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Risk: Relatively Low

Moore County, NC Environment & Hazard Risk

Relatively Low natural hazard risk, led by hurricane. 542 storm events since 1996.

Expected yearly loss
$34.55M
Relatively Low nationally
Storm events since 1996
542
Most often thunderstorm wind
Flood insurance policies
483
1.3% of homes
Hurricanes nearby
1
15 tropical storms or stronger since 1877

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 75.6 of 100

Social vulnerability

Relatively Moderate

Score 40.0 of 100

Community resilience

Relatively Moderate

Score 52.3 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $26.75B · Agriculture value exposed: $194M · Risk-adjusted yearly loss: $36.5M

Risk by hazard

  • HurricaneRelatively Moderate$5.66M/yr expected annual loss, about once every 6 years
  • Ice stormRelatively High$772K/yr expected annual loss, about 1.8 events a year
  • LightningRelatively High$1.07M/yr expected annual loss, about 51 events a year
  • TornadoRelatively Moderate$5.38M/yr expected annual loss, about once every 3 years
  • WildfireRelatively Low$479K/yr expected annual loss, about once every 754 years
  • Heat waveRelatively Low$1.25M/yr expected annual loss, about 6.3 events a year
  • EarthquakeRelatively Low$1.19M/yr expected annual loss, about once every 705 years
  • HailRelatively Low$426K/yr expected annual loss, about 4.1 events a year
  • Winter weatherRelatively Moderate$99.16K/yr expected annual loss, about 4.9 events a year
  • DroughtRelatively Low$135K/yr expected annual loss, about 17 events a year
  • Cold waveRelatively Low$897K/yr expected annual loss, about once every 2 years
  • Strong windRelatively Low$410K/yr expected annual loss, about 1.6 events a year
  • LandslideVery Low$537/yr expected annual loss, about once every 3 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
483 of 36,933 (1.3%)
Homes in high-risk flood zones
434
Insured in high-risk zones
222 (51%)
Flood claims since 1978
154
Claims paid since 1978
$2.86M

Flood claims paid per year

Flood claims paid per year in Moore County
  • 2025 July TS Chantal$1.06M · 22 claims
  • Hurricane Matthew$802K · 54 claims
  • Hurricane Florence$585K · 33 claims
  • Hurricane Michael$75.4K · 3 claims
  • Hurricane Hanna$56.94K · 2 claims
  • Hurricane Fran$48.38K · 3 claims

Storm history

Since 1996: 542 events, 6 deaths, $42.62M in damage

  • Thunderstorm Wind296
  • Hail83
  • Flash Flood51
  • Winter Storm27 · 2 deaths
  • Strong Wind16
  • Winter Weather15 · 1 death
  • Lightning14 · 2 deaths
  • Tornado8
  • High Wind4
  • Flood4

Events per year

Storm events per year in Moore County
13
32
32
27
18
23
6
15
12
25
13
26
16
24
17
26
23
13
31
28

16 tornadoes on record (EF0 2, EF1 1, F0 4, F1 7, F2 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flood09/17/2018

    Addor, Moore County

    $28.34M damage

    What happened

    Torrential rainfall of 10 to 15 inches caused widespread flooding across the county. Additional rainfall upstream resulted in major flooding along the Flat Creek near Vass. Flooding damaged approximately 418 structures throughout the county, destroying 29 and resulting in approximately $8.34 million in property damage. Crop damage was at least $20 million. Numerous streets and roads were reported flooded.

  • Winter Storm01/04/2018

    Moore

    2 deaths, $10K damage

    What happened

    Average snowfall totals across the county ranged from 4 to 6 inches. Broadcast media reported two men were killed when their pick-up truck slid off a bridge and into a creek on Dowd Road near Mount Carmel Road.

