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Risk: Relatively Low

Oregon County, MO Environment & Hazard Risk

Relatively Low natural hazard risk, led by earthquake. 395 storm events since 1996.

Expected yearly loss
$10.9M
Very Low nationally
Storm events since 1996
395
Most often hail
Flood insurance policies
6
0.1% of homes
Hurricanes nearby
0
2 tropical storms or stronger since 1909

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 48.7 of 100

Social vulnerability

Relatively High

Score 76.0 of 100

Community resilience

Very Low

Score 1.9 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.7B · Agriculture value exposed: $29.9M · Risk-adjusted yearly loss: $16.3M

Risk by hazard

  • EarthquakeRelatively Low$1.5M/yr expected annual loss, about once every 151 years
  • Cold waveRelatively Moderate$2.5M/yr expected annual loss, about 1.9 events a year
  • Ice stormRelatively Moderate$239K/yr expected annual loss, about 1.2 events a year
  • Heat waveRelatively Low$611K/yr expected annual loss, about 12 events a year
  • LandslideRelatively Low$2,883/yr expected annual loss, about 1.8 events a year
  • TornadoRelatively Low$1.3M/yr expected annual loss, about once every 2 years
  • WildfireVery Low$58.7K/yr expected annual loss, about once every 487 years
  • Winter weatherRelatively Low$50K/yr expected annual loss, about 9.6 events a year
  • HurricaneVery Low$17.2K/yr expected annual loss, about once every 46 years
  • Strong windRelatively Low$260K/yr expected annual loss, about 2.4 events a year
  • LightningRelatively Low$96.1K/yr expected annual loss, about 57 events a year
  • HailVery Low$28.8K/yr expected annual loss, about 3.8 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, drought, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
6 of 7,803 (0.1%)
Homes in high-risk flood zones
198
Insured in high-risk zones
6 (3%)
Flood claims since 1978
39
Claims paid since 1978
$490K

Flood claims paid per year

Flood claims paid per year in Oregon County
Beta
  • Midwest Flooding$225K · 7 claims
  • Flooding$50.5K · 8 claims
  • March storm$25.3K · 2 claims
  • Mid-spring storms$16.8K · 1 claim
  • Not a named storm$12.4K · 1 claim

Storm history

Since 1996: 395 events, 0 deaths, $17M in damage

  • Hail102
  • Thunderstorm Wind99
  • Flash Flood57
  • Flood34
  • Winter Storm29
  • Drought22
  • Tornado11
  • Winter Weather9
  • Heat9
  • Heavy Rain9
Beta

Events per year

Storm events per year in Oregon County
10
11
18
2
16
14
9
8
21
13
10
15
5
4
5
14
21
7
32
7
Beta

22 tornadoes on record (EF0 4, EF1 1, EF3 2, F0 5, F1 3, F2 4, F3 2, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood04/29/2017

    Alton, Oregon County

    $4M damage

    What happened

    Numerous county roads and bridges were damaged by flash floods. Several campgrounds and river access areas were severely damaged across the county. This report will contain the total dollar estimate for flood damage to infrastructure, businesses, and homes across Oregon County. $3M in damages were reported to roads alone in the county.

  • Frost/Freeze04/08/2007

    Oregon

    $3.3M damage

    What happened

    Unusually warm conditions during the month of March caused early season growth in vegetation across the Missouri Ozarks. Hay along with the wheat crop had began to mature. During the nights of April 7th through the 9th, temperatures dropped into the upper teens to mid 20s, causing a hard freeze on matured vegetation. The wheat crop suffered approximately 90% damage. Hay crops along with fescue seed also sustained major damage. Total crop losses for 34 counties across the southwestern quadrant of Missouri were estimated at $147,905,541.

  • Drought08/01/2012

    Oregon

    $2M damage

    What happened

    The U.S Drought Monitor continued to report Extreme Drought (D3) to Exceptional Drought (D4) throughout the month of August. The region started seeing some rainfall by the end of the month. The COOP station near Alton reported 2.78 of rainfall for the month of August. This is a continuation of the drought that began across the region in June. Across the Missouri Ozarks and southwestern Missouri between 50 and 75 percent of the combined corn, soybeans and hay acreage was reported as a loss due to the drought. Monetary crop loss figures are estimates using information from the National Agricultural Statistics database, local FSA and USDA offices and other local, state or federal agency information. Livestock losses, if they occurred or were reported are listed in the property section.

  • TornadoF2, 9 mi path, 300 yd wide11/06/2005

    Thayer, Oregon County

    $1.5M damage

    What happened

    A National Weather Service storm survey team revealed that an F-2 tornado touched down 9 miles east of Thayer near Highway V. The tornado continued on a path 300 yards wide to 8 miles northeast of Myrtle. Two mobile homes were destroyed and several other homes were heavily damaged along the tornado path.

  • TornadoEF0, 4.15 mi path, 400 yd wide05/26/2024

    Calm, Oregon County

    1 injured, $200K damage

    What happened

    A NWS storm survey concluded that an EF-1 tornado occurred in far southeast Oregon County to the east of Myrtle. Two homes suffered siding damage, five barns/outbuildings were destroyed, along with numerous trees suffering damage that ranged from limb damage to being uprooted along County Road 288 before the tornado crossed the Eleven Point River near the Myrtle Access and crossed into Ripley County north of County Road 286. One injury was reported. Damage cost estimates only include the Oregon County portion of the tornado track.

  • Thunderstorm Wind70 kt wind05/08/2009

    Rover, Oregon County

    $1M damage

    What happened

    Sixty to 80 mph wind gusts impacted all of Oregon County. Significant tree damage was observed countywide, while numerous outbuildings and homes sustained damage. It was relayed to the National Weather Service that several homes in the community of Koshkonong had windows that were blown out. Roof damage was widespread in all communities of Oregon County.

Drinking water

5 community water systems serve about 4,432 people. Violations since 2021.

1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.

  • Thayer PwsServes 2,200 · Groundwater · Local governmentNo health violations+4 monitoring or reporting
  • Alton PwsServes 1,000 · Groundwater · Local governmentNo health violations
  • Oregon County Pwsd 1Serves 900 · Groundwater · Local governmentNo health violations+3 monitoring or reporting
  • Koshkonong PwsServes 212 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Oregon County Pwsd 2Serves 120 · Groundwater · Local government1 health violation+5 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Oregon County

No Superfund sites or toxic release facilities in Oregon County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places

Frequently asked questions

How risky is Oregon County for natural disasters?
FEMA rates Oregon County relatively low for overall natural hazard risk, with expected losses of $10.9M a year. The highest-rated hazards are earthquake (relatively low), cold wave (relatively moderate), ice storm (relatively moderate).
What storms are most common in Oregon County?
Since 1996, NOAA recorded 395 storm events affecting Oregon County, most often hail (102), thunderstorm wind (99), flash flood (57).
How many tornadoes have hit Oregon County?
22 tornadoes have been recorded in Oregon County since 1950, including 5 rated F3/EF3 or stronger.
How many homes in Oregon County have flood insurance?
6 residential flood insurance policies are in force in Oregon County, covering about 0.1% of homes. The program has paid $490K on 39 claims here since 1978.
What is the weather like in Oregon County?
At Alton, average highs reach 88°F in Jul and lows fall to 22°F in Jan, with 47.2 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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