Wayne County, IN Environment & Hazard Risk
Relatively Low natural hazard risk, led by tornado. 511 storm events since 1996.
- Expected yearly loss
- $24.6M
- Relatively Low nationally
- Storm events since 1996
- 511
- Most often thunderstorm wind
- Flood insurance policies
- 78
- 0.3% of homes
- Hurricanes nearby
- 0
- 1 tropical storm or stronger since 1915
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 74.1 of 100
Social vulnerability
Relatively High
Score 78.5 of 100
Community resilience
Relatively High
Score 69.9 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $16B · Agriculture value exposed: $129M · Risk-adjusted yearly loss: $34.2M
Risk by hazard
- TornadoRelatively High$5.7M/yr expected annual loss, about once every 3 years
- Strong windRelatively High$1.5M/yr expected annual loss, about 3.8 events a year
- EarthquakeRelatively Low$806K/yr expected annual loss, about once every 612 years
- HailRelatively Low$411K/yr expected annual loss, about 4.2 events a year
- LandslideVery Low$2,152/yr expected annual loss, about once every 9 years
- Cold waveRelatively Low$1.1M/yr expected annual loss, about 4.4 events a year
- LightningRelatively Moderate$247K/yr expected annual loss, about 45 events a year
- Ice stormRelatively Low$82.4K/yr expected annual loss, about once every 1 year
- Winter weatherRelatively Low$57.3K/yr expected annual loss, about 12 events a year
- Heat waveRelatively Low$272K/yr expected annual loss, about 5.2 events a year
- HurricaneVery Low$9,127/yr expected annual loss, about once every 174 years
- DroughtVery Low$9,891/yr expected annual loss, about once every 5 years
- WildfireVery Low$5,956/yr expected annual loss, about once every 39,721 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 78 of 28,205 (0.3%)
- Homes in high-risk flood zones
- 440
- Insured in high-risk zones
- 68 (15%)
- Flood claims since 1978
- 109
- Claims paid since 1978
- $1.2M
Flood claims paid per year
- 2026-08-Indiana-Flooding$787K · 41 claims
- Flooding$764 · 2 claims
- Mid-spring storms$489 · 1 claim
Storm history
Since 1996: 511 events, 2 deaths, $11.6M in damage
- Thunderstorm Wind210 · 1 death
- Hail66
- Winter Weather61
- Flood54
- Flash Flood38 · 1 death
- Winter Storm26
- High Wind12
- Heavy Snow11
- Tornado9
- Ice Storm5
Events per year
22 tornadoes on record (EF0 4, EF1 1, F0 6, F1 7, F2 3, F4 1).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Thunderstorm Wind50 kt wind06/23/2016
East Richmond Arpt, Wayne County
1 death
What happened
On the morning of June 23 at 08:37, a City of Richmond employee of the street department was assisting in clearing debris from a residence. A tree had partially fallen onto the house and the employee was assisting in clearing the tree when he evidently suffered a sudden cardiac event and collapsed on the roof. The patient was transported to Reid Health in Richmond, where efforts to resuscitate were ceased shortly after arrival.
- Flash Flood06/15/1998
Countywide, Wayne County
1 death
What happened
The second batch of heavy rainfall in less than 24 hours caused county creeks and streams to rise out of their banks. A boy was killed when he was swept into Clear Creek.
- High Wind50 kt wind09/14/2008
Wayne
$8.1M damage
What happened
Strong winds of 40 to 50 miles per hour were sustained for several hours. Gusts over 60 mph were common. Widespread damage occurred across the region, from trees being blown down on powerlines to significant structural damage.
- Winter Weather01/12/2016
Wayne
4 injured
What happened
Shortly after 10:00 a.m, a fifteen car pileup occurred near Richmond, Indiana on Interstate 70 near mile marker 147. Snow squalls developed with the passage of an arctic cold front. Moderate to heavy snowfall with 45 mph winds created whiteout conditions. Four people were injured in the accident, and I-70 was closed for 7 1/2 hours.
