Cecil County, MD Environment & Hazard Risk
Relatively Low natural hazard risk, led by drought. 1,010 storm events since 1996.
- Expected yearly loss
- $23.23M
- Relatively Low nationally
- Storm events since 1996
- 1,010
- Most often thunderstorm wind
- Flood insurance policies
- 533
- 1.4% of homes
- Hurricanes nearby
- 0
- 6 tropical storms or stronger since 1899
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 58.6 of 100
Social vulnerability
Relatively Low
Score 21.9 of 100
Community resilience
Relatively High
Score 60.9 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $21.44B · Agriculture value exposed: $176M · Risk-adjusted yearly loss: $21.09M
Risk by hazard
- DroughtRelatively High$2.36M/yr expected annual loss, about 7.1 events a year
- Winter weatherRelatively High$375K/yr expected annual loss, about 11 events a year
- Strong windRelatively High$1.86M/yr expected annual loss, about 7.3 events a year
- HurricaneRelatively Low$1.76M/yr expected annual loss, about once every 14 years
- Heat waveRelatively Low$1.59M/yr expected annual loss, about 5.5 events a year
- EarthquakeRelatively Low$953K/yr expected annual loss, about once every 641 years
- Ice stormRelatively Moderate$209K/yr expected annual loss, about 1.2 events a year
- LightningRelatively Moderate$396K/yr expected annual loss, about 35 events a year
- LandslideVery Low$2,692/yr expected annual loss, about once every 7 years
- Coastal floodingRelatively Low$391K/yr expected annual loss, about 3.7 events a year
- Cold waveRelatively Low$1.21M/yr expected annual loss, about once every 1 year
- TornadoRelatively Low$1.35M/yr expected annual loss, about once every 4 years
- HailVery Low$150K/yr expected annual loss, about 2.8 events a year
- WildfireVery Low$12.47K/yr expected annual loss, about once every 5,439 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 533 of 38,662 (1.4%)
- Homes in high-risk flood zones
- 928
- Insured in high-risk zones
- 378 (41%)
- Flood claims since 1978
- 703
- Claims paid since 1978
- $14.34M
Flood claims paid per year
- Hurricane Isabel$6.07M · 183 claims
- Hurricane Ida$1.11M · 12 claims
- Hurricane Floyd$1.04M · 41 claims
- Hurricane Irene$873K · 33 claims
- Flooding$772K · 49 claims
- Hurricane Isaias$694K · 22 claims
Storm history
Since 1996: 1,010 events, 4 deaths, $15.43M in damage
- Thunderstorm Wind302 · 2 deaths
- Winter Weather114
- Strong Wind88
- Heat60 · 1 death
- Flash Flood56
- Drought52
- Heavy Rain46
- Flood43
- Hail33
- Heavy Snow31
Events per year
18 tornadoes on record (EF1 4, F0 1, F1 10, F2 2).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Thunderstorm Wind61 kt wind09/18/2004
Charlestown, Cecil County
2 deaths
What happened
Severe thunderstorms caused wind damage in Charlestown and Colora. Two people were killed in Colora after a large tree fell onto the house they were sleeping in. About six large trees were uprooted in Colora. Two other homes were damaged by fallen trees. Several large tree limbs were also torn away. One shed was destroyed by the wind. Wind speeds were estimated at 70 mph. In Charlestown, several large trees were knocked down. The elementary school suffered minor structural damage.
- Heat07/04/1999
Cecil
10 injured
What happened
A very strong and oppressive high pressure system that extended from the surface to aloft gave the Maryland Eastern Shore a brutal heat wave that included the entire Independence Day weekend. High temperatures reached the 90s for the first time of the 3rd, but sweltering humidity and record breaking maximum temperatures of around 100 degrees occurred from Independence Day through the 6th. The combination of the temperature and humidity produced heat indices of around 110 degrees during the afternoon of each day. A cold front moved through the region early in the morning on the 7th. While high temperatures continued to reach the 90s from the 7th through the 10th, humidity levels were lower. A stronger cold front moved through the region during the afternoon of the 10th brought an even cooler and drier air mass. This ended the run of 90 degree highs.About 10 people were reported to suffer heat exhaustion during this heat spell. Most were not avoiding strenuous activities. The heat killed tens of thousands of chickens throughout the Delmarva Peninsula. One company alone lost around 33,000 chickens. The record heat led to record demand for power. Conectiv Energy reported a...
