Berkeley County, SC Environment & Hazard Risk
Relatively High natural hazard risk, led by hurricane. 990 storm events since 1996.
- Expected yearly loss
- $214M
- Relatively High nationally
- Storm events since 1996
- 990
- Most often thunderstorm wind
- Flood insurance policies
- 5,749
- 7.2% of homes
- Hurricanes nearby
- 11
- 36 tropical storms or stronger since 1867
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively High
Score 94.8 of 100
Social vulnerability
Very Low
Score 14.8 of 100
Community resilience
Relatively High
Score 62.8 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $41.2B · Agriculture value exposed: $6.5M · Risk-adjusted yearly loss: $178M
Risk by hazard
- HurricaneVery High$116M/yr expected annual loss, about once every 3 years
- EarthquakeRelatively Moderate$53.2M/yr expected annual loss, about once every 159 years
- WildfireRelatively Moderate$1.7M/yr expected annual loss, about once every 385 years
- LightningRelatively High$1.4M/yr expected annual loss, about 64 events a year
- Ice stormRelatively High$941K/yr expected annual loss, about 1.0 events a year
- Coastal floodingRelatively Moderate$2.5M/yr expected annual loss, about 3.6 events a year
- TornadoRelatively Moderate$4.5M/yr expected annual loss, about once every 2 years
- Cold waveRelatively Moderate$4M/yr expected annual loss, about once every 1 year
- Winter weatherRelatively Moderate$219K/yr expected annual loss, about 1.2 events a year
- Strong windRelatively Moderate$1.4M/yr expected annual loss, about 2.6 events a year
- Heat waveRelatively Low$1.2M/yr expected annual loss, about 9.7 events a year
- HailRelatively Low$614K/yr expected annual loss, about 2.7 events a year
- LandslideVery Low$1,849/yr expected annual loss, about once every 3 years
- DroughtVery Low$7,164/yr expected annual loss, about 10 events a year
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 5,749 of 80,127 (7.2%)
- Homes in high-risk flood zones
- 3,874
- Insured in high-risk zones
- 3,163 (82%)
- Flood claims since 1978
- 619
- Claims paid since 1978
- $8.8M
Flood claims paid per year
- Hurricane Matthew$2.8M · 107 claims
- October severe storms$2.5M · 166 claims
- Hurricane Debby$1.4M · 36 claims
- Hurricane Irma$509K · 32 claims
- Hurricane Hugo$281K · 64 claims
- Hurricane Helene$119K · 1 claim
Storm history
Since 1996: 990 events, 10 deaths, $15.9M in damage
- Thunderstorm Wind417 · 1 death
- Hail297
- Flash Flood74 · 1 death
- Strong Wind30 · 2 deaths
- Tornado30 · 1 death
- Lightning26 · 1 death
- Drought21
- Tropical Storm16
- Heavy Snow12 · 1 death
- Funnel Cloud11
Events per year
39 tornadoes on record (EF0 6, EF1 6, EF3 1, F0 18, F1 6, F2 2).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- TornadoF2, 10 mi path, 666 yd wide05/10/1998
Ladson, Berkeley County
1 death, 7 injured, $5M damage
What happened
After two brief earler touchdowns in Dorchester County, the supercell crossed Interstate 26 into Berkeley County where the most extensive damage occurred. There were 442 homes damaged (17 destroyed, 113 major damage, and the remainder had minor damage. Areas hardest hit were Frankie Lane and Royale Road, where numerous mobile homes were located. There was a 90 year old female who was injured severely when her mobile home was flipped and throuwn more than 40 feet. She died several hours later. Several eye witnesses reported seeing vortices rotating around the main funnel. This fact was born out by the damage pattern in several areas.
- Strong Wind25 kt wind11/12/2006
Berkeley
2 deaths, $10K damage
What happened
Boat overturned on Lake Moultrie. 2 people drowned. They were boating during a Lake Wind Advisory and rough conditions on the boat.
- Heat08/01/1999
Berkeley
2 deaths
What happened
Oppressive heat and humidity gripped south coastal South Carolina resulting in many heat related fatalities. High temperatures from the mid 90s to near 105 degrees combined with dewpoints from the mid 70s to low 80s to produce heat indices ranging from 110 to 120 degrees during early August. All time record highs were were tied or set in Charleston and Beaufort on August 1st.
