Clinton County, IN Environment & Hazard Risk
Very Low natural hazard risk, led by hail. 309 storm events since 1996.
- Expected yearly loss
- $11.04M
- Very Low nationally
- Storm events since 1996
- 309
- Most often thunderstorm wind
- Flood insurance policies
- 44
- 0.3% of homes
- Hurricanes nearby
- 0
- 1 tropical storm or stronger since 1902
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Very Low
Score 30.5 of 100
Social vulnerability
Relatively Low
Score 25.6 of 100
Community resilience
Relatively High
Score 64.7 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $6.12B · Agriculture value exposed: $238M · Risk-adjusted yearly loss: $10.35M
Risk by hazard
- HailRelatively Moderate$718K/yr expected annual loss, about 4.3 events a year
- Strong windRelatively Moderate$1.04M/yr expected annual loss, about 5.0 events a year
- DroughtRelatively Moderate$436K/yr expected annual loss, about 1.3 events a year
- Winter weatherRelatively Low$103K/yr expected annual loss, about 9.8 events a year
- EarthquakeRelatively Low$499K/yr expected annual loss, about once every 545 years
- Cold waveRelatively Low$1.41M/yr expected annual loss, about 3.7 events a year
- TornadoRelatively Low$1.73M/yr expected annual loss, about once every 3 years
- Heat waveRelatively Low$396K/yr expected annual loss, about 4.4 events a year
- Ice stormRelatively Low$49.21K/yr expected annual loss, about once every 1 year
- LandslideVery Low$343/yr expected annual loss, about once every 15 years
- HurricaneVery Low$10.69K/yr expected annual loss, about once every 67 years
- LightningRelatively Low$98.18K/yr expected annual loss, about 46 events a year
- WildfireVery Low$1,940/yr expected annual loss, about once every 73,530 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 44 of 13,201 (0.3%)
- Homes in high-risk flood zones
- 115
- Insured in high-risk zones
- 32 (28%)
- Flood claims since 1978
- 26
- Claims paid since 1978
- $372K
Flood claims paid per year
- 2026-08-Indiana-Flooding$0 · 1 claim
Storm history
Since 1996: 309 events, 1 death, $21M in damage
- Thunderstorm Wind126
- Hail56
- Flood21
- Winter Storm19
- Flash Flood18
- Heavy Snow18
- Drought14
- High Wind8
- Tornado7
- Extreme Cold/Wind Chill6
Events per year
19 tornadoes on record (EF0 1, EF1 1, EF2 2, F0 2, F1 4, F2 5, F3 2, F4 2).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Hail1.75" hail05/18/2000
Jefferson, Clinton County
$15M damage
What happened
A series of supercell storms dumped hail from golfball to softball size across a large portion of the northern half of the IND CWA. The storms moved across a warm front that stretched across central Indiana. Numerous cars, car lots and homes had extensive damage estimated around 75 million dollars. Frankfort, Anderson and Muncie were hardest hit. In addition, three homes in New Whiteland were burned to the ground by a lightning strike. Later in the evening, a squall line moved across the same area producing only isolated hail reports.
- Winter Weather02/04/2015
Clinton
1 death, $10K damage
What happened
Just north of Clinton County Road 200 North, a 79-year-old Rossville man and his truck left the east side of the road, traveled down the berm, and entered the creek. The man made it out of the truck, but was unable to get to the bank.||He had left home about 2 p.m. on February 4th to run to a store in Frankfort. Clinton County sheriff���s investigators said someone remembered seeing the man in a store about 3:15 p.m. That was about the time the snow squall started blowing through the area.||���Everything is leaning to a motor vehicle crash,��� the Clinton County sheriff said.||The snow was so heavy and visibility was so poor in that area on February 4th that a construction crew working north of the creek pulled their trucks and equipment off the road to avoid any mishaps. It is sometime during this snow squall that the Rossville man likely was traveling north on Indiana 39/U.S. Highway 421.||This information was obtained from the Lafayette Journal and Courier online.
