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Risk: Very Low

Randolph County, IN Environment & Hazard Risk

Very Low natural hazard risk, led by tornado. 278 storm events since 1996.

Expected yearly loss
$9.17M
Very Low nationally
Storm events since 1996
278
Most often thunderstorm wind
Flood insurance policies
62
0.5% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1915

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 31.5 of 100

Social vulnerability

Relatively Moderate

Score 54.1 of 100

Community resilience

Relatively High

Score 61.1 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $6.45B · Agriculture value exposed: $274M · Risk-adjusted yearly loss: $10.64M

Risk by hazard

  • TornadoRelatively Moderate$2.22M/yr expected annual loss, about once every 3 years
  • EarthquakeRelatively Low$417K/yr expected annual loss, about once every 616 years
  • Strong windRelatively Moderate$538K/yr expected annual loss, about 4.0 events a year
  • HailRelatively Low$169K/yr expected annual loss, about 4.2 events a year
  • HurricaneVery Low$15.66K/yr expected annual loss, about once every 120 years
  • LandslideVery Low$232/yr expected annual loss, about once every 14 years
  • LightningRelatively Low$84.29K/yr expected annual loss, about 44 events a year
  • Ice stormVery Low$21.4K/yr expected annual loss, about once every 1 year
  • Winter weatherVery Low$16.72K/yr expected annual loss, about 10 events a year
  • Cold waveVery Low$186K/yr expected annual loss, about 3.4 events a year
  • Heat waveVery Low$49.81K/yr expected annual loss, about 4.1 events a year
  • WildfireVery Low$1,990/yr expected annual loss, about once every 79,092 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
62 of 12,265 (0.5%)
Homes in high-risk flood zones
301
Insured in high-risk zones
56 (19%)
Flood claims since 1978
25
Claims paid since 1978
$143K

Flood claims paid per year

Flood claims paid per year in Randolph County
  • Central U.S. April Flooding$62.68K · 2 claims
  • 2026-08-Indiana-Flooding$23.72K · 3 claims
  • March storm$2,140 · 1 claim

Storm history

Since 1996: 278 events, 1 death, $27.83M in damage

  • Thunderstorm Wind102
  • Hail50
  • Flash Flood26
  • Winter Storm21
  • Flood20
  • Heavy Snow14
  • Drought11
  • High Wind10
  • Tornado8 · 1 death
  • Extreme Cold/Wind Chill4

Events per year

Storm events per year in Randolph County
10
18
4
10
6
14
5
7
12
4
7
3
8
1
13
5
3
5
16
13

23 tornadoes on record (EF0 2, EF3 1, F0 6, F1 4, F2 4, F3 4, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF3, 17.14 mi path, 700 yd wide03/15/2024

    Farmland, Randolph County

    1 death, 37 injured, $25M damage

    What happened

    The Selma tornado lifted in the open area and fields between|eastern Delaware county to near Farmland before redeveloping. As it|moved through Rural Randolph county it bent or snapped numerous|utility poles along State Road 32. Also, a large blade on one of|the wind turbines in the area was badly damaged.||As the tornado entered Winchester, it severely damaged many homes|and snapped and uprooted trees in a west-to-east path through|Winchester. There was clear evidence of the tornado`s rotational|circulation, with uprooted trees pointed to the east on the|immediate south side of the tornado, and to the northwest on the|immediate north side of the tornado. The damage pattern also|indicated the possibility of small multiple vortices rotating|around the main vortex. In the residential core of the town, the|maximum intensity of the tornado was estimated around 130 mph or|high-end EF2 strength.||The greatest damage in Winchester occurred on the east side of|town at the Taco Bell, as the anchored building was destroyed, as|was a church immediately east of the restaurant. In this|concentrated area, the NWS Team estimated maximum winds of 155-165|mph, or high- end EF3 damage. Maximum...