- Excessive Heat06/23/2010
Cecil
1 death
What happened
Unseasonably hot and humid weather enveloped the Maryland Eastern Shore on the 23rd and 24th. It culminated on the 24th with maximum temperatures of 95 to 100 degrees and afternoon heat indices of around 105F. For many places this was already hotter than the hottest day in all of 2009. The excessive heat claimed the life of an elderly person in Cecil County. The person collapsed outdoors. Maximum temperatures included 100 degrees at the Baltimore-Washington International Airport, 98 degrees in Salisbury (Wicomico County), 96 degrees in Stevensville (Queen Anne's County) and 95 degrees in Easton (Talbot County). The hot and humid weather ended abruptly with the passage of strong to severe thunderstorms during the late afternoon on the 24th.
- Heat08/06/2001
Cecil
1 death
What happened
A ridge of high pressure both surface and aloft that was broiling the central part of the country moved east and covered the Delmarva Peninsula during the work week of August 6th. This brought the most oppressive hot spell since July of 1999 to the region and peaked on the 9th. A 65-year-old man in Elkton succumbed to the heat on the 9th. He was found dead inside his mobile home and the temperature in the trailer was around 100 degrees. In Port Deposit, transportation was provided to senior citizens to transport them to air conditioned facilities. The hot weather put a strain on electrical usage. About 2,200 Elkton residents lost power for two hours on the 7th. The PJM Interconnection (An independent organization that coordinates electric delivery for 22 million people in Maryland, Delaware, Pennsylvania and New Jersey) set a usage record of 54,176 megawatts on the 9th. It was also forced to reduce voltage by 5 percent that day between 310 p.m. and 615 p.m. EDT to protect power reserves.Highest temperatures included 101 degrees in downtown Baltimore, 98 degrees at the Baltimore-Washington International Airport, 95 degrees in Salisbury and 94 degrees in Ocean City. A cold front...
- Flash Flood09/16/1999
Countywide, Cecil County
2 injured, $3M damage
What happened
Hurricane Floyd battered the Maryland Eastern Shore on September 16th and brought with it torrential rains and damaging winds. The hurricane caused widespread flash flooding as storm totals averaged around ten inches, most of which fell in a twelve hour period from the early morning through the afternoon on the 16th. The highest verifiable storm total was 14.00 inches in Chestertown (Kent County). Based on Doppler Radar storm totals estimate similar amounts also fell across northern Queen Anne's County. Flooding along tidal sections of inland creeks and rivers were exacerbated during times of high tide. The torrential downpours associated with Hurricane Floyd exceeded the 100-year-flood return period for most of the Eastern Shore. Hundreds of roads and bridges were closed. At one point there were 225 roads closed throughout the state. About 450 people were evacuated from low lying areas, 300 in Cecil County. Five people were seriously injured. Dozens more were rescued from trapped vehicles. A 32-year-old man died on September 19th near Centreville (Queen Anne's County) when he was ejected from his motorcycle while attempting to jump over a washed out bridge. While...
- Heat07/23/1999
Cecil
4 injured
What happened
A protracted run of days with consecutive high temperatures of 90 degrees or higher started along the Eastern Shore on July 23rd. It lasted as long as 16 days in some areas through August 7th. Dispersed within this run were two periods of both excessive heat and humidity: from July 23rd through July 25th and again from July 29th through August 1st. A cold front moved through the area on the 25th and brought in drier air. High temperatures still reached into the 90s from the 26th through the 28th. The humidity and higher temperatures returned on the 29th. A strong cold front moved through the region the afternoon and evening of August 1st. This brought in considerably drier air, the driest air since mid-July. Because of the extremely dry ground conditions, high temperatures kept on reaching around 90 degrees through the 7th. Then a stronger cold front brought in an even cooler air mass from Canada into the northeastern United States. Delmarva hospitals reported a few cases of heat related injuries. Cecil County Department of Aging distributed fans to the needy. The continued excessive heat and lack of rain parched non-irrigated farms across the Eastern Shore. During...
