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Risk: Relatively Low

Union County, SC Environment & Hazard Risk

Relatively Low natural hazard risk, led by ice storm. 414 storm events since 1996.

Expected yearly loss
$12.5M
Very Low nationally
Storm events since 1996
414
Most often thunderstorm wind
Flood insurance policies
1
0.0% of homes
Hurricanes nearby
0
4 tropical storms or stronger since 1859

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 58.2 of 100

Social vulnerability

Very High

Score 95.5 of 100

Community resilience

Relatively Moderate

Score 40.8 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $7.6B · Agriculture value exposed: $13.3M · Risk-adjusted yearly loss: $20.9M

Risk by hazard

  • Ice stormRelatively High$492K/yr expected annual loss, about 2.0 events a year
  • LightningRelatively High$556K/yr expected annual loss, about 53 events a year
  • Cold waveRelatively Moderate$2.2M/yr expected annual loss, about once every 5 years
  • TornadoRelatively Moderate$2.4M/yr expected annual loss, about once every 3 years
  • EarthquakeRelatively Low$668K/yr expected annual loss, about once every 422 years
  • HurricaneRelatively Low$415K/yr expected annual loss, about once every 14 years
  • Heat waveRelatively Low$587K/yr expected annual loss, about 2.7 events a year
  • Strong windRelatively Moderate$518K/yr expected annual loss, about 4.2 events a year
  • LandslideVery Low$1,532/yr expected annual loss, about once every 1 year
  • WildfireVery Low$36.1K/yr expected annual loss, about once every 2,166 years
  • HailRelatively Low$173K/yr expected annual loss, about 5.5 events a year
  • DroughtVery Low$10.8K/yr expected annual loss, about 34 events a year
  • Winter weatherVery Low$7,629/yr expected annual loss, about 3.5 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1 of 16,773 (0.0%)
Homes in high-risk flood zones
43
Insured in high-risk zones
0 (0%)
Flood claims since 1978
1
Claims paid since 1978
$40.5K
  • Hurricane Hugo$40.5K · 1 claim

Storm history

Since 1996: 414 events, 4 deaths, $65M in damage

  • Thunderstorm Wind183
  • Hail79
  • Drought36
  • Winter Weather24
  • Tornado14 · 1 death
  • Heavy Snow11
  • Flash Flood9
  • Lightning8 · 1 death
  • Winter Storm8
  • Flood7
Beta

Events per year

Storm events per year in Union County
20
26
15
9
27
10
11
9
12
3
10
9
6
5
4
12
6
14
7
7
Beta

22 tornadoes on record (EF0 6, EF1 2, F0 6, F1 4, F2 3, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Cold/Wind Chill03/16/2017

    Union

    $50M damage

    What happened

    The 2017 growing season began early across Upstate South Carolina, due to an unusually warm February and early March that saw average temperatures of almost 10 degrees above normal. An episode of cold arctic high pressure in the middle of March led to a hard freeze on the morning of the 16th, when low temperatures in the lower to mid 20s were reported. This devastated the peach crop across the Upstate, with crop losses estimated at 80-90%. Other crops were damaged as well. While subsequent days of freezing temperatures caused further damage, the vast majority of the damage occurred on the 16th.

  • TornadoEF1, 0.74 mi path, 150 yd wide04/03/2017

    Ada, Union County

    1 death, $50K damage

    What happened

    NWS Storm survey found the path of an EF1 tornado that began around healing springs Church Road and Eaves Road, moving northeast between these Two Roads, then lifting near the intersection of Eaves Rd and old highway 176. A mobile home on Eaves Rd was overturned off its frame and flipped multiple times. A 65-year-old male occupant of the home was killed.

  • Strong Wind40 kt wind09/16/2018

    Union

    1 death, $5,000 damage

    What happened

    Tropical Cyclone Florence made landfall on the 15th and moved slowly west while weakening through the 16th. Gusty winds resulted in a few trees and power lines falling across portions of the South Carolina Piedmont, with some trees falling on vehicles, structures, and roads.

  • Lightning09/01/2013

    Union, Union County

    1 death

    What happened

    A 50 year old man was struck by lightning, while working on his truck, under a tree, in the yard. The incident took place Sunday September 1, 2013. The man died Thursday September 5, 2013.

  • Heat07/23/1999

    Union

    1 death

    What happened

    An elderly woman died while walking outside her home. Probable cause was cardiac arythmia caused by heat stress. Temperatures were well into the 90s with high humidity.

  • Ice Storm12/04/2002

    Union

    $7M damage

    What happened

    Freezing rain began across upstate South Carolina during the early afternoon of the 4th, and had spread into the eastern piedmont by mid afternoon. Resultant damage due to ice accumulation began during the mid-to-late afternoon. The intensity of the freezing rain increased after midnight, and by dawn on the 5th, devastating ice accumulations of 1/2 to 1 1/2 inches were observed, with the hardest hit areas being along the I-85 corridor, from Anderson, to Greenville-Spartanburg, to Gaffney. Hundreds of thousands lost power, and the outages lasted for as long as 2 weeks in some areas.

Drinking water

8 community water systems serve about 31,744 people. Violations since 2021.

5 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 4 toxic release facilities in Union County

Superfund sites

None in this county.

Toxic release facilities

Total: 10,645 lbs in 2024, 1,770 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk20 historic places

Frequently asked questions

How risky is Union County for natural disasters?
FEMA rates Union County relatively low for overall natural hazard risk, with expected losses of $12.5M a year. The highest-rated hazards are ice storm (relatively high), lightning (relatively high), cold wave (relatively moderate).
What storms are most common in Union County?
Since 1996, NOAA recorded 414 storm events affecting Union County, most often thunderstorm wind (183), hail (79), drought (36).
How many tornadoes have hit Union County?
22 tornadoes have been recorded in Union County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Union County have flood insurance?
1 residential flood insurance policy is in force in Union County, covering about 0.0% of homes. The program has paid $40.5K on 1 claim here since 1978.
What is the weather like in Union County?
At Union 8 S, average highs reach 90°F in Jul and lows fall to 29°F in Jan, with 45.3 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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