Benson County, ND Environment & Hazard Risk
Very Low natural hazard risk, led by winter weather. 788 storm events since 1996.
- Expected yearly loss
- $5M
- Very Low nationally
- Storm events since 1996
- 788
- Most often hail
- Flood insurance policies
- 10
- 0.4% of homes
- Hurricanes nearby
- 0
- Since 1851
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Very Low
Score 24.3 of 100
Social vulnerability
Very High
Score 93.7 of 100
Community resilience
Very Low
Score 14.9 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $1.5B · Agriculture value exposed: $212M · Risk-adjusted yearly loss: $8.6M
Risk by hazard
- Winter weatherRelatively High$225K/yr expected annual loss, about 21 events a year
- Cold waveRelatively Moderate$2.6M/yr expected annual loss, about 23 events a year
- Ice stormRelatively Moderate$296K/yr expected annual loss, about once every 2 years
- WildfireRelatively Low$251K/yr expected annual loss, about once every 727 years
- HailRelatively Low$335K/yr expected annual loss, about 2.6 events a year
- Strong windRelatively Moderate$581K/yr expected annual loss, about 1.2 events a year
- LandslideVery Low$714/yr expected annual loss, about once every 6 years
- DroughtRelatively Low$22.1K/yr expected annual loss, about 13 events a year
- TornadoVery Low$157K/yr expected annual loss, about once every 2 years
- Heat waveVery Low$14.4K/yr expected annual loss, about once every 1 year
- LightningVery Low$15.8K/yr expected annual loss, about 27 events a year
- EarthquakeVery Low$1,310/yr expected annual loss, about once every 11,628 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 10 of 2,511 (0.4%)
- Homes in high-risk flood zones
- 1
- Insured in high-risk zones
- 1 (100%)
- Flood claims since 1978
- 420
- Claims paid since 1978
- $11.2M
Flood claims paid per year
- Late spring storms$1.3M · 45 claims
- Flooding$389K · 25 claims
- Severe flooding$298K · 10 claims
- Winter storm$0 · 1 claim
Storm history
Since 1996: 788 events, 0 deaths, $101M in damage
- Hail260
- Thunderstorm Wind142
- Extreme Cold/Wind Chill66
- Blizzard60
- Winter Storm50
- Flood44
- High Wind41
- Tornado36
- Heavy Snow28
- Flash Flood21
Events per year
51 tornadoes on record (EF0 12, EF1 1, EF2 2, F0 21, F1 8, F2 3, F3 1).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Flood09/01/1999
Benson
$25M damage
What happened
After peaking at 1444.77 feet MSL in 1998, the 1999 Devils Lake lake level rose roughly another 2 feet and fluctuated around 1447.00 feet MSL . This presented more challenges and problems to the people surrounding the lake. For the town of Churchs Ferry, which is located on the Mauvis Coulee inlet to Devils Lake, people had to decide about the fate of the entire community. Floodwaters threatened to overtake the town, or most importantly, the sewers and sewage lagoons. After some meetings, the town decided to pursue a community-wide buyout plan. This will affect all 113 people in Churchs Ferry. The town of Minnewaukan, with 401 residents, was also facing some major decisions due to the rising lake. Basements and sewer lines were heaving from the high groundwater table. The town decided to hire an outside consultant to determine the status of the sewer system. For the city of Devils Lake, with a population of 7782, a dike on the south side of the city was completed. Like most of the people across the basin, they continued to hope for a longer term solution to the flooding problem, which would involve an outlet to the lake. Since Devils Lake is a closed basin, in order...
- Flood08/01/2001
Benson
$20M damage
What happened
Devils Lake rose to a new record stage of 1448.10 feet on August 9th. The lake now covered 129,000 acres and was beginning to flow into Stump Lake at about 20 cfs. Highway 1 near Stump Lake was close to being flooded. A total of $37.5 million has been spent on highway construction alone this year. Highway 19 was closed at the city of Devils Lake as a new bridge was being constructed. U.S. Highway 2 was partially closed as its grade was being raised and a new bridge was being built over the Mauvais Coulee near Churchs Ferry. Damages continued at the parks around the lake, especially at Grahams Island, Shelvers Grove, and Black Tiger Bay. High water levels flooded basements in the Spirit Lake Nation and Warwick. Much utility work was also being done in addition to the road construction.
