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Risk: Very Low

Gray County, KS Environment & Hazard Risk

Very Low natural hazard risk, led by drought. 884 storm events since 1996.

Expected yearly loss
$11.4M
Very Low nationally
Storm events since 1996
884
Most often hail
Flood insurance policies
2
0.1% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 36.7 of 100

Social vulnerability

Relatively Low

Score 38.5 of 100

Community resilience

Very Low

Score 16.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.2B · Agriculture value exposed: $1.3B · Risk-adjusted yearly loss: $12.1M

Risk by hazard

  • DroughtRelatively High$3.8M/yr expected annual loss, about 77 events a year
  • HailRelatively High$3.1M/yr expected annual loss, about 11 events a year
  • Cold waveRelatively Low$1.5M/yr expected annual loss, about 3.3 events a year
  • TornadoRelatively Low$1M/yr expected annual loss, about once every 1 year
  • Ice stormRelatively Low$62.6K/yr expected annual loss, about once every 2 years
  • WildfireVery Low$23.9K/yr expected annual loss, about once every 2,253 years
  • Strong windRelatively Low$383K/yr expected annual loss, about 4.8 events a year
  • EarthquakeVery Low$30.1K/yr expected annual loss, about once every 1,818 years
  • LightningVery Low$59.6K/yr expected annual loss, about 44 events a year
  • Winter weatherVery Low$14.5K/yr expected annual loss, about 11 events a year
  • Heat waveVery Low$10.5K/yr expected annual loss, about 1.0 events a year
  • LandslideVery Low$7/yr expected annual loss, about once every 11 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
2 of 2,715 (0.1%)
Homes in high-risk flood zones
0

Storm history

Since 1996: 884 events, 0 deaths, $8.6M in damage

  • Hail407
  • Thunderstorm Wind250
  • Tornado40
  • High Wind36
  • Heavy Snow27
  • Heavy Rain27
  • Winter Weather26
  • Winter Storm25
  • Blizzard11
  • Flash Flood8
Beta

Events per year

Storm events per year in Gray County
44
40
33
26
16
25
27
38
57
12
27
24
25
17
22
16
26
20
12
6
Beta

53 tornadoes on record (EF0 19, EF1 6, EF2 2, F0 12, F1 6, F2 4, F3 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoF3, 22 mi path, 900 yd wide05/26/1996

    Sublette, Gray County

    $2.2M damage

    What happened

    The thunderstorm that produced the F2 tornado in Seward and Haskell counties spun up an even bigger tornado further into Haskell and Gray counties. The tornado took a few trees in Haskell county. In Gray county...34 irrigation sprinklers systems were damaged or destroyed...power poles were snapped...2 houses were damaged...a barn was destroyed...a truck overturned...flood irrigation pipe was tossed like match sticks. In fact...one witness reported the 30 foot pieces of pipe were 4 or 5 hundred feet in the air. In addition...3 inch high corn plants were completely removed...leaving the field bare. Several people video taping the tornado were chased by the tornado...only to take shelter under a bridge. The tornado passed about 1/2 mile east of them while they watched 5 inch diameter hail pound the ground.

  • Hail3" hail06/12/2009

    Cimarron, Gray County

    $1.5M damage

    What happened

    Hail was accompanied by 70 to 90 mph winds and did extensive damage to vehicles, buildings, crops and wildlife. The largest stones were a bit bigger than a baseball with the majority golfball sized. At one location 2 miles southeast of Cimarron the siding was stripped off a house. Many fields of alfalfa and wheat were completely mowed down by the wind and hail. Numerous rabbits and birds were laying dead where cover had once stood. Also, there were 5 pivot irrigation sprinklers overturned and several trees uprooted. Trees that were not uprooted were completely stripped of leaves and even pine trees were stripped of their needles in some cases.

  • TornadoF1, 10 mi path, 400 yd wide05/26/1996

    Cimarron, Gray County

    $850K damage

    What happened

    Supercell cycled once again. Dairy farm heavily damaged with 32 head of cattle injured or killed...6 sprinklers damaged or destroyed...trees uprooted...power poles snapped.

  • Thunderstorm Wind70 kt wind06/14/2009

    Copeland, Gray County

    $750K damage

    What happened

    In a 7 mile long stretch by 3 miles wide there were 10 pivot irrigation sprinklers overturned by down burst winds. In addition there were two trailers turned over and numerous tree limbs broken in this area.

  • Thunderstorm Wind70 kt wind05/29/2018

    Charleston, Gray County

    $700K damage

    What happened

    One half of a school roof was torn off by the high wind. At least 5 pivot irrigation sprinklers were overturned in the area.

  • Hail1.75" hail05/06/1998

    Montezuma, Gray County

    $700K damage

    What happened

    Hail swath varying from 2 to 5 miles wide extended from lakin to near montezuma. Wheat and even CRP grass consisting of Little Blue Stem, Indian, Switch and Side Oats were mowed down to the ground. There was no loss on the CRP but there was a total loss on the wheat and corn. There was also substantial property damage to homes, businesses and vehicles.

Drinking water

5 community water systems serve about 3,591 people. Violations since 2021.

1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 3 systems had a violation of any kind still open at last report.

  • Cimarron, City ofServes 1,973 · Groundwater · Local governmentNo health violations+4 monitoring or reporting
  • Montezuma, City ofServes 951 · Groundwater · Local governmentNo health violations
  • Copeland, City ofServes 251 · Groundwater · Local government17 health violations+19 monitoring or reporting
  • Ingalls, City ofServes 249 · Groundwater · Local governmentNo health violations+11 monitoring or reporting
  • Ensign, City ofServes 167 · Groundwater · Local governmentNo health violations+4 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Gray County

No Superfund sites or toxic release facilities in Gray County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk3 historic places

Frequently asked questions

How risky is Gray County for natural disasters?
FEMA rates Gray County very low for overall natural hazard risk, with expected losses of $11.4M a year. The highest-rated hazards are drought (relatively high), hail (relatively high), cold wave (relatively low).
What storms are most common in Gray County?
Since 1996, NOAA recorded 884 storm events affecting Gray County, most often hail (407), thunderstorm wind (250), tornado (40).
How many tornadoes have hit Gray County?
53 tornadoes have been recorded in Gray County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Gray County have flood insurance?
2 residential flood insurance policies are in force in Gray County, covering about 0.1% of homes.
What is the weather like in Gray County?
At Cimarron, average highs reach 93°F in Jul and lows fall to 18°F in Jan, with 21.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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