Skip to content
Risk: Relatively Low

Codington County, SD Environment & Hazard Risk

Relatively Low natural hazard risk, led by ice storm. 682 storm events since 1996.

Expected yearly loss
$24.9M
Relatively Low nationally
Storm events since 1996
682
Most often hail
Flood insurance policies
243
1.9% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 61.8 of 100

Social vulnerability

Relatively Low

Score 26.2 of 100

Community resilience

Relatively High

Score 74.8 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $10.5B · Agriculture value exposed: $201M · Risk-adjusted yearly loss: $23.4M

Risk by hazard

  • Ice stormRelatively High$1.8M/yr expected annual loss, about once every 2 years
  • Winter weatherRelatively High$594K/yr expected annual loss, about 22 events a year
  • Cold waveRelatively Moderate$4.7M/yr expected annual loss, about 13 events a year
  • TornadoRelatively Moderate$3.8M/yr expected annual loss, about once every 2 years
  • WildfireRelatively Low$205K/yr expected annual loss, about once every 1,502 years
  • HailRelatively Low$616K/yr expected annual loss, about 4.1 events a year
  • Strong windRelatively Moderate$908K/yr expected annual loss, about 2.9 events a year
  • Heat waveVery Low$234K/yr expected annual loss, about 2.6 events a year
  • DroughtRelatively Low$53.8K/yr expected annual loss, about 4.4 events a year
  • LandslideVery Low$209/yr expected annual loss, about once every 13 years
  • EarthquakeVery Low$36.4K/yr expected annual loss, about once every 4,386 years
  • LightningVery Low$27.1K/yr expected annual loss, about 33 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
243 of 12,851 (1.9%)
Homes in high-risk flood zones
1,160
Insured in high-risk zones
223 (19%)
Flood claims since 1978
472
Claims paid since 1978
$6.6M

Flood claims paid per year

Flood claims paid per year in Codington County
  • Flooding$4.5M · 198 claims
  • Severe flooding$333K · 55 claims
  • Midwest Flooding$119K · 23 claims
  • Late spring storms$30.6K · 6 claims

Storm history

Since 1996: 682 events, 8 deaths, $9.7M in damage

  • Hail201
  • Thunderstorm Wind108
  • Flood79
  • Blizzard64 · 2 deaths
  • Extreme Cold/Wind Chill41
  • High Wind35
  • Winter Storm28
  • Heavy Snow23
  • Drought20
  • Tornado18

Events per year

Storm events per year in Codington County
31
18
20
23
23
28
20
17
16
14
25
16
35
21
19
47
40
28
51
21

35 tornadoes on record (EF0 2, EF1 1, EF2 1, F0 16, F1 4, F2 3, F3 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Ice Storm01/10/1996

    Codington

    3 deaths, 1 injured, $100K damage

    What happened

    A narrow band of freezing rain caused major disruption to traffic just after the beginning of rush hour, especially in the cities of Sioux Falls and Watertown. Over one hundred accidents occurred, including a collision near Watertown which caused 3 fatalities. The ice accumulation was not enough to cause significant damage to trees or power lines.

  • Winter Weather01/26/2022

    Codington

    2 deaths, 2 injured

    What happened

    A single roll-over vehicle accident occurred on Interstate 29 due to icy roadways. Two occupants were transported to the hospital with minor injuries.

  • Winter Weather10/29/2013

    Codington

    1 death, 4 injured

    What happened

    Light freezing rain caused roads to become slick in and around the Watertown area during the early morning hours. A man died in a one-vehicle crash on U.S. Highway 212 about 5 miles east of Watertown when the driver lost control on the ice-covered roadway entered the ditch and rolled. The driver and two passengers were wearing seatbelts and remained in the vehicle. Two passengers were not wearing seatbelts and were thrown from the vehicle. One of these passengers died. The rest had serious non-life threatening injuries.

  • Blizzard01/26/2014

    Codington

    1 death, 2 injured

    What happened

    With low visibilities near mile marker 178 on Interstate-29 near Watertown, a pickup struck the back of a car on Sunday afternoon of the 26th. Two people were injured with a teenager dying a few days later as result of her injuries.

  • Blizzard02/07/2019

    Codington

    1 death

    What happened

    An upper level low pressure trough brought 2 to 5 inches of snowfall to northeast South Dakota followed by arctic air and very strong north winds. North winds gusting to 40 to 50 mph brought blizzard conditions to much of northeast South Dakota from the morning to the evening of the 7th. All roads in northeast South Dakota were no travel advised or closed. Interstate 29 was closed from Sioux Falls to the North Dakota border through the night into the next morning. Activities and schools were cancelled or closed for the day. A rural Watertown man died in the blizzard conditions and bitter cold when he left his stranded vehicle and tried to walk for help.

  • Flood06/01/2019

    Wallace, Codington County

    $6.9M damage

    What happened

    Spring snowmelt and heavy rain flooding from March, April, and May continued into June. This combined with above normal June rainfall resulted in hundreds of thousands of acres of crops damaged or unplanted across central and northeast South Dakota. For the entire state of South Dakota, nearly 4 million acres of crops were left unplanted as a result of the flooding. Total damaged or unplanted crop loss estimates for central and northeast South Dakota were near 307 million dollars.

Drinking water

9 community water systems serve about 36,360 people. Violations since 2021.

1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Rauville 2 W, 1.9 mi from the county center

Summer highs peak around 82°F in Jul and winter lows bottom out near 2°F in Jan. About 23.4 inches of rain falls in a typical year, with 31.8 inches of snow.

MonthHighLowRainSnow
Jan21°F2°F0.65 in5.7 in
Feb26°F5°F0.69 in6.5 in
Mar38°F18°F1.10 in4.8 in
Apr54°F31°F2.27 in4.0 in
May67°F45°F2.70 in-
Jun76°F55°F3.18 in-
Jul82°F60°F3.59 in-
Aug80°F56°F2.66 in-
Sep72°F46°F2.74 in-
Oct57°F34°F2.33 in1.1 in
Nov41°F21°F0.83 in2.1 in
Dec27°F9°F0.70 in7.6 in
Year43°F average23.4 in31.8 in

Pollution sites

0 Superfund sites and 11 toxic release facilities in Codington County

Superfund sites

None in this county.

Toxic release facilities

Total: 578,974 lbs in 2024, 44,015 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk42 historic places

Frequently asked questions

How risky is Codington County for natural disasters?
FEMA rates Codington County relatively low for overall natural hazard risk, with expected losses of $24.9M a year. The highest-rated hazards are ice storm (relatively high), winter weather (relatively high), cold wave (relatively moderate).
What storms are most common in Codington County?
Since 1996, NOAA recorded 682 storm events affecting Codington County, most often hail (201), thunderstorm wind (108), flood (79).
How many tornadoes have hit Codington County?
35 tornadoes have been recorded in Codington County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Codington County have flood insurance?
243 residential flood insurance policies are in force in Codington County, covering about 1.9% of homes. The program has paid $6.6M on 472 claims here since 1978.
What is the weather like in Codington County?
At Rauville 2 W, average highs reach 82°F in Jul and lows fall to 2°F in Jan, with 23.4 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.