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Risk: Relatively Low

Northampton County, NC Environment & Hazard Risk

Relatively Low natural hazard risk, led by drought. 278 storm events since 1996.

Expected yearly loss
$8.34M
Very Low nationally
Storm events since 1996
278
Most often thunderstorm wind
Flood insurance policies
27
0.3% of homes
Hurricanes nearby
6
23 tropical storms or stronger since 1874

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 44.2 of 100

Social vulnerability

Very High

Score 97.2 of 100

Community resilience

Relatively Low

Score 22.4 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $4.2B · Agriculture value exposed: $147M · Risk-adjusted yearly loss: $14.61M

Risk by hazard

  • DroughtRelatively Moderate$881K/yr expected annual loss, about 7.2 events a year
  • HurricaneRelatively Moderate$2.09M/yr expected annual loss, about once every 5 years
  • Winter weatherRelatively Moderate$95.67K/yr expected annual loss, about 4.3 events a year
  • TornadoRelatively Low$871K/yr expected annual loss, about once every 3 years
  • EarthquakeVery Low$159K/yr expected annual loss, about once every 935 years
  • Heat waveRelatively Low$212K/yr expected annual loss, about 6.3 events a year
  • HailRelatively Low$130K/yr expected annual loss, about 2.6 events a year
  • Ice stormRelatively Low$31.86K/yr expected annual loss, about once every 1 year
  • Strong windRelatively Low$188K/yr expected annual loss, about once every 2 years
  • Cold waveRelatively Low$243K/yr expected annual loss, about once every 2 years
  • LightningRelatively Low$62.54K/yr expected annual loss, about 47 events a year
  • WildfireVery Low$6,291/yr expected annual loss, about once every 4,396 years
  • LandslideVery Low$102/yr expected annual loss, about once every 11 years
  • Coastal floodingVery Low$42/yr expected annual loss, about once every 100 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
27 of 10,957 (0.3%)
Homes in high-risk flood zones
77
Insured in high-risk zones
6 (8%)
Flood claims since 1978
34
Claims paid since 1978
$283K

Flood claims paid per year

Flood claims paid per year in Northampton County
  • Hurricane Irene$47.91K · 5 claims
  • Hurricane Floyd$43.77K · 8 claims
  • Hurricane Matthew$39.02K · 4 claims
  • Hurricane Fran$36K · 2 claims
  • Hurricane Isabel$30.06K · 4 claims
  • Hurricane Bertha$23.56K · 1 claim

Storm history

Since 1996: 278 events, 0 deaths, $37.35M in damage

  • Thunderstorm Wind104
  • Hail44
  • Winter Storm29
  • Heavy Rain27
  • Flash Flood17
  • Winter Weather17
  • Tornado7
  • Flood6
  • Excessive Heat4
  • Tropical Storm4

Events per year

Storm events per year in Northampton County
1
10
6
14
12
17
9
9
5
13
5
6
17
8
12
6
6
2
13
3

17 tornadoes on record (EF0 3, EF1 1, F0 7, F1 2, F2 3, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood09/16/1999

    Countywide, Northampton County

    $21.5M damage

    What happened

    Very heavy rain from Hurricane Floyd, falling on soils saturated by heavy rain of the previous 3 weeks, produced widespread flooding and flash flooding across northeast North Carolina, from the Roanoke River eastward. Rainfall amounts ranged from near 6 inches in southeast Gates county, to as much as 18 inches in southwest Bertie county. Numerous roads were washed out due to flooding, and a number of high water rescues had to be conducted. Fortunately, only one person perished due to the flash flooding. Also, there were enormous structural/housing and agricultural/crop losses due to the flooding.

  • Tropical Storm08/27/2011

    Northampton

    $12.2M damage

    What happened

    Tropical storm force winds knocked down several trees and power lines, with heavy rains also causing significant crop damage. Storm total rainfall generally ranged from five to thirteen inches.

  • Hurricane (Typhoon)09/18/2003

    Northampton

    $1.6M damage

    What happened

    Hurricane Isabel was a Category 1 hurricane as it crossed the Wakefield WFO county warning area. Sustained tropical storm force winds with gusts to hurricane force occurred over the piedmont of northeast North Carolina. Isabel made landfall near Ocracoke Inlet in North Carolina, tracked northwest into central Virginia just west of Richmond, then continued northward into western Pennsylvania. The highest sustained wind speed recorded was 37 mph at Roanoke Rapids (RZZ). The highest gust recorded was 63 mph at Roanoke Rapids (RZZ). Approximately several thousand persons were evacuated and housed in numerous shelters across the piedmont of northeast North Carolina. The unusually large wind field uprooted many thousands of trees, downed many power lines, damaged hundreds of houses, and snapped thousands of telephone poles and cross arms. Hundreds of roads, including major highways, were blocked by fallen trees. Local power companies reported many thousands of customers were without power. The lowest sea level pressure recorded was 984 mb at Duck (DUCN7) and Duck (Army Coe Field Research Facility). Isabel will be remembered for the greatest wind and storm surge in the region since...

