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Risk: Very Low

Rush County, IN Environment & Hazard Risk

Very Low natural hazard risk, led by tornado. 286 storm events since 1996.

Expected yearly loss
$6.6M
Very Low nationally
Storm events since 1996
286
Most often thunderstorm wind
Flood insurance policies
33
0.4% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1915

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 15.8 of 100

Social vulnerability

Relatively Low

Score 29.5 of 100

Community resilience

Relatively High

Score 70.7 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $4.2B · Agriculture value exposed: $213M · Risk-adjusted yearly loss: $6.4M

Risk by hazard

  • TornadoRelatively Low$1.6M/yr expected annual loss, about once every 3 years
  • EarthquakeVery Low$354K/yr expected annual loss, about once every 511 years
  • DroughtRelatively Low$140K/yr expected annual loss, about 1.9 events a year
  • Ice stormRelatively Low$53.4K/yr expected annual loss, about once every 1 year
  • LandslideVery Low$585/yr expected annual loss, about once every 13 years
  • HailRelatively Low$152K/yr expected annual loss, about 4.5 events a year
  • Strong windRelatively Low$270K/yr expected annual loss, about 4.1 events a year
  • Cold waveRelatively Low$335K/yr expected annual loss, about 2.8 events a year
  • LightningVery Low$86.4K/yr expected annual loss, about 47 events a year
  • Winter weatherVery Low$22K/yr expected annual loss, about 9.1 events a year
  • HurricaneVery Low$6,364/yr expected annual loss, about once every 174 years
  • Heat waveVery Low$43.8K/yr expected annual loss, about 4.5 events a year
  • WildfireVery Low$533/yr expected annual loss, about once every 21,849 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
33 of 7,755 (0.4%)
Homes in high-risk flood zones
141
Insured in high-risk zones
32 (23%)
Flood claims since 1978
23
Claims paid since 1978
$205K

Flood claims paid per year

Flood claims paid per year in Rush County
Beta
  • 2026-08-Indiana-Flooding$107K · 3 claims
  • Flooding$15.5K · 2 claims
  • Not a named storm$80 · 1 claim

Storm history

Since 1996: 286 events, 2 deaths, $5.6M in damage

  • Thunderstorm Wind139
  • Hail43
  • Flood19
  • Winter Storm17 · 1 death
  • Heavy Snow15
  • Tornado12 · 1 death
  • Flash Flood12
  • High Wind7
  • Drought7
  • Extreme Cold/Wind Chill4
Beta

Events per year

Storm events per year in Rush County
4
17
4
5
7
10
4
7
12
4
6
5
10
15
13
14
11
9
16
8
Beta

23 tornadoes on record (EF0 1, EF1 4, EF2 1, EF3 1, F0 4, F1 6, F2 1, F4 4).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF3, 6.75 mi path, 150 yd wide06/04/2008

    Moscow, Rush County

    1 death, 8 injured, $1M damage

    What happened

    The tornado touched down in Shelby County at 2004 EST 200 meters north of the County Road South 500 East and County Road East 500 South intersection. The tornado tracked to the east northeast for 2.93 miles before entering Rush County at 2012 EST near County Road South 1000 West just south of County Road East 450 South. The tornado continued to the northeast for 6.75 miles until lifting at 2030 EST. The tornado lifted 200 meters east of County Road South 400 West and 400 meters north of West State Road 244. The tornado was on the ground for a total of 9.68 miles and 26 minutes. The tornado was an EF-0 with wind speeds around 75 miles per hour while in Shelby County, however intensified to an EF-3 tornado while in Rush County with wind speeds around 150 miles per hour. The tornado had a width of 150 yards. The tornado formed from a supercell storm. While in Shelby County the tornado damaged 34 structures with the hardest hit areas being Middletown and Waldron. 27 of the damaged structures were in Middletown with 4 of these being completely destroyed. Trees and powerlines were also blown down and a semi-trailer was blown off Interstate 74. In Rush County 8 people were...

  • Winter Storm12/23/2022

    Rush

    1 death

    What happened

    Temperatures early on the 23rd were as low as -10F, while strong winds gusted as high as 46 mph...resulting in extreme wind chills as low as -41F. Snowfall as great as 2.5 inches combined with the strong winds to produce blowing snow and drifting snow, with visibility as low as 1/2 mile...while a Travel Warning was issued for the county which is the highest level of local travel advisory due to the extreme impacts of the snow and blowing snow on road conditions.||An automotive accident early on the 24th on the 7300 block of US Highway 52, on the west side of Arlington resulted in 1 fatality. Weather was a contributing factor to the accident: for an unknown reason the driver lost control of the vehicle and due to road conditions was unable to regain control and hit another vehicle head on.

  • Heavy Snow12/16/2019

    Rush

    6 injured, $50K damage

    What happened

    Snowfall amounts ranged from 4.7 to 6.9 inches. The highest was recorded near Morristown. There were significant impacts to travel during the evening rush hour on the 16th. During the event there were 19 accidents specifically related to the weather with 6 involving injuries.

  • Thunderstorm Wind65 kt wind03/15/2025

    Rushville, Rush County

    3 injured, $500K damage

    What happened

    Thunderstorm winds caused damage over 50 locations across Rush County with trees or powerlines down and at least two dozen structures damaged. Three people were injured north of Rushville where winds blew over a security trailer.

  • Thunderstorm Wind52 kt wind06/29/2023

    Williamstown, Rush County

    1 injured, $50K damage

    What happened

    Tree downed by thunderstorm wind gusts onto a car with one injury reported.

  • TornadoF0, 1 mi path, 100 yd wide09/20/2002

    Rushville, Rush County

    $505K damage

    What happened

    A tornado formed along a squall line. Two mobile homes and two barns were destroyed.

Drinking water

5 community water systems serve about 9,275 people. Violations since 2021.

1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 3 toxic release facilities in Rush County

Superfund sites

None in this county.

Toxic release facilities

Total: 7,516 lbs in 2024, 9.4 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk21 historic places

Frequently asked questions

How risky is Rush County for natural disasters?
FEMA rates Rush County very low for overall natural hazard risk, with expected losses of $6.6M a year. The highest-rated hazards are tornado (relatively low), earthquake (very low), drought (relatively low).
What storms are most common in Rush County?
Since 1996, NOAA recorded 286 storm events affecting Rush County, most often thunderstorm wind (139), hail (43), flood (19).
How many tornadoes have hit Rush County?
23 tornadoes have been recorded in Rush County since 1950, including 5 rated F3/EF3 or stronger.
How many homes in Rush County have flood insurance?
33 residential flood insurance policies are in force in Rush County, covering about 0.4% of homes. The program has paid $205K on 23 claims here since 1978.
What is the weather like in Rush County?
At Rushville, average highs reach 83°F in Jul and lows fall to 19°F in Jan, with 45.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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