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Risk: Relatively Low

Stone County, MS Environment & Hazard Risk

Relatively Low natural hazard risk, led by hurricane. 182 storm events since 1996.

Expected yearly loss
$12.6M
Very Low nationally
Storm events since 1996
182
Most often thunderstorm wind
Flood insurance policies
26
0.4% of homes
Hurricanes nearby
3
15 tropical storms or stronger since 1855

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 52.0 of 100

Social vulnerability

Relatively High

Score 76.8 of 100

Community resilience

Relatively Low

Score 31.9 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $3.3B · Agriculture value exposed: $16M · Risk-adjusted yearly loss: $17.7M

Risk by hazard

  • HurricaneRelatively Moderate$6.8M/yr expected annual loss, about once every 4 years
  • WildfireRelatively Low$482K/yr expected annual loss, about once every 154 years
  • LightningRelatively Moderate$447K/yr expected annual loss, about 85 events a year
  • DroughtRelatively Moderate$344K/yr expected annual loss, about 20 events a year
  • TornadoRelatively Low$1.1M/yr expected annual loss, about once every 2 years
  • Heat waveRelatively Low$305K/yr expected annual loss, about 9.7 events a year
  • Strong windRelatively Low$291K/yr expected annual loss, about 2.0 events a year
  • HailRelatively Low$120K/yr expected annual loss, about 2.4 events a year
  • EarthquakeVery Low$79.5K/yr expected annual loss, about once every 1,032 years
  • LandslideVery Low$252/yr expected annual loss, about once every 7 years
  • Ice stormRelatively Low$21.3K/yr expected annual loss, about once every 2 years
  • Cold waveRelatively Low$267K/yr expected annual loss, about 1.0 events a year
  • Winter weatherVery Low$9,993/yr expected annual loss, about once every 1 year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
26 of 7,222 (0.4%)
Homes in high-risk flood zones
83
Insured in high-risk zones
14 (17%)
Flood claims since 1978
55
Claims paid since 1978
$1.8M

Flood claims paid per year

Flood claims paid per year in Stone County
Beta
  • 2026-06-Arthur-TS$1.3M · 22 claims
  • Hurricane Isaac$60.1K · 4 claims
  • Hurricane Katrina$9,582 · 4 claims
  • Flooding$8,631 · 2 claims

Storm history

Since 1996: 182 events, 0 deaths, $276M in damage

  • Thunderstorm Wind74
  • Flash Flood45
  • Hail26
  • Tornado11
  • Lightning6
  • Hurricane (Typhoon)4
  • Winter Weather3
  • Heat2
  • Tropical Storm2
  • Winter Storm2
Beta

Events per year

Storm events per year in Stone County
7
12
6
4
7
9
1
4
3
6
5
8
3
9
3
6
5
4
1
Beta

22 tornadoes on record (EF0 1, EF1 2, EF2 1, F0 7, F1 8, F2 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hurricane (Typhoon)08/27/2005

    Stone

    $250M damage

    What happened

    For the narrative on Hurricane Katrina in southeast Mississippi see Alabama, Southwest. Katrina caused major tree damage across southeast Mississippi. The damage was more severe along and west of Highway 49. Many of the fallen trees fell on structures and caused damage.

  • Hurricane (Typhoon)09/25/1998

    Stone

    $25M damage

    What happened

    Please see the narrative on Hurricane Georges under Alabama, Southwest, September 25-29, 1998.

  • Lightning07/13/2021

    Wiggins, Stone County

    7 injured

    What happened

    Seven people were injured by a lightning strike while boating and swimming at Flint Creek Waterpark in Wiggins, MS.

  • Thunderstorm Wind45 kt wind06/22/1996

    Wiggins, Stone County

    5 injured, $100K damage

    What happened

    WIND GUSTS OF AROUND 50 MPH BLEW THE ROOF OFF OF A GREERS GROCERY STORE IN WIGGINS. THE ROOF WAS BLOWN INTO THE PARKING LOT AND DAMAGED SEVERAL VEHICLES. IT APPEARED THAT THE WIND GOT UP UNDER PART OF THE ROOF THAT WAS NEVER FINISHED WHEN A NEW ROOF WAS PUT ON A COUPLE OF YEARS AGO. THE WIND JUST PICKED THE ROOF UP AND PUT IT IN THE PARKING LOT. NOTHING ELSE WAS DAMAGED IN THE AREA. FIVE PEOPLE SUFFERED MINOR INJURIES.

  • Lightning08/04/2010

    Wiggins, Stone County

    2 injured

    What happened

    Four individuals were struck by lightning at Flint Creek Water Park. Two of them were transported to a hospital.

  • TornadoEF1, 8.76 mi path, 100 yd wide09/05/2011

    Ten Mile, Stone County

    1 injured, $100K damage

    What happened

    The tornado touched down just north of Bankston Road which is just west of the town of Perkinston. The tornado moved north and lifted in the town of Bond near the intersection of U.S. Highway 49 and Pump Branch Road. The path length was approximately 9 miles, but was not always fully in contact with the ground and became very narrow in several places. Numerous trees were blown over or snapped with several trees snapped off at the top. Two residences suffered damage from the tornado. A double-wide mobile home on Sumrall Road west of Perkinston lost 40 percent of its roof. The mobile home was also shifted off its concrete masonry unit piers, consistent with EF-1 intensity damage with winds between 86 MPH and 110 MPH. One adult male was injured in the mobile home, suffering cuts and abrasions to his arms. A single-wide mobile home, on College Avenue West, was severely damaged when a large tree fell on it.

Drinking water

9 community water systems serve about 14,830 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 4 toxic release facilities in Stone County

Superfund sites

None in this county.

Toxic release facilities

Total: 6,459 lbs in 2024, 46.8 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places

Frequently asked questions

How risky is Stone County for natural disasters?
FEMA rates Stone County relatively low for overall natural hazard risk, with expected losses of $12.6M a year. The highest-rated hazards are hurricane (relatively moderate), wildfire (relatively low), lightning (relatively moderate).
What storms are most common in Stone County?
Since 1996, NOAA recorded 182 storm events affecting Stone County, most often thunderstorm wind (74), flash flood (45), hail (26).
How many tornadoes have hit Stone County?
22 tornadoes have been recorded in Stone County since 1950.
How many homes in Stone County have flood insurance?
26 residential flood insurance policies are in force in Stone County, covering about 0.4% of homes. The program has paid $1.8M on 55 claims here since 1978.
What is the weather like in Stone County?
At Wiggins, average highs reach 92°F in Jul and lows fall to 36°F in Jan, with 67.4 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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