- Thunderstorm Wind07/17/1996
Frankfort, Clinton County
6 injured, $2M damage
What happened
Very strong thunderstorm winds associated with a rapidly developing thunderstorm complex caused extensive damage in the Frankfort area. Heavy damage occurred at the Clinton county fairgrounds where a large tree fell on a tent. Six injuries were reported...mainly cuts and abrasions. Several rides and buildings at the fairgrounds received heavy damage. Park officials estimated 100 mph winds. Numerous trees were also reported down in Frankfort and over 50 homes were damaged by wind or falling trees.
- Thunderstorm Wind74 kt wind11/18/2017
Frankfort, Clinton County
1 injured, $205K damage
What happened
Part of the Walmart's roof collapsed and the front of the store was damaged due to damaging straight-line thunderstorm winds. Two semi truck was knocked over as well. One man inside an overturned truck was taken to the hospital for non-life threatening injuries. A church's steeple was bent by the severe wind. Multiple trees and large branches were snapped and the roof of Frankfort High School sustained some minor damage. Many other homes and structures sustained damage as well.
- Flash Flood07/05/2003
Frankfort, Clinton County
$1M damage
What happened
Heavy thunderstorms trained across the northern third of the Indianapolis forecast area with parts of Carroll and Howard counties getting as much as 8 to 10 inches of rain in less than 12 hours. One 36 year old female was killed in Burlington as she attempted to clean out a storm drain and was sucked down. Also, a 62 year old female was killed when she attempted to move her vehicle across a flooded roadway road at State Road 218 and County Road 525 West. She was subsequently swept into a ditch with 9 to 10 feet of water. 25 homes were filled with several feet of water in Delphi adjacent to Deer Creek as a levy broke there. Deer Creek reached a record water level. Flash flooding mainly alonf Wildcat Creek in Howard County produced significant damage hundreds of homes and businesses.
- TornadoEF2, 7.32 mi path, 100 yd wide04/01/2023
Colfax, Clinton County
$700K damage
What happened
Continuation of the tornado that first impacted Montgomery and Boone Counties (as an EF1 and EF0, respectively). The tornado continued to track to the northeast, parallel to and roughly 0.8 miles southeast of West Manson Colfax Road, while intensifying. Near the intersection of County Roads 700 South and 750 West a homestead ascertained EF1-intensity damage, with 2 outbuildings on cinder blocks completely destroyed, the collapse of chimney and significant roof damage.||The tornado then reached peak intensity as an EF2 with peak winds of 120 mph, for about 0.5 miles prior to crossing US Highway 52 at the intersection with County Road 650 South. Through this most-intense segment, a large homestead lost large sections of roof structure, with a garage's brick walls blown out, while a large and poorly-anchored barn was destroyed; with a collapse of a nearby communications tower. EF1-intensity damage continued for another 1.6 miles towards Interstate Route 65, as a few barns were completely destroyed across this rural portion of southwestern Clinton County.||The tornado caused minimal EF0-intensity damage for the following 2 miles, including where it crossed Interstate Route 65,...
Latest storm reports
Newest first
- Excessive Heat07/01/2026
Clinton
- Excessive Heat06/29/2026
Clinton
- Thunderstorm Wind55 kt wind06/12/2026
Kirklin, Clinton County
$10K damage
- Thunderstorm Wind53 kt wind06/12/2026
Cyclone, Clinton County
- Thunderstorm Wind51 kt wind06/12/2026
Frankfort, Clinton County
- Thunderstorm Wind50 kt wind06/06/2026
Frankfort, Clinton County
$1,000 damage
- Thunderstorm Wind50 kt wind04/28/2026
Michigantown, Clinton County
$1,000 damage
- Thunderstorm Wind52 kt wind04/28/2026
Clinton Co Arpt, Clinton County
Hurricanes and tropical storms
Storms whose track crossed Clinton County, with the wind when it passed
- Unnamed storm (1902)06/21/1902 · Landfall: TXTropical storm40 mph nearby
Drinking water
7 community water systems serve about 20,921 people. Violations since 2021.
