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Risk: Relatively Low

Huron County, MI Environment & Hazard Risk

Relatively Low natural hazard risk, led by cold wave. 414 storm events since 1996.

Expected yearly loss
$18.3M
Relatively Low nationally
Storm events since 1996
414
Most often thunderstorm wind
Flood insurance policies
169
0.9% of homes
Hurricanes nearby
0
2 tropical storms or stronger since 1900

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 59.0 of 100

Social vulnerability

Relatively Moderate

Score 58.8 of 100

Community resilience

Very High

Score 90.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $12.7B · Agriculture value exposed: $786M · Risk-adjusted yearly loss: $21.6M

Risk by hazard

  • Cold waveRelatively Moderate$5.3M/yr expected annual loss, about 3.0 events a year
  • Winter weatherRelatively High$267K/yr expected annual loss, about 15 events a year
  • Strong windRelatively Moderate$1.2M/yr expected annual loss, about 2.1 events a year
  • HailRelatively Low$370K/yr expected annual loss, about 1.3 events a year
  • HurricaneVery Low$146K/yr expected annual loss, about once every 38 years
  • TornadoRelatively Low$1.2M/yr expected annual loss, about once every 3 years
  • LightningRelatively Low$221K/yr expected annual loss, about 28 events a year
  • Ice stormRelatively Low$73K/yr expected annual loss, about once every 2 years
  • Coastal floodingVery Low$29.4K/yr expected annual loss, about once every 64 years
  • Heat waveRelatively Low$218K/yr expected annual loss, about 1.9 events a year
  • EarthquakeVery Low$59.4K/yr expected annual loss, about once every 2,096 years
  • LandslideVery Low$185/yr expected annual loss, about once every 10 years
  • WildfireVery Low$2,696/yr expected annual loss, about once every 33,225 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
169 of 18,268 (0.9%)
Homes in high-risk flood zones
1,618
Insured in high-risk zones
136 (8%)
Flood claims since 1978
49
Claims paid since 1978
$228K

Flood claims paid per year

Flood claims paid per year in Huron County
Beta
  • Flooding$32K · 14 claims

Storm history

Since 1996: 414 events, 2 deaths, $19.7M in damage

  • Thunderstorm Wind162 · 1 death
  • Hail69
  • Heavy Snow44
  • High Wind36
  • Winter Storm16
  • Tornado10
  • Heat10
  • Cold/Wind Chill8
  • Blizzard7
  • Flood7
Beta

Events per year

Storm events per year in Huron County
20
12
4
8
24
14
12
12
24
8
7
9
9
15
16
8
6
7
15
8
Beta

18 tornadoes on record (EF0 4, EF1 2, EF2 1, F0 4, F1 4, F2 1, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Thunderstorm Wind60 kt wind05/31/1998

    Caseville, Huron County

    1 death, $35K damage

    What happened

    On the evening of the 30th, a strong low pressure system was located over the upper Mississippi Valley. The low moved rapidly east that night, reaching northern lower Michigan by daybreak on the 31st. The warm front associated with the low moved north across the Lower Peninsula overnight, ushering in an unstable air mass. A potent upper level disturbance also moved east across Michigan during the early morning hours of the 31st. Wind speeds were extremely high aloft, with 65 mph winds located less than a half mile above ground level.Thunderstorms developed in the northern Plains during the afternoon of the 30th. The storms organized and accelerated as they headed east. The thunderstorm complex evolved into a serial derecho as it crossed eastern Wisconsin and Lake Michigan. The derecho affected most of lower Michigan during the early morning hours of the 31st, producing one of the most widespread wind damage events in state history. The derecho moved east across the state at about 70 mph.Two fatalities were directly attributed to the storms in southeast Michigan. In Pinconning in Bay County, a woman was killed when a tree fell on her home as she slept. In Port Crescent...

  • Cold/Wind Chill02/04/2007

    Huron

    10 injured, $25K damage

    What happened

    A bitter cold airmass blasted into the region on Saturday, February the 3rd and persisted through Tuesday, February the 6th. Temperatures through this period were 20 to 25 degrees below normal. Daytime temps struggled to reach 10 degrees while subzero temperatures occurred all 3 nights. Flint set 2 temperature records and was held to a daytime temperature less than 5 degrees for the first time in over 10 years. Winds of 15 to 25 MPH gusted as high as 35 MPH at times. After factoring in the winds, apparent temperatures ranged from 15 below to 25 below through nearly the entire event. Almost every school district in Southeast Michigan canceled school on Monday and most did the same on Tuesday, citing conditions too dangerous for the kids either walking to school or waiting outside for the bus. Area hospitals reported numerous cases of patients suffering from cold related illnesses. Most of the cases involved frostbite. At least one fatality was blamed on the cold weather. Frozen pipes and water main breaks occurred throughout all of Southeast Michigan, leaving many residents and business owners out in the cold. Area homeless shelters were filled to capacity. There were also many...

