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Risk: Relatively High

Macomb County, MI Environment & Hazard Risk

Relatively High natural hazard risk, led by tornado. 785 storm events since 1996.

Expected yearly loss
$268M
Relatively High nationally
Storm events since 1996
785
Most often thunderstorm wind
Flood insurance policies
1,360
0.5% of homes
Hurricanes nearby
0
2 tropical storms or stronger since 1892

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively High

Score 96.7 of 100

Social vulnerability

Relatively Low

Score 27.1 of 100

Community resilience

Very High

Score 80.7 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $182B · Agriculture value exposed: $101M · Risk-adjusted yearly loss: $253M

Risk by hazard

  • TornadoVery High$58.5M/yr expected annual loss, about once every 5 years
  • Cold waveVery High$40.6M/yr expected annual loss, about 2.6 events a year
  • Strong windVery High$7.3M/yr expected annual loss, about 4.9 events a year
  • Ice stormVery High$3.4M/yr expected annual loss, about 2.0 events a year
  • Heat waveRelatively Moderate$5.9M/yr expected annual loss, about 4.2 events a year
  • HailRelatively Moderate$2M/yr expected annual loss, about 2.4 events a year
  • LightningRelatively High$1.2M/yr expected annual loss, about 34 events a year
  • Winter weatherRelatively High$403K/yr expected annual loss, about 11 events a year
  • EarthquakeRelatively Low$2.6M/yr expected annual loss, about once every 1,290 years
  • HurricaneVery Low$80.5K/yr expected annual loss, about once every 65 years
  • Coastal floodingRelatively Low$65.9K/yr expected annual loss, about once every 83 years
  • WildfireVery Low$32.3K/yr expected annual loss, about once every 80,941 years
  • LandslideVery Low$557/yr expected annual loss, about once every 14 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1,360 of 296,724 (0.5%)
Homes in high-risk flood zones
3,449
Insured in high-risk zones
1,028 (30%)
Flood claims since 1978
1,437
Claims paid since 1978
$9M

Flood claims paid per year

Flood claims paid per year in Macomb County
Beta
  • Flooding$1M · 341 claims
  • Hurricane Ike$219K · 14 claims
  • 2026-04-Flooding$64.1K · 1 claim

Storm history

Since 1996: 785 events, 6 deaths, $588M in damage

  • Thunderstorm Wind373
  • Hail160
  • High Wind36
  • Flood36
  • Heavy Snow31
  • Flash Flood25
  • Lightning25
  • Winter Storm22 · 1 death
  • Heat15
  • Lakeshore Flood10
Beta

Events per year

Storm events per year in Macomb County
48
31
33
48
35
34
29
46
11
16
13
11
21
31
22
11
16
29
14
23
Beta

22 tornadoes on record (EF0 3, EF1 2, F0 5, F1 6, F2 2, F3 2, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood08/11/2014

    St Clair Shrs, Macomb County

    $300M damage

    What happened

    A historic rainfall event unfolded over Southeast Michigan on Monday, August 11, leading to major flooding and road closures. This event was caused by a strengthening low pressure system moving over the area, focusing the tropical moisture which came up from the south. The hardest hit areas included Metro Detroit and surrounding communities, along with Flint and the Saginaw Valley areas. Wayne, Southern Oakland and Macomb counties saw the worst of the flooding as 4 to 6 inches of rain fell over a 4 hour period. Around 75,000 homes and businesses suffered damage, with over 3000 suffering major damage. There was also damage to the roads and bridges, along with the city sewer pumps which were overwhelmed by the torrential rainfall. Total estimated dollar loss from the Detroit Metro area was 1.8 billion dollars. Farther north, across parts of Saginaw, Bay, and Genesee counties, flooding was not nearly as bad, but flooded roads with 2 to 3 feet of water were reported.

  • Flood05/23/2004

    Macomb

    $100M damage

    What happened

    A stationary front over Iowa, Wisconsin, and Michigan over the weekend brought with it severe thunderstorms and heavy rains, which caused widespread flooding over Southeast Michigan. Much of the rainfall occurred in saturated areas that had experienced well-above average precipitation for the month of May. In fact, May 2004 will go down as the wettest May on record at Flint and Detroit. Over a 36 hour period (12 am May 22nd to 8 am May 23rd), 2 to 6 inches of rain fell across Southeast Michigan. A trained weather spotter in Armada reported the highest total, 5.8 inches. The following counties were declared a "state of disaster" due to the flooding and severe storms: Genesse, Livingston, Macomb, Oakland, Saginaw, Sanilac, St. Clair, Shiawassee, and Wayne.Here are some of the significant flooding reports:Shiawassee County: In almost every city across the county, officials reported significant sewer system overflows. The backyards of most residents along Brady Street in Corunna were submerged under several feet of water, with the worst flooding reported along the northern section of the street. St. Clair County: 300 homes were flooded. Most were in Marysville, Port Huron, and...