1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step.
- Frankfort Water WorksServes 16,422 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Rossville Water WorksServes 1,653 · Groundwater · Local governmentNo health violations+4 monitoring or reporting
- Mulberry Water WorksServes 1,252 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Kirklin Water DepartmentServes 788 · Groundwater · Local government2 health violations+2 monitoring or reporting
- Colfax Water CompanyServes 690 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Country Estates Mobile Home ParkServes 90 · Groundwater · PrivateNo health violations+1 monitoring or reporting
- Terrace Hills MhcServes 26 · Groundwater · PrivateNo health violations+1 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Climate
1991-2020 normals at Frankfort Disposal, 2 mi from the county center
Summer highs peak around 84°F in Jul and winter lows bottom out near 19°F in Jan. About 43.3 inches of rain falls in a typical year, with 24.1 inches of snow.
| Month | High | Low | Rain | Snow |
|---|---|---|---|---|
| Jan | 34°F | 19°F | 3.02 in | 9.0 in |
| Feb | 38°F | 22°F | 2.53 in | 6.2 in |
| Mar | 50°F | 31°F | 3.12 in | 2.7 in |
| Apr | 62°F | 41°F | 4.07 in | 0.6 in |
| May | 73°F | 52°F | 4.40 in | - |
| Jun | 81°F | 61°F | 5.29 in | - |
| Jul | 84°F | 64°F | 4.75 in | - |
| Aug | 82°F | 62°F | 3.39 in | - |
| Sep | 77°F | 54°F | 3.06 in | - |
| Oct | 65°F | 44°F | 3.26 in | - |
| Nov | 50°F | 33°F | 3.47 in | 0.9 in |
| Dec | 39°F | 24°F | 2.91 in | 4.7 in |
| Year | 52°F average | 43.3 in | 24.1 in | |
Pollution sites
0 Superfund sites and 9 toxic release facilities in Clinton County
Superfund sites
None in this county.
Toxic release facilities
- F08 - Frankfort Oilseeds600,190 lbs released, Frankfort
- Donaldson Co Inc194,097 lbs released, Frankfort
- Frito-Lay Inc.131,000 lbs released, Frankfort
- Covestro LLC.628 lbs released, Frankfort
- Fontana Fasteners9.2 lbs released, Frankfort
- Nhk Seating of Americaunder 1 lb released, Frankfort
- Custom Building Products Incunder 1 lb released, Frankfort
- Purina Animal Nutrition LLC - Frankfort0 lbs released, Frankfort
- Ntk Precision Axle Corp0 lbs released, Frankfort
Total: 925,924 lbs in 2024, 629,992 lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk7 historic places
Frequently asked questions
- How risky is Clinton County for natural disasters?
- FEMA rates Clinton County very low for overall natural hazard risk, with expected losses of $11.04M a year. The highest-rated hazards are hail (relatively moderate), strong wind (relatively moderate), drought (relatively moderate).
- What storms are most common in Clinton County?
- Since 1996, NOAA recorded 309 storm events affecting Clinton County, most often thunderstorm wind (126), hail (56), flood (21).
- How many tornadoes have hit Clinton County?
- 19 tornadoes have been recorded in Clinton County since 1950, including 4 rated F3/EF3 or stronger.
- How many homes in Clinton County have flood insurance?
- 44 residential flood insurance policies are in force in Clinton County, covering about 0.3% of homes. The program has paid $372K on 26 claims here since 1978.
- What is the weather like in Clinton County?
- At Frankfort Disposal, average highs reach 84°F in Jul and lows fall to 19°F in Jan, with 43.3 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.