Moultrie County, IL Environment & Hazard Risk
Relatively Low natural hazard risk, led by drought. 274 storm events since 1996.
- Expected yearly loss
- $10.41M
- Very Low nationally
- Storm events since 1996
- 274
- Most often thunderstorm wind
- Flood insurance policies
- 35
- 0.6% of homes
- Hurricanes nearby
- 0
- 2 tropical storms or stronger since 1902
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 45.0 of 100
Social vulnerability
Very High
Score 81.2 of 100
Community resilience
Relatively High
Score 60.4 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $3.32B · Agriculture value exposed: $182M · Risk-adjusted yearly loss: $14.88M
Risk by hazard
- DroughtRelatively Moderate$1.11M/yr expected annual loss, about 1.7 events a year
- EarthquakeRelatively Low$844K/yr expected annual loss, about once every 320 years
- Cold waveRelatively Moderate$1.53M/yr expected annual loss, about 2.6 events a year
- HailRelatively Low$332K/yr expected annual loss, about 3.0 events a year
- Strong windRelatively Moderate$535K/yr expected annual loss, about 4.9 events a year
- Heat waveRelatively Low$357K/yr expected annual loss, about 7.3 events a year
- Winter weatherRelatively Low$55.14K/yr expected annual loss, about 8.3 events a year
- TornadoRelatively Low$790K/yr expected annual loss, about once every 3 years
- LightningRelatively Low$145K/yr expected annual loss, about 48 events a year
- LandslideVery Low$516/yr expected annual loss, about once every 12 years
- HurricaneVery Low$13.66K/yr expected annual loss, about once every 49 years
- Ice stormVery Low$18.13K/yr expected annual loss, about 1.3 events a year
- WildfireVery Low$998/yr expected annual loss, about once every 29,483 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 35 of 6,158 (0.6%)
- Homes in high-risk flood zones
- 155
- Insured in high-risk zones
- 32 (21%)
- Flood claims since 1978
- 20
- Claims paid since 1978
- $121K
Flood claims paid per year
- Mid-spring storms$0 · 2 claims
Storm history
Since 1996: 274 events, 1 death, $34.05M in damage
- Thunderstorm Wind91
- Hail50
- Flash Flood24
- Heavy Snow18 · 1 death
- Winter Storm16
- Tornado14
- Drought12
- High Wind10
- Flood7
- Heat7
Events per year
17 tornadoes on record (EF0 2, EF1 5, EF2 1, F0 3, F1 2, F2 2).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Drought09/01/2012
Moultrie
$23M damage
What happened
Thanks to beneficial rainfall of 2 to 4 inches from the remnants of Hurricane Issac, Moultrie County was downgraded to the Moderate Drought category (D1) on September 20th. Total damage to the corn crop was estimated at $23.0 million.
- Heavy Snow01/01/1999
Moultrie
1 death, 1 injured
What happened
A major winter storm paralyzed much of the region during the first few days of 1999. Snow began falling across portions of Central Illinois before noon on New Year's Day and continued to fall, moderate to heavy at times for most of the following 24-hour period. Locations near and south of Charleston/Mattoon saw periods of mixed precipitation, including freezing rain, while farther north snow was predominate. After the snowfall and precipitation diminished, winds increased from the northwest and temperatures dropped, causing dangerous wind chills and treacherous driving conditions with extensive blowing and drifting snow through the third day of the year. Total snow accumulations topped 6 inches mainly along and north of Interstate 70. Lesser amounts fell to the south, where more freezing precipitation was reported. The heaviest snow band in Central Illinois was found west and north of a line from Quincy to Virginia (Cass County) to Peoria to Bloomington to Champaign where reports of 14 or more inches of snow were common. The weight of the heavy snow and ice caused many roofs and porches to collapse, resulting in one death and an injury. An overhang attached to a garage at a...
- Hail2" hail04/08/1998
Bethany, Moultrie County
$7M damage
What happened
A severe thunderstorm dropped large amounts of hail up to two inches in diameter over Moultrie County. Two police cars were damaged severely. In Bethany, many windows and windshields were smashed by the hail, as well as, considerable roof damage. No injuries were reported. Damage was estimated between 6 and 7 million dollars.
- TornadoF2, 3 mi path, 40 yd wide04/08/1998
Cadwell, Moultrie County
4 injured, $100K damage
What happened
A tornado touched down 2 miles south of Cadwell and travelled to the northeast. In Moultrie County it either damaged or destroyed 9 homes, as well as, numerous barns, sheds, silos, and outbuildings. One double-wide mobile home was blown from its foundation. Four people were inside at the time. Three sustained minor injuries while one sustained serious injuries, including a broken back and leg after being thrown 200 yards by the tornado. Another home nearby was moved 3 feet off its foundation. When the tornado moved into Douglas County, it either damaged or destroyed 20 homes, 6 barns, and numerous other outbuildings. Also, 69 power poles were knocked down by the tornado in both counties. In Douglas County, 4 people sustained minor injuries, including one woman whose arm and collar bone were broken. The tornado lifted and dissipated just outside the town of Bourbon. In total, 8 people sustained injuries. In Moultrie County damage is estimated around $100,000. There is no damage estimate available for Douglas County.