- TornadoEF0, 1.6 mi path, 100 yd wide06/16/2019
East Richmond Arpt, Wayne County
2 injured, $225K damage
What happened
The tornado first touched down along South 37th Street, just to the south of Backmeyer Road, as indicated by swirl marks in an adjacent field. Two trees were snapped along South 37th Street.||The tornado then moved north-northeast, producing damage at the Brookdale Nursing Home on South A Street. Five to ten percent of the roof was removed. One tree, four inches in diameter, was knocked down and several smaller limbs from trees were also knocked down.||The most significant damage was observed at the Richmond Mall where several air handlers on the roof were removed and one was blown northeast onto U.S. 40. The parking lot was also full of debris and a large store on the southwest side of the mall had fifty percent of the glass blown in. On the east side of the mall, a brick wall seven feet high by thirty feet long was destroyed and some of the facade was starting to peel away from the roof. Around that same area, a garage door was blown in. Overall less than five percent of the roof of the mall was removed. On the inside of the mall approximately eight businesses experienced damage, primarily from windows blown out and merchandise blown around. Winds at the Richmond Mall were...
- Frost/Freeze04/06/2007
Wayne
$620K damage
What happened
Unseasonably warm temperatures for an extended period of time in March allowed much of the Ohio Valley to begin its agricultural growing season early. In early April, a cold snap with low temperatures dropping from the upper teens to middle 20s threatened agricultural interests across the region.|The full effect of these weather extremes is still yet to be known, and will not be known until the fall harvest can be compared with yields from previous years. The initial estimate of 5.58 million in crop damage was split evenly between 9 Indiana counties.
Drinking water
12 community water systems serve about 50,203 people. Violations since 2021.
4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.
- Indiana American Water - RichmondServes 41,485 · Surface water · PrivateNo health violations
- Centerville Water WorksServes 2,533 · Groundwater · Local government1 health violation+2 monitoring or reporting
- Cambridge City Municipal Water WorksServes 1,900 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
- Hagerstown Municipal Water WorksServes 1,700 · Groundwater · Local governmentNo health violations+5 monitoring or reporting
- Dublin Municipal Water WorksServes 790 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Fountain City Water WorksServes 735 · Groundwater · Local governmentNo health violations+22 monitoring or reporting
- Milton Water WorksServes 650 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
- Richmond Mobile Home ParkServes 150 · Purchased surface water · Private1 health violation+6 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
0 Superfund sites and 16 toxic release facilities in Wayne County
Superfund sites
None in this county.
Toxic release facilities
- Suncall America Inc89,253 lbs released, Richmond
- Belden62,228 lbs released, Richmond
- Holland Colours Americas Inc14,743 lbs released, Richmond
- Autocar LLC5,400 lbs released, Hagerstown
- Silgan White Cap Corp1,989 lbs released, Richmond
- Matthews Stamping1,312 lbs released, Richmond
- Johns Manville1,036 lbs released, Richmond
- Belden Cdt Inc-Bec1,018 lbs released, Richmond
- Whitewater Valley Generating Station789 lbs released, Richmond
- Heartland Pet Food Manufacturing Indiana LLC516 lbs released, Richmond
Total: 178,527 lbs in 2024, 93,556 lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk24 historic places
Frequently asked questions
- How risky is Wayne County for natural disasters?
- FEMA rates Wayne County relatively low for overall natural hazard risk, with expected losses of $24.6M a year. The highest-rated hazards are tornado (relatively high), strong wind (relatively high), earthquake (relatively low).
- What storms are most common in Wayne County?
- Since 1996, NOAA recorded 511 storm events affecting Wayne County, most often thunderstorm wind (210), hail (66), winter weather (61).
- How many tornadoes have hit Wayne County?
- 22 tornadoes have been recorded in Wayne County since 1950, including 1 rated F3/EF3 or stronger.
- How many homes in Wayne County have flood insurance?
- 78 residential flood insurance policies are in force in Wayne County, covering about 0.3% of homes. The program has paid $1.2M on 109 claims here since 1978.
- What is the weather like in Wayne County?
- At Richmond Wtr Wks, average highs reach 85°F in Jul and lows fall to 20°F in Jan, with 42.9 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.