  • Rip Current06/21/2025

    Huron

    1 death

    What happened

    A 35 year old man drowned in Lake Huron after being swept into the lake from a strong river outlet current. The Huron County Sherrif's Office noted that a couple had been walking in 3 to 4 feet of water near the mouth of the Pinnebog River when they stepped off into murky water where ther river bed had eroded due to the fast moving river current. The outlet current quick swept the 35 year old man into Lake Huron, while the other individual was able to escape back to shore. Heavy rain the morning off the drowning contributed to the strong river outlet current, which opens up and flows into Lake Huron, acting similiarly to a rip current.

  • TornadoEF2, 6.84 mi path, 400 yd wide06/26/2021

    Port Crescent, Huron County

    6 injured, $1.9M damage

    What happened

    A tornado touched down 4 miles SW of Port Austin just north of the intersection between Port Crescent Rd and Sand Rd. The tornado began as an EF-0, producing several snapped trees and tree limbs, uprooted trees, and damage to barns and outbuildings. The tornado then tracked northeast and crossed M-53 just south of its intersection with M-25. At this point, the tornado produced EF-2 damage to six houses, with three roofs completely detached, one house with major roof damage, two garages and one barn completely destroyed, and substantial tree damage. Estimated peak winds were 120 mph.|The tornado continued to track northeast toward N Hellems Rd and paralleled Pointe Aux Barques Rd, where numerous pine trees were damaged or destroyed and |some hardwood trees were snapped, consistent with EF-1 damage. The |tornado then tracked across the Eagle Bay public access point and |into Lake Huron.

  • High Wind56 kt wind03/08/2017

    Huron

    $7M damage

    What happened

    A non thunderstorm event took place over the state on Wednesday, March 8, 2017, as high winds brought wind gusts in excess of 60 mph! The high winds took out power lines and trees, along with numerous reports of structural damage to buildings. There were also reports of brush fires and tractor-trailers flipped over around the area. Due to the extensive damage, many areas were without power for several days. Approximately 800,000 DTE customers and approximately 300,000 Consumers Energy customers were affected. The highest wind gust reported across Southeast Michigan was 68 mph at both Saginaw and Detroit Metro Airport.

  • Winter Storm03/01/2007

    Huron

    $1.5M damage

    What happened

    A high impact ice storm resulted in ice accumulations up to 3 inches thick on trees and power lines.

Drinking water

20 community water systems serve about 16,191 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.

  • Bad AxeServes 3,129 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Caseville TownshipServes 2,005 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Sebewaing Light & WaterServes 1,721 · Groundwater · Local governmentNo health violations
  • Harbor Beach, City ofServes 1,604 · Surface water · Local governmentNo health violations
  • Pigeon, Village ofServes 1,208 · Purchased surface water · Local governmentNo health violations+3 monitoring or reporting
  • Port Hope-Gore-Rubicon U. A.Serves 1,058 · Purchased surface water · Local governmentNo health violations
  • Port Austin Area Sewer & WaterServes 1,004 · Purchased surface water · Local governmentNo health violations
  • Ubly, Village ofServes 858 · Groundwater · Local governmentNo health violations+3 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 8 toxic release facilities in Huron County

Superfund sites

None in this county.

Toxic release facilities

Total: 880,326 lbs in 2024, 95,517 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk24 historic places

Frequently asked questions

How risky is Huron County for natural disasters?
FEMA rates Huron County relatively low for overall natural hazard risk, with expected losses of $18.3M a year. The highest-rated hazards are cold wave (relatively moderate), winter weather (relatively high), strong wind (relatively moderate).
What storms are most common in Huron County?
Since 1996, NOAA recorded 414 storm events affecting Huron County, most often thunderstorm wind (162), hail (69), heavy snow (44).
How many tornadoes have hit Huron County?
18 tornadoes have been recorded in Huron County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Huron County have flood insurance?
169 residential flood insurance policies are in force in Huron County, covering about 0.9% of homes. The program has paid $228K on 49 claims here since 1978.
What is the weather like in Huron County?
At Bad Axe, average highs reach 80°F in Jul and lows fall to 16°F in Jan, with 32.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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