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Risk: Relatively Low

Vance County, NC Environment & Hazard Risk

Relatively Low natural hazard risk, led by winter weather. 272 storm events since 1996.

Expected yearly loss
$10.8M
Very Low nationally
Storm events since 1996
272
Most often thunderstorm wind
Flood insurance policies
18
0.1% of homes
Hurricanes nearby
1
7 tropical storms or stronger since 1859

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 48.4 of 100

Social vulnerability

Very High

Score 84.7 of 100

Community resilience

Relatively Low

Score 39.8 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $9B · Agriculture value exposed: $22.2M · Risk-adjusted yearly loss: $16.2M

Risk by hazard

  • Winter weatherRelatively Moderate$168K/yr expected annual loss, about 7.1 events a year
  • HurricaneRelatively Low$1.2M/yr expected annual loss, about once every 7 years
  • DroughtRelatively Moderate$375K/yr expected annual loss, about 17 events a year
  • Heat waveRelatively Low$527K/yr expected annual loss, about 4.4 events a year
  • TornadoRelatively Low$1.4M/yr expected annual loss, about once every 9 years
  • HailRelatively Low$241K/yr expected annual loss, about 3.6 events a year
  • EarthquakeVery Low$273K/yr expected annual loss, about once every 904 years
  • LightningRelatively Low$189K/yr expected annual loss, about 46 events a year
  • Ice stormRelatively Low$65.9K/yr expected annual loss, about 1.5 events a year
  • Cold waveRelatively Low$620K/yr expected annual loss, about once every 1 year
  • Strong windRelatively Low$329K/yr expected annual loss, about 1.3 events a year
  • LandslideVery Low$130/yr expected annual loss, about once every 6 years
  • WildfireVery Low$4,299/yr expected annual loss, about once every 9,003 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
18 of 19,677 (0.1%)
Homes in high-risk flood zones
23
Insured in high-risk zones
4 (17%)
Flood claims since 1978
12
Claims paid since 1978
$174K

Flood claims paid per year

Flood claims paid per year in Vance County
Beta
  • Hurricane Fran$16.9K · 2 claims
  • Tropical Storm Ernesto$5,974 · 1 claim
  • Hurricane Floyd$0 · 1 claim

Storm history

Since 1996: 272 events, 1 death, $5M in damage

  • Thunderstorm Wind102
  • Hail40
  • Winter Storm33
  • Winter Weather29
  • Flash Flood16 · 1 death
  • Strong Wind13
  • Tornado6
  • Hurricane (Typhoon)5
  • Heavy Rain5
  • Excessive Heat4
Beta

Events per year

Storm events per year in Vance County
9
12
14
15
14
7
5
10
9
13
3
14
4
9
4
12
4
7
18
7
Beta

8 tornadoes on record (EF0 1, EF1 2, EF2 1, F0 3, F2 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood08/26/2002

    Henderson, Vance County

    1 death

    What happened

    Numerous roads and buisnesses were flooded near Henderson. One man died when attempting to cross a flooded road in his truck on N.C.39 at Nutbush Creek.

  • Strong Wind40 kt wind10/29/2020

    Vance

    $1M damage

    What happened

    Frequent wind gusts of 40 to 55 mph resulted in scattered to numerous trees and power lines down across Vance County, including some on homes. Numerous customers lost power in Vance County as a result of the strong winds.

  • Lightning06/04/1998

    Middleburg, Vance County

    1 injured

    What happened

    A man was struck by lightning while sitting in his car with his arm out the driver's windows. He was in the driveway of his home near Kerr Lake.

  • TornadoEF1, 0.5 mi path, 50 yd wide09/28/2024

    Dabney, Vance County

    $500K damage

    What happened

    A tornado touched down over a large private building near Technology Ln and Poplar Creek Rd east of Oxford. The tornado ripped off the roof of the building and moved two HVAC units. The tornado crossed over Interstate 85 and into the Vance and Granville community college campus, breaking and snapping some soft and hardwood trees. The tornado then lifted just north of the community college, however roof debris from the private building was found lofted into a residential tree north of US Highway 158.

  • Tropical Storm10/11/2018

    Vance

    $500K damage

    What happened

    Tropical storm wind gusts downed numerous trees, caused widespread power outages and produced a variety of damage to homes throughout the county. An apartment complex in Henderson was evacuated when a gas line was damaged from a downed tree.

  • Winter Storm02/26/2015

    Vance

    $500K damage

    What happened

    Snowfall/sleet amounts of 7 to 9 inches fell across the county. The heavy wet snow caused extensive power outages from falling trees and power lines.

Drinking water

8 community water systems serve about 19,673 people. Violations since 2021.

4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 6 toxic release facilities in Vance County

Superfund sites

None in this county.

Toxic release facilities

Total: 32,660 lbs in 2024, 32,526 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk15 historic places

Frequently asked questions

How risky is Vance County for natural disasters?
FEMA rates Vance County relatively low for overall natural hazard risk, with expected losses of $10.8M a year. The highest-rated hazards are winter weather (relatively moderate), hurricane (relatively low), drought (relatively moderate).
What storms are most common in Vance County?
Since 1996, NOAA recorded 272 storm events affecting Vance County, most often thunderstorm wind (102), hail (40), winter storm (33).
How many tornadoes have hit Vance County?
8 tornadoes have been recorded in Vance County since 1950.
How many homes in Vance County have flood insurance?
18 residential flood insurance policies are in force in Vance County, covering about 0.1% of homes. The program has paid $174K on 12 claims here since 1978.
What is the weather like in Vance County?
At Henderson 2 Nnw, average highs reach 90°F in Jul and lows fall to 26°F in Jan, with 48.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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