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Risk: Relatively Low

Union County, IL Environment & Hazard Risk

Relatively Low natural hazard risk, led by earthquake. 721 storm events since 1996.

Expected yearly loss
$14.84M
Relatively Low nationally
Storm events since 1996
721
Most often dense fog
Flood insurance policies
46
0.9% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1915

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 55.4 of 100

Social vulnerability

Relatively High

Score 68.5 of 100

Community resilience

Relatively Moderate

Score 56.5 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $3.31B · Agriculture value exposed: $61.72M · Risk-adjusted yearly loss: $19.23M

Risk by hazard

  • EarthquakeRelatively Moderate$4.33M/yr expected annual loss, about once every 106 years
  • Strong windRelatively High$1.38M/yr expected annual loss, about 4.1 events a year
  • Heat waveRelatively Moderate$1.56M/yr expected annual loss, about 11 events a year
  • Cold waveRelatively Moderate$1.58M/yr expected annual loss, about 1.1 events a year
  • Winter weatherRelatively Moderate$93.66K/yr expected annual loss, about 7.7 events a year
  • Ice stormRelatively Moderate$125K/yr expected annual loss, about once every 1 year
  • TornadoRelatively Low$1.5M/yr expected annual loss, about once every 3 years
  • DroughtRelatively Low$240K/yr expected annual loss, about 3.9 events a year
  • LandslideVery Low$1,441/yr expected annual loss, about 1.5 events a year
  • HailRelatively Low$135K/yr expected annual loss, about 3.4 events a year
  • LightningRelatively Low$120K/yr expected annual loss, about 55 events a year
  • HurricaneVery Low$18.49K/yr expected annual loss, about once every 58 years
  • WildfireVery Low$2,375/yr expected annual loss, about once every 3,210 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
46 of 5,173 (0.9%)
Homes in high-risk flood zones
399
Insured in high-risk zones
44 (11%)
Flood claims since 1978
109
Claims paid since 1978
$443K

Flood claims paid per year

Flood claims paid per year in Union County
  • March storm$173K · 12 claims
  • Mid-spring storms$25.73K · 4 claims
  • Midwest Flooding$12.16K · 35 claims
  • Early winter storms$6,231 · 3 claims
  • Flooding$3,106 · 1 claim

Storm history

Since 1996: 721 events, 7 deaths, $19.2M in damage

  • Dense Fog109
  • Strong Wind90 · 2 deaths
  • Thunderstorm Wind71
  • Winter Weather66
  • Heat62 · 1 death
  • Frost/Freeze55
  • Flood43
  • Hail35
  • Drought33
  • Winter Storm30 · 1 death

Events per year

Storm events per year in Union County
23
27
28
26
33
33
15
25
30
27
25
38
30
24
24
36
26
33
27
13

24 tornadoes on record (EF0 5, EF1 6, EF2 1, F0 3, F1 2, F2 5, F3 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoF3, 16 mi path, 400 yd wide04/28/2002

    Dongola, Union County

    1 death, 8 injured, $5M damage

    What happened

    The tornado first touched down in very hilly terrain in the Shawnee National Forest and then tracked east, crossing Route 127 just north of Mill Creek. The tornado then directly struck the community of Dongola, where most of the damage and casualties occurred. A 69-year-old woman was killed as she was attempting to flee her mobile home. The woman had just gotten into her car, started the engine, and turned the lights on when the tornado struck. She was blown away from the car and found dead under a structure across the road from where the vehicle was parked and still running. Elsewhere in the Dongola area, a train was blown off the tracks. Several wood houses were demolished, and seven double-wide trailers were destroyed. Approximately 75 homes were damaged. A recreational vehicle was tossed across Lake Dongola and impaled into the ground.

  • Strong Wind36 kt wind11/18/2017

    Union

    2 deaths, $15K damage

    What happened

    A cold front surged southeast from Missouri across the lower Ohio Valley. Ahead of the front, strong south winds gusted close to 40 mph in some places. Immediately following the passage of the cold front and its associated line of thunderstorms, a short period of strong northwest winds occurred. At the Carbondale airport, winds gusted to 40 mph from the south early in the morning. There were two fatalities in Union County when a tree was blown into the bedroom of a mobile home three miles east of Anna. An adult man and his one-year-old daughter were both killed in the bedroom early in the morning. Following the passage of the cold front and its line of storms, northwest winds gusted to 43 mph at the Carbondale airport, 46 mph at the Carmi airport, and 41 mph at the Harrisburg airport.

  • Heat07/21/2005

    Union

    15 injured

    What happened

    Several days of excessive heat and humidity caused a significant increase in heat-related illnesses. Hospitals reported that a majority of those treated were outdoor workers. The heat index peaked around 110 degrees each afternoon, and dropped to only around 80 degrees at night. True air temperatures reached the mid 90's, with overnight lows in the mid 70's. At Carbondale, the heat index topped out at 112 degrees on the 21st and the 22nd, 105 on the 23rd, 115 on the 24th, 106 on the 25th, and 109 on the 26th. These heat indices were representative of the rest of southern Illinois. The heat wave was the result of an expansive surface high pressure system extending from the Gulf of Mexico to the Great Lakes. A light southerly wind flow, combined with moist ground from the remnants of Hurricane Dennis earlier in the month, allowed dew points to hover around 80 degrees.