- Thunderstorm Wind55 kt wind08/19/2012
Mc Beth, Berkeley County
1 death, 5 injured, $2,000 damage
What happened
Thunderstorm winds capsized a pontoon boat on Lake Moultrie near the Pinopolis Dam. Six people were thrown into the water. Law enforcement has confirmed one death (indirect) and five injuries (indirect).
- TornadoF2, 7 mi path, 430 yd wide09/03/1998
Moncks Corner, Berkeley County
9 injured, $2.8M damage
What happened
Seventy-three (73) homes were damaged, fourteen mobile homes destroyed and seven (7) homes destroyed. The Fairlawn sobdivision, just southeast of Moncks corner was hardest hit.
- Ice Storm02/12/2014
Inland Berkeley
1 death, 1 injured
What happened
Storm total ice accumulations across Inland Berkeley County ranged from around one quarter of an inch up to an inch. The lesser amounts were observed closer to the coast near Goose Creek and Huger, while the highest amounts occurred further inland around Cross. Widespread trees and power lines were reported down across the county with widespread, long duration power outages as well. Many trees and large limbs were down on area roadways, including Interstate 26. One indirect fatality and one indirect injury resulted from the ice storm as well. The fatality and injury occurred when investigators found that a couple in the Ladson area had been using a charcoal grill to heat their enclosed bedroom in their mobile home. The 25 year old male died from carbon monoxide poisoning and his wife, of unknown age, fell ill.
Drinking water
14 community water systems serve about 163,737 people. Violations since 2021.
3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.
- Bcwsa Sangaree W/D (0820002)Serves 95,345 · Purchased surface water · Local governmentNo health violations
- Goose Creek City of (Sc0810004)Serves 43,744 · Purchased surface water · Local governmentNo health violations
- Bcwsa East Cooper (Sc0820009)Serves 12,933 · Purchased surface water · Local governmentNo health violations
- Moncks Corner City ofServes 8,956 · Purchased surface water · Local governmentNo health violations
- Jamestown Town of (Sc0810003)Serves 800 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
- Macdougall Correctional Inst (Sc0870050)Serves 790 · Groundwater · StateNo health violations
- Bcwsa Sineath Mhp (0850018)Serves 594 · Purchased surface water · Local governmentNo health violations
- O Haynes System (0850014)Serves 205 · Groundwater · PrivateNo health violations
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
0 Superfund sites and 25 toxic release facilities in Berkeley County
Superfund sites
None in this county.
Toxic release facilities
- Nucor Steel-Berkeley2.9 million lbs released, Huger
- Cross Generating Station1.6 million lbs released, Pineville
- Century Aluminum of South Carolina552,216 lbs released, Goose Creek
- Dcl - Bushy Park Facility438,156 lbs released, Goose Creek
- Dominion Energy of South Carolina - Williams Station Genco407,435 lbs released, Goose Creek
- Ineos US Chemicals Co - Cooper River Plant152,808 lbs released, Wando
- Freeman Boatworks LLC94,194 lbs released, Moncks Corner
- Sea Fox Boat Co Inc.83,802 lbs released, Moncks Corner
- Cr Bard60,016 lbs released, Moncks Corner
- Symrise Inc58,136 lbs released, Goose Creek
Total: 6.5 million lbs in 2024, 2.5 million lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk13 historic places
Frequently asked questions
- How risky is Berkeley County for natural disasters?
- FEMA rates Berkeley County relatively high for overall natural hazard risk, with expected losses of $214M a year. The highest-rated hazards are hurricane (very high), earthquake (relatively moderate), wildfire (relatively moderate).
- What storms are most common in Berkeley County?
- Since 1996, NOAA recorded 990 storm events affecting Berkeley County, most often thunderstorm wind (417), hail (297), flash flood (74).
- How many tornadoes have hit Berkeley County?
- 39 tornadoes have been recorded in Berkeley County since 1950, including 1 rated F3/EF3 or stronger.
- How many homes in Berkeley County have flood insurance?
- 5,749 residential flood insurance policies are in force in Berkeley County, covering about 7.2% of homes. The program has paid $8.8M on 619 claims here since 1978.
- What is the weather like in Berkeley County?
- At Moncks Corner 4 N, average highs reach 93°F in Jul and lows fall to 38°F in Jan, with 52.3 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.