Latest storm reports
Newest first
- Thunderstorm Wind52 kt wind07/29/2026
Leslie, Cecil County
$10K damage
- Thunderstorm Wind52 kt wind07/21/2026
Cowentown, Cecil County
$1,000 damage
- Hail0.75" hail07/06/2026
Aikin, Cecil County
- Thunderstorm Wind52 kt wind07/05/2026
Port Deposit, Cecil County
- Excessive Heat07/04/2026
Cecil
- Excessive Heat07/03/2026
Cecil
- Excessive Heat07/02/2026
Cecil
- Excessive Heat07/01/2026
Cecil
Hurricanes and tropical storms
Storms whose track crossed Cecil County, with the wind when it passed
- Hurricane Ida (2021)08/26/2021 · Landfall: LA · 929 mbTropical storm40 mph nearby
- Hurricane Isaias (2020)07/28/2020 · Landfall: NC · 986 mbTropical storm69 mph nearby
- Tropical Storm Danielle (1992)09/22/1992 · Landfall: VA · 1,001 mbTropical storm46 mph nearby
- Unnamed storm (1945)09/12/1945 · Landfall: FL, SC · 949 mbTropical storm40 mph nearby
- Unnamed storm (1934)06/04/1934 · Landfall: LA · 966 mbTropical storm46 mph nearby
- Unnamed storm (1899)10/26/1899 · Landfall: SCTropical storm58 mph nearby
Drinking water
47 community water systems serve about 52,685 people. Violations since 2021.
23 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 7 systems had a violation of any kind still open at last report.
- Town of ElktonServes 15,625 · Surface water · Local government2 health violations+2 monitoring or reporting
- Town of North EastServes 8,600 · Surface water · Local government10 health violations+1 monitoring or reporting
- Town of PerryvilleServes 4,413 · Surface water · Local government5 health violations+52 monitoring or reporting
- Town of CharlestownServes 3,791 · Groundwater · Local government1 health violation+2 monitoring or reporting
- Elkton WestServes 3,500 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
- Town of Rising SunServes 2,200 · Purchased surface water · Local government1 health violation+2 monitoring or reporting
- Mountain Hill Water CompanyServes 2,154 · Purchased surface water · PrivateNo health violations
- Perry Point V.A. Medical CenterServes 2,000 · Surface water · FederalNo health violations
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Climate
1991-2020 normals at Newark Ag Farm, 11 mi from the county center
Summer highs peak around 89°F in Jul and winter lows bottom out near 25°F in Jan. About 47.0 inches of rain falls in a typical year.
| Month | High | Low | Rain |
|---|---|---|---|
| Jan | 43°F | 25°F | 3.43 in |
| Feb | 46°F | 25°F | 2.91 in |
| Mar | 54°F | 33°F | 4.27 in |
| Apr | 67°F | 42°F | 3.71 in |
| May | 76°F | 52°F | 3.63 in |
| Jun | 84°F | 62°F | 3.95 in |
| Jul | 89°F | 66°F | 4.84 in |
| Aug | 87°F | 65°F | 3.95 in |
| Sep | 79°F | 58°F | 4.87 in |
| Oct | 69°F | 46°F | 4.00 in |
| Nov | 57°F | 36°F | 3.36 in |
| Dec | 47°F | 30°F | 4.04 in |
| Year | 56°F average | 47.0 in | |
Pollution sites
5 Superfund sites and 5 toxic release facilities in Cecil County
Superfund sites
- Dwyer Property Ground Water PlumeFinalElkton
- Ordnance Products, Inc.FinalNorth East
- Sand, Gravel and StoneFinalElkton
- Spectron, Inc.FinalElkton
- Woodlawn County LandfillFinalColora
Toxic release facilities
- Terumo Medical Corp72,174 lbs released, Elkton
- W L Gore & Associates Inc1,017 lbs released, Elkton
- Colonial Metals Inc10 lbs released, Elkton
- W.l. Gore & Associates Inc - Lovett I7.1 lbs released, Elkton
- Quikrete - Perryville MD Plant1 lbs released, Perryville
Total: 73,209 lbs in 2024, 58,213 lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk26 historic places
Frequently asked questions
- How risky is Cecil County for natural disasters?
- FEMA rates Cecil County relatively low for overall natural hazard risk, with expected losses of $23.23M a year. The highest-rated hazards are drought (relatively high), winter weather (relatively high), strong wind (relatively high).
- What storms are most common in Cecil County?
- Since 1996, NOAA recorded 1,010 storm events affecting Cecil County, most often thunderstorm wind (302), winter weather (114), strong wind (88).
- How many tornadoes have hit Cecil County?
- 18 tornadoes have been recorded in Cecil County since 1950.
- How many homes in Cecil County have flood insurance?
- 533 residential flood insurance policies are in force in Cecil County, covering about 1.4% of homes. The program has paid $14.34M on 703 claims here since 1978.
- What is the weather like in Cecil County?
- At Newark Ag Farm, average highs reach 89°F in Jul and lows fall to 25°F in Jan, with 47.0 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.