  • Winter Storm12/22/2004

    Union

    1 death, 1 injured, $100K damage

    What happened

    A major winter storm dumped from 10 to 20 inches of snow across most of southern Illinois, clogging interstates and shutting down most businesses near the peak of the Christmas shopping season. The heaviest snowfall, from 14 to 20 inches, occurred along an axis from Anna (Union County) through Harrisburg (Saline County) to the lower Wabash Valley. Snowfall was not quite as heavy from Fairfield (in Wayne County) west across Mount Vernon to Du Quoin (Perry County), where amounts were mostly from 6 to 9 inches. On the north side of Anna in Union County, a man was killed and another man was injured when an awning on a VFW Post collapsed on them. The two men were standing under the 12-by-30 foot awning when it collapsed. The weight of the compacted snow, which fell several days earlier, caused the metal roof to totally collapse over the men. The other end of the awning remained partially standing. A crew of 15 to 20 rescuers took about 30 minutes to extricate the men. In Johnson County, the roof of a hardware store and a horse arena collapsed under the weight of the snow and ice. Portions of Interstates 57, 64, and 24 were extremely difficult to travel. Numerous abandoned vehicles...

  • Flash Flood06/17/2019

    Cobden, Union County

    1 death, $30K damage

    What happened

    Severe flash flooding impacted Union County. There were two water rescues in the county. One car stalled in high water on Mount Glen Road near Cobden. First responders were able to rescue the driver, a young female. The second water rescue involved a vehicle in the Trail of Tears State Forest near Ware. The vehicle was swept off State Forest Road where it crosses Clear Creek. Two people were in the vehicle at the time it was swept off the road. The male involved was able to escape. The body of the other person in the vehicle, a female in her late 50's, was found deceased the following morning less than a mile downstream from the vehicle. Elsewhere in the area, one lane of Highway 146 near the intersection of Highway 3 was flooded. A trained spotter reported 4.0 inches of rainfall in 24 hours three miles east of Ware. The public reported 4.5 inches of rain in 24 hours at Cobden.

  • Heat06/22/2009

    Union

    1 death

    What happened

    A building dome of high pressure aloft was responsible for near record high temperatures. Combined with high humidity, the heat index soared to between 105 and 110 on the afternoon of the 22nd. In many places, the heat index peaked near 105 on the afternoon of the 23rd. Actual air temperatures reached the mid 90's both days. In Union County, a blind elderly man with Alzheimer's disease wandered from his home and died of heat exhaustion in an open field.

Latest storm reports

Newest first

  • Thunderstorm Wind56 kt wind04/27/2026

    Anna, Union County

    $10K damage

  • Dense Fog04/25/2026

    Union

  • Dense Fog02/16/2026

    Union

  • Dense Fog02/10/2026

    Union

  • Cold/Wind Chill01/31/2026

    Union

  • Cold/Wind Chill01/26/2026

    Union

  • Winter Storm01/24/2026

    Union

  • Cold/Wind Chill01/23/2026

    Union

Hurricanes and tropical storms

Storms whose track crossed Union County, with the wind when it passed

Drinking water

9 community water systems serve about 13,391 people. Violations since 2021.

4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.

  • AnnaServes 4,910 · Purchased groundwater · Local government4 health violations+1 monitoring or reporting
  • Lick Creek PwdServes 2,365 · Purchased surface water · Local government5 health violations
  • JonesboroServes 1,799 · Purchased groundwater · Local government1 health violation+4 monitoring or reporting
  • CobdenServes 1,267 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Alto Pass Water DistrictServes 1,015 · Purchased groundwater · Local governmentNo health violations
  • Shawnee Valley PwdServes 738 · Purchased groundwater · Local governmentNo health violations+2 monitoring or reporting
  • DongolaServes 736 · Purchased groundwater · Local governmentNo health violations+3 monitoring or reporting
  • Choate MhcServes 533 · Purchased groundwater · State1 health violation+4 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Anna 2 Nne, 1.7 mi from the county center

Summer highs peak around 90°F in Jul and winter lows bottom out near 25°F in Jan. About 51.1 inches of rain falls in a typical year, with 10.4 inches of snow.

MonthHighLowRainSnow
Jan45°F25°F3.53 in2.6 in
Feb50°F29°F3.40 in4.0 in
Mar61°F37°F4.82 in0.9 in
Apr71°F46°F5.63 in-
May79°F56°F5.93 in-
Jun87°F65°F4.95 in-
Jul90°F69°F3.70 in-
Aug89°F67°F3.15 in-
Sep84°F59°F3.49 in-
Oct73°F48°F3.89 in0.2 in
Nov59°F37°F4.54 in0.1 in
Dec48°F30°F4.10 in2.6 in
Year58°F average51.1 in10.4 in

Pollution sites

0 Superfund sites and 0 toxic release facilities in Union County

No Superfund sites or toxic release facilities in Union County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Union County for natural disasters?
FEMA rates Union County relatively low for overall natural hazard risk, with expected losses of $14.84M a year. The highest-rated hazards are earthquake (relatively moderate), strong wind (relatively high), heat wave (relatively moderate).
What storms are most common in Union County?
Since 1996, NOAA recorded 721 storm events affecting Union County, most often dense fog (109), strong wind (90), thunderstorm wind (71).
How many tornadoes have hit Union County?
24 tornadoes have been recorded in Union County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Union County have flood insurance?
46 residential flood insurance policies are in force in Union County, covering about 0.9% of homes. The program has paid $443K on 109 claims here since 1978.
What is the weather like in Union County?
At Anna 2 Nne, average highs reach 90°F in Jul and lows fall to 25°F in Jan, with 51.1 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.