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Risk: Relatively Low

Jackson County, MI Environment & Hazard Risk

Relatively Low natural hazard risk, led by tornado. 289 storm events since 1996.

Expected yearly loss
$37.8M
Relatively Low nationally
Storm events since 1996
289
Most often thunderstorm wind
Flood insurance policies
149
0.2% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1932

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 76.5 of 100

Social vulnerability

Relatively Low

Score 34.2 of 100

Community resilience

Very High

Score 91.5 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $33.1B · Agriculture value exposed: $91.1M · Risk-adjusted yearly loss: $37.7M

Risk by hazard

  • TornadoRelatively High$10.5M/yr expected annual loss, about once every 3 years
  • Strong windRelatively High$2M/yr expected annual loss, about 5.8 events a year
  • HailRelatively Moderate$1.5M/yr expected annual loss, about 3.0 events a year
  • Cold waveRelatively Moderate$3.5M/yr expected annual loss, about 2.4 events a year
  • Ice stormRelatively Moderate$354K/yr expected annual loss, about 1.8 events a year
  • Winter weatherRelatively Moderate$142K/yr expected annual loss, about 16 events a year
  • EarthquakeRelatively Low$742K/yr expected annual loss, about once every 1,030 years
  • LandslideRelatively Low$3,531/yr expected annual loss, about once every 6 years
  • Heat waveRelatively Low$553K/yr expected annual loss, about 2.6 events a year
  • LightningRelatively Moderate$312K/yr expected annual loss, about 36 events a year
  • HurricaneVery Low$29.7K/yr expected annual loss, about once every 85 years
  • WildfireVery Low$18.1K/yr expected annual loss, about once every 50,997 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
149 of 63,486 (0.2%)
Homes in high-risk flood zones
1,701
Insured in high-risk zones
124 (7%)
Flood claims since 1978
41
Claims paid since 1978
$216K

Flood claims paid per year

Flood claims paid per year in Jackson County
Beta
  • Hurricane Ike$1,036 · 1 claim

Storm history

Since 1996: 289 events, 0 deaths, $25.2M in damage

  • Thunderstorm Wind150
  • Hail40
  • Winter Storm31
  • Heavy Snow18
  • High Wind12
  • Winter Weather10
  • Flood6
  • Flash Flood5
  • Tornado5
  • Ice Storm4
Beta

Events per year

Storm events per year in Jackson County
15
21
9
5
11
5
6
4
4
5
1
5
5
5
7
4
9
4
9
6
Beta

19 tornadoes on record (EF0 3, F0 4, F1 6, F2 5, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • High Wind54 kt wind03/08/2017

    Jackson

    $10M damage

    What happened

    A peak wind gust of 62 mph was measured at the Jackson county Reynolds field airport in Jackson. Peak wind gusts in the 60 to 70 mph range resulted in numerous downed trees and limbs and power lines and widespread power outages.

  • High Wind52 kt wind02/24/2019

    Jackson

    $3M damage

    What happened

    Downed tree limbs and power lines and widespread power outages occurred due to wind gusts of up to around 60 mph.

  • Flood04/17/2013

    Springport, Jackson County

    $3M damage

    What happened

    Heavy rainfall caused significant flooding on rivers and streams across Jackson county.

  • Winter Storm04/06/2009

    Jackson

    2 injured

    What happened

    Six to seven and a half inches of snow was reported across Jackson county, resulting in downed trees, branches and power lines, 34 property damage accidents and two accidents with injuries. Scattered power outages were also reported.

  • Flood05/22/2004

    Jackson

    $1.2M damage

    What happened

    The biggest and longest duration flooding event in the past ten to twenty years occurred across southwestern and south central lower Michigan from May 20th through the third of June. Flooding in mid May resulted in very high river levels and the ground was saturated on the 20th. Numerous thunderstorm complexes and areas of heavy rainfall developed repeatedly in the vicinity of a quasi stationary frontal boundary draped across southern lower Michigan. The heaviest rain fell on Saturday, May 22nd, when over two inches of rain fell over most of the area. Total rainfall over the Grand River basin from May 20th through June 3rd varied from four to as much as seven inches.The Grand Rapids office of the National Weather Service issued a Hazardous Weather Outlook as early early Wednesday morning, May 19th, to mention the threat of flooding. A hydrologic outlook was issued on May 20th to further address the potential for widespread flooding. A flood watch was issued for the entire area on Friday, May 21st. Flood warnings were issued for the southern half of our area at 12:10 a.m. EDT Saturday May 22nd, and for all of our area at 4:10 a.m. EDT Sunday May 23rd through 12 a.m. EDT...

  • Ice Storm12/22/2013

    Jackson

    $1M damage

    What happened

    A half to three quarters of an inch of ice accumulation occurred across the northern third of Jackson county, causing numerous power outages and downed tree limbs and lines.

Drinking water

24 community water systems serve about 91,918 people. Violations since 2021.

7 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.

  • JacksonServes 33,165 · Groundwater (surface influenced) · Local governmentNo health violations+47 monitoring or reporting
  • Summit TownshipServes 25,355 · Groundwater · Local governmentNo health violations
  • Blackman TownshipServes 21,222 · Purchased groundwater · Local governmentNo health violations
  • Grass LakeServes 1,986 · Groundwater · Local governmentNo health violations+3 monitoring or reporting
  • Leoni TownshipServes 1,893 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • BrooklynServes 1,313 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
  • ConcordServes 1,050 · Groundwater · Local governmentNo health violations
  • Sherman OaksServes 915 · Groundwater · PrivateNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

1 Superfund site and 16 toxic release facilities in Jackson County

Superfund sites

Toxic release facilities

Total: 766,469 lbs in 2024, 10,852 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk21 historic places

Frequently asked questions

How risky is Jackson County for natural disasters?
FEMA rates Jackson County relatively low for overall natural hazard risk, with expected losses of $37.8M a year. The highest-rated hazards are tornado (relatively high), strong wind (relatively high), hail (relatively moderate).
What storms are most common in Jackson County?
Since 1996, NOAA recorded 289 storm events affecting Jackson County, most often thunderstorm wind (150), hail (40), winter storm (31).
How many tornadoes have hit Jackson County?
19 tornadoes have been recorded in Jackson County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Jackson County have flood insurance?
149 residential flood insurance policies are in force in Jackson County, covering about 0.2% of homes. The program has paid $216K on 41 claims here since 1978.
What is the weather like in Jackson County?
At Jackson Reynolds Fld, average highs reach 83°F in Jul and lows fall to 18°F in Jan, with 32.2 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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