- Thunderstorm Wind78 kt wind07/19/2010
Kirksville, Moultrie County
$1.1M damage
What happened
Downburst winds caused significant damage across parts of Moultrie County from near Kirksville eastward through Sullivan. Crops and numerous large trees were damaged along this path just southwest and south of Sullivan. In the town of Sullivan itself, structural damage occurred to 4 buildings along the town square. The roof and facade of one building were blown onto the street below, crushing a car. The roof of a hotel on the south side of town was blown off...with pieces of it carried nearly 200 yards away.
- TornadoEF1, 7.02 mi path, 440 yd wide11/17/2013
Williamsburg, Moultrie County
$860K damage
What happened
A tornado touched down in an open field about 3 miles NE of Lovington at 12:30 PM CST, then tracked northeastward and crossed into Douglas County about 5 miles north of Arthur at 12:37 PM CST. Major roof damage occurred to 8 homes, while 1 garage was destroyed and 17 outbuildings were severely damaged. Numerous trees and power poles were snapped.
Latest storm reports
Newest first
- Thunderstorm Wind61 kt wind07/04/2026
Lovington, Moultrie County
- Thunderstorm Wind65 kt wind06/18/2026
Lovington, Moultrie County
- Hail2.5" hail06/18/2026
Lovington, Moultrie County
- Hail1.75" hail06/18/2026
Ullrich, Moultrie County
- Hail3" hail06/18/2026
Fairbanks, Moultrie County
- TornadoEF1, 2.97 mi path, 75 yd wide06/17/2026
Bethany, Moultrie County
- Thunderstorm Wind52 kt wind06/12/2026
Sullivan, Moultrie County
- Thunderstorm Wind61 kt wind06/12/2026
Bethany, Moultrie County
Hurricanes and tropical storms
Storms whose track crossed Moultrie County, with the wind when it passed
- Unnamed storm (1932)08/27/1932 · Landfall: FL, AL · 979 mbTropical storm40 mph nearby
- Unnamed storm (1902)06/21/1902 · Landfall: TXTropical storm40 mph nearby
Drinking water
6 community water systems serve about 12,582 people. Violations since 2021.
None of the systems serving this county had a health-based violation in this period.
- SullivanServes 4,729 · Groundwater · Local governmentNo health violations+3 monitoring or reporting
- Moultrie County RwdServes 2,600 · Purchased surface water · Local governmentNo health violations
- ArthurServes 2,300 · Groundwater · Local governmentNo health violations
- BethanyServes 1,475 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- LovingtonServes 1,024 · Groundwater · Local governmentNo health violations
- Dalton CityServes 454 · Purchased groundwater · Local governmentNo health violations+2 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Climate
1991-2020 normals at Sullivan 3s, 4.7 mi from the county center
Summer highs peak around 86°F in Jul and winter lows bottom out near 19°F in Jan. About 41.6 inches of rain falls in a typical year, with 12.9 inches of snow.
| Month | High | Low | Rain | Snow |
|---|---|---|---|---|
| Jan | 35°F | 19°F | 2.41 in | 5.2 in |
| Feb | 40°F | 22°F | 2.23 in | 2.4 in |
| Mar | 51°F | 31°F | 2.83 in | 1.0 in |
| Apr | 65°F | 42°F | 4.48 in | 0.2 in |
| May | 75°F | 53°F | 4.98 in | - |
| Jun | 83°F | 63°F | 4.95 in | - |
| Jul | 86°F | 65°F | 4.35 in | - |
| Aug | 85°F | 62°F | 3.16 in | - |
| Sep | 80°F | 55°F | 2.71 in | - |
| Oct | 67°F | 44°F | 3.30 in | - |
| Nov | 52°F | 33°F | 3.45 in | 0.4 in |
| Dec | 40°F | 25°F | 2.75 in | 3.7 in |
| Year | 53°F average | 41.6 in | 12.9 in | |
Pollution sites
0 Superfund sites and 3 toxic release facilities in Moultrie County
Superfund sites
None in this county.
Toxic release facilities
- Masterbrand LLC38,820 lbs released, Arthur
- Bruder Tank3,963 lbs released, Sullivan
- Hydro-Gear36.8 lbs released, Sullivan
Total: 42,820 lbs in 2024, 42,794 lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places
Frequently asked questions
- How risky is Moultrie County for natural disasters?
- FEMA rates Moultrie County relatively low for overall natural hazard risk, with expected losses of $10.41M a year. The highest-rated hazards are drought (relatively moderate), earthquake (relatively low), cold wave (relatively moderate).
- What storms are most common in Moultrie County?
- Since 1996, NOAA recorded 274 storm events affecting Moultrie County, most often thunderstorm wind (91), hail (50), flash flood (24).
- How many tornadoes have hit Moultrie County?
- 17 tornadoes have been recorded in Moultrie County since 1950.
- How many homes in Moultrie County have flood insurance?
- 35 residential flood insurance policies are in force in Moultrie County, covering about 0.6% of homes. The program has paid $121K on 20 claims here since 1978.
- What is the weather like in Moultrie County?
- At Sullivan 3s, average highs reach 86°F in Jul and lows fall to 19°F in Jan, with 41.6 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.