  • Ice Storm04/04/2003

    Macomb

    $50M damage

    What happened

    An arctic frontal boundary moved south of the state by the morning of April 3, 2003. This front dropped temperatures to the freezing mark generally along and north of a Brighton to St Clair Shores line. Then, a series of low pressure systems moved across the front. This allowed very warm and moist air to lift north overtop of the sub-freezing temperatures near the ground. The first wave of precipitation moved across eastern Michigan late in the evening on April 3rd and continued through the morning of April 4th. Thunderstorms brought heavy freezing rain to the area during this time period. Spotter reports indicated up to 3 inches of freezing rain occurred in some places. Sleet was also reported across much of the Saginaw Valley. By the afternoon of April 4th, ice accumulations of one quarter to three quarters of an inch were reported across the area. The Saginaw Valley even had one to two inches of sleet accumulations in addition to the ice. After a break in the precipitation during the afternoon of the 4th, a second round of thunderstorms brought freezing rain and sleet to the area during the evening of April 4th, finally ending early in the morning of April 5th. By the...

  • TornadoF0, 0.7 mi path, 100 yd wide07/03/1997

    Romeo, Macomb County

    6 injured, $30M damage

  • High Wind56 kt wind03/08/2017

    Macomb

    $30M damage

    What happened

    A non thunderstorm event took place over the state on Wednesday, March 8, 2017, as high winds brought wind gusts in excess of 60 mph! The high winds took out power lines and trees, along with numerous reports of structural damage to buildings. There were also reports of brush fires and tractor-trailers flipped over around the area. Due to the extensive damage, many areas were without power for several days. Approximately 800,000 DTE customers and approximately 300,000 Consumers Energy customers were affected. The highest wind gust reported across Southeast Michigan was 68 mph at both Saginaw and Detroit Metro Airport.

  • Heat07/14/2013

    Macomb

    25 injured

    What happened

    A six day heat impacted Southeast Michigan July 14th through the 19th with high temperatures ranging from the upper 80s to mid 90s. Heat Indices were in the 90s for the most part, but Detroit Metro area hospitals reported an increase of 173 heat related illnesses during this stretch. Here are the daily maxes reported at Flint Bishop Airport and Detroit Metro Airport during the six days.|Flint: 90, 93, 94, 95, 95, 96.|Detroit: 89, 93, 90, 94, 94, 95.

Drinking water

27 community water systems serve about 823,290 people. Violations since 2021.

5 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

  • Warren, City ofServes 134,056 · Purchased surface water · Local governmentNo health violations
  • Sterling Heights, City ofServes 127,000 · Purchased surface water · Local governmentNo health violations
  • Clinton TownshipServes 100,513 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • Macomb TownshipServes 90,000 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Shelby TownshipServes 72,000 · Purchased surface water · Local governmentNo health violations
  • St. Clair Shores, City ofServes 59,715 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • Roseville, City ofServes 47,299 · Purchased surface water · Local governmentNo health violations
  • Chesterfield TownshipServes 41,650 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

4 Superfund sites and 53 toxic release facilities in Macomb County

Superfund sites

Toxic release facilities

Total: 1.2 million lbs in 2024, 584,881 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk8 historic places

Frequently asked questions

How risky is Macomb County for natural disasters?
FEMA rates Macomb County relatively high for overall natural hazard risk, with expected losses of $268M a year. The highest-rated hazards are tornado (very high), cold wave (very high), strong wind (very high).
What storms are most common in Macomb County?
Since 1996, NOAA recorded 785 storm events affecting Macomb County, most often thunderstorm wind (373), hail (160), high wind (36).
How many tornadoes have hit Macomb County?
22 tornadoes have been recorded in Macomb County since 1950, including 3 rated F3/EF3 or stronger.
How many homes in Macomb County have flood insurance?
1,360 residential flood insurance policies are in force in Macomb County, covering about 0.5% of homes. The program has paid $9M on 1,437 claims here since 1978.
What is the weather like in Macomb County?
At Mt Clemens Ang Base, average highs reach 82°F in Jul and lows fall to 18°F in Jan, with 35.0 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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