  • Ice Storm12/23/1998

    Northampton

    $500K damage

    What happened

    A major ice storm affected portions of northeast North Carolina from Wednesday, December 23rd into Friday, December 25th. A prolonged period of freezing rain and sleet resulted in ice accumulations of one quarter inch /0.25/ to one half inch / 0.50/ in some locations. Northampton County was affected the most by this storm. The ice accumulations on trees and power lines caused power outages across portions of the region. Some accidents occurred due to slippery road conditions, especially bridges and overpasses.

  • Flood10/08/2016

    Severn, Northampton County

    $500K damage

    What happened

    Heavy rain caused an extended period of significant flooding across much of the county. Numerous roads were impassable or closed for several days, and many homes and businesses were impacted.

  • Thunderstorm Wind07/03/1996

    Conway, Northampton County

    $250K damage

    What happened

    Estimated straight line winds of 75-90 mph swept through the town of Conway inflicting significant tree and structural damage. Approximately 15-20 tree limbs of 10-15" in diameter were blown down with several dozen more limbs of 4-8" in diameter downed. Several trees were snapped off 15-20' AGL. The most significant damage occurred between 0.5 mile south of Conway to 2 miles east-southeast of Conway. A home about 0.5 mile south of Conway sustained significant awning damage with the back door blown in. A tree was snapped off 15' AGL. Another 30' pine tree was uprooted. Eight tree limbs of 8-12" diameter were scattered about the yard with one limb lodged in telephone lines 30 feet away. A peanut warehouse, the Conway Bonded Warehouse (approximately 200'x 120') located 2 miles east-southeast of Conway was completely flattened carrying with it a portion of the adjacent grain elevator and utility pole.

Latest storm reports

Newest first

  • Thunderstorm Wind50 kt wind07/10/2026

    Vultare, Northampton County

    $3,000 damage

  • Excessive Heat07/02/2026

    Northampton

  • Heavy Snow02/01/2026

    Northampton

  • Excessive Heat07/27/2025

    Northampton

  • Thunderstorm Wind50 kt wind07/19/2025

    Gaston, Northampton County

    $1,000 damage

  • Flash Flood07/15/2025

    Gaston, Northampton County

  • Flash Flood07/15/2025

    Gaston, Northampton County

  • Excessive Heat06/23/2025

    Northampton

Hurricanes and tropical storms

Storms whose track crossed Northampton County, with the wind when it passed

Drinking water

14 community water systems serve about 17,976 people. Violations since 2021.

6 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

  • Northampton--MilwaukeeServes 5,715 · Groundwater · Local government1 health violation+65 monitoring or reporting
  • Northampton--Lake GastonServes 3,984 · Purchased surface water · Local government1 health violation+8 monitoring or reporting
  • Northampton--ProgressiveServes 2,228 · Purchased surface water · Local government1 health violation+10 monitoring or reporting
  • Northampton--GastonServes 1,123 · Purchased surface water · Local government1 health violation+3 monitoring or reporting
  • Rich Square, Town ofServes 1,067 · Groundwater · Local governmentNo health violations
  • Conway, Town ofServes 887 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Seaboard, Town ofServes 881 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Woodland, Town ofServes 747 · Groundwater · Local governmentNo health violations+3 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Jackson, 4.1 mi from the county center

Summer highs peak around 89°F in Jul and winter lows bottom out near 29°F in Jan. About 50.9 inches of rain falls in a typical year, with 5.0 inches of snow.

MonthHighLowRainSnow
Jan50°F29°F3.74 in2.8 in
Feb54°F30°F2.89 in0.8 in
Mar61°F36°F4.39 in0.2 in
Apr71°F45°F3.64 in-
May78°F55°F4.02 in-
Jun86°F64°F4.74 in-
Jul89°F68°F5.99 in-
Aug87°F67°F5.16 in-
Sep82°F61°F5.23 in-
Oct72°F48°F3.82 in-
Nov61°F38°F3.56 in0.1 in
Dec53°F32°F3.71 in1.1 in
Year59°F average50.9 in5.0 in

Pollution sites

0 Superfund sites and 2 toxic release facilities in Northampton County

Superfund sites

None in this county.

Toxic release facilities

Total: 117,695 lbs in 2024, 115,714 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk11 historic places

Frequently asked questions

How risky is Northampton County for natural disasters?
FEMA rates Northampton County relatively low for overall natural hazard risk, with expected losses of $8.34M a year. The highest-rated hazards are drought (relatively moderate), hurricane (relatively moderate), winter weather (relatively moderate).
What storms are most common in Northampton County?
Since 1996, NOAA recorded 278 storm events affecting Northampton County, most often thunderstorm wind (104), hail (44), winter storm (29).
How many tornadoes have hit Northampton County?
17 tornadoes have been recorded in Northampton County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Northampton County have flood insurance?
27 residential flood insurance policies are in force in Northampton County, covering about 0.3% of homes. The program has paid $283K on 34 claims here since 1978.
What is the weather like in Northampton County?
At Jackson, average highs reach 89°F in Jul and lows fall to 29°F in Jan, with 50.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.