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Risk: Relatively Low

Hendricks County, IN Environment & Hazard Risk

Relatively Low natural hazard risk, led by winter weather. 577 storm events since 1996.

Expected yearly loss
$60.4M
Relatively Moderate nationally
Storm events since 1996
577
Most often thunderstorm wind
Flood insurance policies
152
0.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 76.8 of 100

Social vulnerability

Very Low

Score 10.6 of 100

Community resilience

Very High

Score 91.5 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $40.7B · Agriculture value exposed: $109M · Risk-adjusted yearly loss: $38.3M

Risk by hazard

  • Winter weatherRelatively High$645K/yr expected annual loss, about 10 events a year
  • HailRelatively Moderate$2.6M/yr expected annual loss, about 4.2 events a year
  • TornadoRelatively Moderate$9.6M/yr expected annual loss, about once every 3 years
  • EarthquakeRelatively Low$3.4M/yr expected annual loss, about once every 451 years
  • Cold waveRelatively Moderate$5.1M/yr expected annual loss, about 3.2 events a year
  • Strong windRelatively Moderate$1.9M/yr expected annual loss, about 4.8 events a year
  • Heat waveRelatively Low$2M/yr expected annual loss, about 4.4 events a year
  • Ice stormRelatively Low$205K/yr expected annual loss, about once every 1 year
  • LightningRelatively Moderate$517K/yr expected annual loss, about 48 events a year
  • DroughtRelatively Low$363K/yr expected annual loss, about 2.6 events a year
  • LandslideVery Low$1,556/yr expected annual loss, about once every 10 years
  • HurricaneVery Low$4,611/yr expected annual loss, about once every 142 years
  • WildfireVery Low$5,510/yr expected annual loss, about once every 34,289 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
152 of 58,440 (0.3%)
Homes in high-risk flood zones
386
Insured in high-risk zones
68 (18%)
Flood claims since 1978
77
Claims paid since 1978
$696K

Flood claims paid per year

Flood claims paid per year in Hendricks County
Beta
  • Central U.S. April Flooding$34.3K · 1 claim
  • Mid-spring storms$3,161 · 2 claims
  • Flooding$1,431 · 3 claims
  • Storm$399 · 2 claims

Storm history

Since 1996: 577 events, 2 deaths, $10.5M in damage

  • Thunderstorm Wind230 · 1 death
  • Hail184
  • Flood27
  • Flash Flood25 · 1 death
  • Winter Storm23
  • Tornado16
  • Heavy Snow15
  • Lightning14
  • High Wind13
  • Drought8
Beta

Events per year

Storm events per year in Hendricks County
30
43
23
28
19
66
18
19
30
12
10
8
15
18
12
7
14
6
20
12
Beta

33 tornadoes on record (EF0 3, EF1 6, EF2 1, F0 13, F1 3, F2 7).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Thunderstorm Wind45 kt wind07/27/2020

    Tilden, Hendricks County

    1 death, 3 injured, $50K damage

    What happened

    A partially constructed building collapsed due to non-severe thunderstorm wind gusts associated with a gust front ahead of an approaching line of thunderstorms. At the time, only the wooden framing was in place which allowed for the collapse to occur more easily when the wind gusts arrived. No other damage was noted in the immediate area and only very small limbs (inch or less in diameter) were down in the area indicating wind gusts were less than 50 knots. 3 people that were working on the building at the time were injured with a fatality also occurring at the location where the wood frame collapsed.