  • Flash Flood09/01/2003

    Countywide, Randolph County

    $1M damage

    What happened

    Record rainfall event occurred across central Indiana starting in the evening of August 31 and continuing through the morning of September 2. The heaviest rain occurred along an axis from Vigo to Clay to Putnam to Hendricks to Marion to Hamilton to Madison, Delaware and Randolph counties. Many spots near the axis received 8 to 10 inches over the 30 hour period. This resulted in widespread flash flooding and flooding along small creeks. There were numerous evacuations from homes and rescues from vehicles. Many schools were closed. Many neighborhoods that never saw flooding before were flooded. There were also hundreds of flooded basements. The National Guard was activated to help with road closings and rescues at the request of the city of Indianapolis. The flooding continued through the early morning of September 3.

  • Flood01/22/1999

    Randolph

    $375K damage

    What happened

    Rapid snow melt and heavy rain on the 21st and 22nd led to flooding along the Missessinewa River. Ridgeville crested at 13. 93 feet (flood stage is 10 feet).

  • Thunderstorm Wind56 kt wind03/11/2026

    Union City, Randolph County

    $150K damage

  • Thunderstorm Wind56 kt wind03/11/2026

    Union City, Randolph County

    $120K damage

  • Heavy Snow12/23/2004

    Randolph

    $100K damage

Latest storm reports

Newest first

  • Thunderstorm Wind50 kt wind07/27/2026

    Farmland, Randolph County

    $3,000 damage

  • TornadoEF0, 0.32 mi path, 25 yd wide06/12/2026

    Maxville, Randolph County

    $75K damage

  • Hail1" hail03/23/2026

    Harrisville, Randolph County

  • Hail1.4" hail03/23/2026

    Winchester, Randolph County

  • Hail1.25" hail03/23/2026

    Fairview, Randolph County

  • High Wind52 kt wind03/15/2026

    Randolph

    $40K damage

  • Thunderstorm Wind56 kt wind03/11/2026

    Union City, Randolph County

    $120K damage

  • Thunderstorm Wind56 kt wind03/11/2026

    Union City, Randolph County

    $150K damage

Hurricanes and tropical storms

Storms whose track crossed Randolph County, with the wind when it passed

Drinking water

8 community water systems serve about 14,041 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Winchester Airport 3 E, 4.9 mi from the county center

Summer highs peak around 83°F in Jul and winter lows bottom out near 18°F in Jan. About 40.1 inches of rain falls in a typical year.

MonthHighLowRain
Jan33°F18°F2.73 in
Feb37°F20°F2.09 in
Mar48°F29°F2.91 in
Apr61°F40°F3.99 in
May71°F52°F4.39 in
Jun79°F61°F4.84 in
Jul83°F64°F3.94 in
Aug81°F61°F3.51 in
Sep76°F54°F3.04 in
Oct64°F43°F3.13 in
Nov50°F32°F3.22 in
Dec38°F24°F2.27 in
Year51°F average40.1 in

Pollution sites

0 Superfund sites and 4 toxic release facilities in Randolph County

Superfund sites

None in this county.

Toxic release facilities

Total: 46,398 lbs in 2024, 46,029 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk6 historic places

Frequently asked questions

How risky is Randolph County for natural disasters?
FEMA rates Randolph County very low for overall natural hazard risk, with expected losses of $9.17M a year. The highest-rated hazards are tornado (relatively moderate), earthquake (relatively low), strong wind (relatively moderate).
What storms are most common in Randolph County?
Since 1996, NOAA recorded 278 storm events affecting Randolph County, most often thunderstorm wind (102), hail (50), flash flood (26).
How many tornadoes have hit Randolph County?
23 tornadoes have been recorded in Randolph County since 1950, including 6 rated F3/EF3 or stronger.
How many homes in Randolph County have flood insurance?
62 residential flood insurance policies are in force in Randolph County, covering about 0.5% of homes. The program has paid $143K on 25 claims here since 1978.
What is the weather like in Randolph County?
At Winchester Airport 3 E, average highs reach 83°F in Jul and lows fall to 18°F in Jan, with 40.1 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.