  • Tropical Storm09/30/2022

    Moore

    1 death, $750K damage

    What happened

    Frequent wind gusts of 40 to 60 mph resulted in scattered to numerous trees and power lines down across Moore County, including some on homes. Numerous customers lost power in Moore County as a result of the tropical storm force wind gusts. A 24 year old male died when he car hydroplaned and ran off the road and struck a tree.

  • Winter Weather12/16/2010

    Moore

    1 death

    What happened

    A prolonged period of light snow and freezing rain in the morning resulted a half inch of snow with a tenth of an inch of freezing rain. This combination created hazardous driving conditions during the morning commute. A 63 year old man was killed when his Jeep slid off the road and rolled.

  • Lightning08/08/2006

    Southern Pines, Moore County

    1 death

    What happened

    Lightning struck 17 year old as he was removing clothes from a clothesline outside his home. He died several days later at UNC Hospital in Chapel Hill.

  • Lightning05/24/2002

    Robbins, Moore County

    1 death

    What happened

    A 7-year-old boy was struck by lightning under a tree in his backyard, and died in a hospital three days later.

Latest storm reports

Newest first

  • Thunderstorm Wind52 kt wind07/13/2026

    Southern Pines Arpt, Moore County

  • Thunderstorm Wind50 kt wind07/10/2026

    Carthage, Moore County

    $2,000 damage

  • Thunderstorm Wind50 kt wind07/10/2026

    Aberdeen, Moore County

    $2,000 damage

  • Thunderstorm Wind50 kt wind07/10/2026

    Spies, Moore County

    $2,000 damage

  • Thunderstorm Wind50 kt wind07/10/2026

    Robbins, Moore County

    $2,000 damage

  • Thunderstorm Wind50 kt wind07/05/2026

    Mt Pleasant, Moore County

    $1,000 damage

  • Thunderstorm Wind50 kt wind07/05/2026

    Lakeview, Moore County

    $5,000 damage

  • Thunderstorm Wind50 kt wind07/05/2026

    Vass, Moore County

    $1,000 damage

Hurricanes and tropical storms

Storms whose track crossed Moore County, with the wind when it passed

Drinking water

27 community water systems serve about 99,358 people. Violations since 2021.

8 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 8 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Carthage Wtp, 4.6 mi from the county center

Summer highs peak around 90°F in Jul and winter lows bottom out near 31°F in Jan. About 47.8 inches of rain falls in a typical year, with 1.3 inches of snow.

MonthHighLowRainSnow
Jan53°F31°F3.93 in0.7 in
Feb56°F32°F3.09 in0.3 in
Mar65°F40°F4.12 in0.2 in
Apr73°F47°F3.32 in-
May80°F57°F2.95 in-
Jun87°F65°F4.50 in-
Jul90°F69°F4.72 in-
Aug88°F67°F4.86 in-
Sep83°F61°F5.67 in-
Oct73°F49°F3.38 in-
Nov64°F39°F3.61 in-
Dec55°F33°F3.66 in0.1 in
Year61°F average47.8 in1.3 in

Pollution sites

3 Superfund sites and 4 toxic release facilities in Moore County

Toxic release facilities

Total: 99.2 lbs in 2024, 28 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk13 historic places

Frequently asked questions

How risky is Moore County for natural disasters?
FEMA rates Moore County relatively low for overall natural hazard risk, with expected losses of $34.55M a year. The highest-rated hazards are hurricane (relatively moderate), ice storm (relatively high), lightning (relatively high).
What storms are most common in Moore County?
Since 1996, NOAA recorded 542 storm events affecting Moore County, most often thunderstorm wind (296), hail (83), flash flood (51).
How many tornadoes have hit Moore County?
16 tornadoes have been recorded in Moore County since 1950.
How many homes in Moore County have flood insurance?
483 residential flood insurance policies are in force in Moore County, covering about 1.3% of homes. The program has paid $2.86M on 154 claims here since 1978.
What is the weather like in Moore County?
At Carthage Wtp, average highs reach 90°F in Jul and lows fall to 31°F in Jan, with 47.8 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.