  • Winter Weather01/31/2013

    Hendricks

    10 injured, $400K damage

    What happened

    Indiana State Police say weather conditions and driver error contributed to the massive pileup on Interstate 70 that injured 10 people and involved approximately 40 vehicles.| |According to a report from state police, the crash happened around 2:06 p.m. on Thursday, Jan. 31 along I-70 westbound at the 65 mile marker.||Around the time of the crash, ���a sudden snow fall occurred, creating a white-out condition and bringing visibility to nearly zero,��� the report said. The whiteout conditions caused vehicles to ���brake suddenly and at different rates.��� While passenger vehicles were able to stop quickly, that wasn���t the case with semi-trucks.| |Drivers ���could not provide specifics as to the events of the crash but indicated visibility was suddenly lost and vehicles began crashing into each other,��� the report said. Weather conditions immediately preceding the crash indicated no such whiteout conditions. However, drivers said that all changed quickly when they reached the 65 mile marker.| |The road ���flash froze,��� according to one driver, and visibility became nearly nonexistent. Cars and trucks began spinning as they tried to stop, and a semi-truck jackknifed in the...

  • Flash Flood06/07/2008

    Stilesville, Hendricks County

    1 death, $5,000 damage

    What happened

    A Coatesville man drowned Saturday afternoon on June 7th after his airboat capsized on floodwaters in Mill Creek in southwestern Hendricks County. He attempted to turn the boat to avoid a fallen tree, causing the boat to take on water and capsize. His boat was found at 1430 EST on Sunday and his body was found at 1030 EST on Monday, roughly 100 yards from his boat.

  • Flash Flood09/01/2003

    Countywide, Hendricks County

    $2.5M damage

    What happened

    Record rainfall event occurred across central Indiana starting in the evening of August 31 and continuing through the morning of September 2. The heaviest rain occurred along an axis from Vigo to Clay to Putnam to Hendricks to Marion to Hamilton to Madison, Delaware and Randolph counties. Many spots near the axis received 8 to 10 inches over the 30 hour period. This resulted in widespread flash flooding and flooding along small creeks. There were numerous evacuations from homes and rescues from vehicles. Many schools were closed. Many neighborhoods that never saw flooding before were flooded. There were also hundreds of flooded basements. The National Guard was activated to help with road closings and rescues at the request of the city of Indianapolis. The flooding continued through the early morning of September 3.

  • TornadoEF2, 13.03 mi path, 200 yd wide04/03/2025

    Brownsburg Arpt, Hendricks County

    1 injured, $1.2M damage

    What happened

    This third tornado to impact central Indiana tracked from rural areas southwest of Brownsburg through the southern portion of downtown Brownsburg and across Northfield Drive where the greatest damage occurred. Sporadic tree and roof damage occurred across southern portions of Brownsburg. The most significant damage was inflicted to several warehouses on Northfield Drive. One injury occurred at a warehouse where the wall caved in. Over 20 homes in the Branches neighborhood had roof and minor structure damage. The circulation tracked into Marion County where additional tree damage occurred in Eagle Creek Park just before the vortex lifted near Interstate Route 65. Peak wind gusts were 120 mph.

  • Thunderstorm Wind05/29/1996

    Plainfield, Hendricks County

    2 injured, $5,000 damage

    What happened

    A tractor trailer truck was blown over by thunderstorm winds oninterstate 70 near the 59 mile marker in south Hendricks County.

Drinking water

9 community water systems serve about 85,919 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 3 toxic release facilities in Hendricks County

Superfund sites

None in this county.

Toxic release facilities

Total: 102,501 lbs in 2024, 52,305 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk14 historic places

Frequently asked questions

How risky is Hendricks County for natural disasters?
FEMA rates Hendricks County relatively low for overall natural hazard risk, with expected losses of $60.4M a year. The highest-rated hazards are winter weather (relatively high), hail (relatively moderate), tornado (relatively moderate).
What storms are most common in Hendricks County?
Since 1996, NOAA recorded 577 storm events affecting Hendricks County, most often thunderstorm wind (230), hail (184), flood (27).
How many tornadoes have hit Hendricks County?
33 tornadoes have been recorded in Hendricks County since 1950.
How many homes in Hendricks County have flood insurance?
152 residential flood insurance policies are in force in Hendricks County, covering about 0.3% of homes. The program has paid $696K on 77 claims here since 1978.
What is the weather like in Hendricks County?
At Indianapolis Eagle Creek AP, average highs reach 85°F in Jul and lows fall to 21°F in Jan, with 40.7 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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