood insurance policies are in force in Macon County, covering about 0.2% of homes. The program has paid $1.43M on 208 claims here since 1978.
- What is the weather like in Macon County?
- At Decatur Wtp, average highs reach 85°F in Jul and lows fall to 20°F in Jan, with 40.4 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.