- Flash Flood09/21/2019
Maddock, Benson County
$10.3M damage
What happened
Over 2 inches of rain fell in less than an hour, flooding streets and intersections.
- Flood04/21/1997
Benson
$10M damage
What happened
Snowmelt caused lakes, coulees, and ditches to fill with water, running toward Devils Lake. The 3 coulees running into Devils Lake experienced record flows. 80 percent of the county roads were estimated to be under water at some point. An Edmore woman, driving across a flooded road, ended up in the ditch. She was able to get out of her car and stand on the roof, spending an hour in rapidly moving water until she was rescued. A dam on Hurricane Lake was stressed on the 23rd due to high water, causing some evacuations in Leeds.
- Thunderstorm Wind96 kt wind06/19/2005
Esmond, Benson County
$6.5M damage
What happened
Downburst winds and tornadoes tore down 31 miles of 230 kV power transmission lines crossing far eastern Pierce and western Benson counties. The 25 mile section from the Pierce county line to 2 miles northwest of Minnewaukan was blown down between 5:00 am to 5:20 am CDT by winds of 90 to 110 mph. The Great River Power Company estimated property loss in Benson county at $6.45 million.
- Blizzard04/05/1997
Benson
$6M damage
What happened
With falling temperatures on the back side of the low, the freezing rain turned to ice pellets and then to snow. A strong pressure gradient created winds up to 65 mph, dropping visibilities down to zero. The strong wind, on top of heavy ice accumulations, caused thousands of power poles to snap. This cut power to over 100,000 people in eastern North Dakota and northwest Minnesota and resulted in $30 million in damages just to the power infrastructure. A 2,060 foot television tower collapsed near Galesburg on April 5th. With power cut, many people had to seek shelters with generator power in order to keep warm. Some smaller communities were without power for more than a week. Most television and radio stations were knocked off the air, causing one Fargo radio station to become the only source of storm news for the area. In Grand Forks, 3 inches of ice pellets fell, and as the wind increased, one foot drifts of ice pellets were created. Snowfall totals on the 6th ranged around 7 inches. Interstates 29 and 94 were both closed in North Dakota, along with US Highway 2 from Lakota to Grand Forks. A 33 year-old Lankin man died from exposure, after walking away from his...
Drinking water
4 community water systems serve about 1,138 people. Violations since 2021.
1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.
- Leeds City ofServes 427 · Groundwater · Local governmentNo health violations
- Maddock City ofServes 382 · Groundwater · Local governmentNo health violations
- Minnewaukan City ofServes 224 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Oberon City ofServes 105 · Groundwater · Local government2 health violations+22 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
0 Superfund sites and 0 toxic release facilities in Benson County
No Superfund sites or toxic release facilities in Benson County in our data.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk6 historic places
Frequently asked questions
- How risky is Benson County for natural disasters?
- FEMA rates Benson County very low for overall natural hazard risk, with expected losses of $5M a year. The highest-rated hazards are winter weather (relatively high), cold wave (relatively moderate), ice storm (relatively moderate).
- What storms are most common in Benson County?
- Since 1996, NOAA recorded 788 storm events affecting Benson County, most often hail (260), thunderstorm wind (142), extreme cold/wind chill (66).
- How many tornadoes have hit Benson County?
- 51 tornadoes have been recorded in Benson County since 1950, including 1 rated F3/EF3 or stronger.
- How many homes in Benson County have flood insurance?
- 10 residential flood insurance policies are in force in Benson County, covering about 0.4% of homes. The program has paid $11.2M on 420 claims here since 1978.
- What is the weather like in Benson County?
- At Minnewaukan, average highs reach 79°F in Jul and lows fall to -1°F in Jan, with 19.7 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.