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Risk: Very Low

Gregory County, SD Environment & Hazard Risk

Very Low natural hazard risk, led by cold wave. 706 storm events since 1996.

Expected yearly loss
$7.5M
Very Low nationally
Storm events since 1996
706
Most often hail
Flood insurance policies
1
0.0% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 16.2 of 100

Social vulnerability

Very Low

Score 18.9 of 100

Community resilience

Relatively High

Score 78.3 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.7B · Agriculture value exposed: $120M · Risk-adjusted yearly loss: $6.5M

Risk by hazard

  • Cold waveRelatively Moderate$3.3M/yr expected annual loss, about 5.6 events a year
  • WildfireRelatively Low$208K/yr expected annual loss, about once every 1,463 years
  • Winter weatherRelatively Moderate$131K/yr expected annual loss, about 15 events a year
  • Ice stormRelatively Low$146K/yr expected annual loss, about once every 3 years
  • DroughtRelatively Low$288K/yr expected annual loss, about 26 events a year
  • HailRelatively Low$294K/yr expected annual loss, about 4.5 events a year
  • TornadoRelatively Low$576K/yr expected annual loss, about once every 2 years
  • LandslideVery Low$153/yr expected annual loss, about once every 2 years
  • Strong windVery Low$169K/yr expected annual loss, about 2.3 events a year
  • EarthquakeVery Low$21.1K/yr expected annual loss, about once every 2,404 years
  • LightningVery Low$39.5K/yr expected annual loss, about 37 events a year
  • Heat waveVery Low$18.8K/yr expected annual loss, about 5.8 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1 of 4,552 (0.0%)
Homes in high-risk flood zones
0
Flood claims since 1978
3
Claims paid since 1978
$167K

Flood claims paid per year

Flood claims paid per year in Gregory County
Beta
  • Late spring storms$162K · 2 claims

Storm history

Since 1996: 706 events, 0 deaths, $37.4M in damage

  • Hail225
  • Thunderstorm Wind113
  • Winter Weather68
  • High Wind60
  • Drought55
  • Winter Storm41
  • Blizzard34
  • Excessive Heat15
  • Cold/Wind Chill14
  • Tornado13
Beta

Events per year

Storm events per year in Gregory County
25
45
28
26
14
19
16
6
15
15
13
27
42
26
28
41
27
41
48
33
Beta

27 tornadoes on record (EF0 6, EF1 2, EF2 1, F0 7, F1 3, F2 4, F3 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF1, 3.82 mi path, 75 yd wide08/07/2019

    Burke, Gregory County

    2 injured, $7M damage

    What happened

    A tornado developed and touched down in the heart of town near Washington and 7th streets, causing damage to several trees at the touchdown point. Shortly after, the tornado severely damaged several structures while tracking south, including leveling several buildings at the lumber yard, destroying the civic center, and causing significant damage to the school. The start of the school year was delayed by two weeks due to extent of the damage. Two people were (directly) injured by debris when a garage collapsed on them while moving vehicles to safety. Numerous power transmission poles and lines were removed by the tornado. Around 2 miles south southeast of Burke, the tornado struck a residence causing severe damage to the roof. Shortly thereafter, the tornado lifted before reaching the intersection of 295th Street and 345th Avenue after traveling a bit less than 4 miles. The path width reached a maximum of 75 yards within the city of Burke. Up to 3000 trees were damaged by the tornado in and near Burke. Property damage costs are rough estimates.

  • Flood06/01/2019

    Paxton, Gregory County

    $5.9M damage

    What happened

    During crop planting season, prolonged flooding led to the loss of or inability to plant crops across the area. Crop loss estimates provided by the United States Department of Agriculture.

  • Drought07/01/2022

    Gregory

    $4.6M damage

    What happened

    Severe (D2) drought conditions remained in place through July, which featured temperatures of 2 to 3 degrees above normal with 50 to 75 percent of normal precipitation. Crop damage is an estimate from insured losses. Information provided by the United States Department of Agriculture.

  • Drought08/01/2022

    Gregory

    $3.8M damage

    What happened

    Severe (D2) drought conditions persisted through August. Temperatures were around two degrees above normal, with around 75 percent of normal precipitation. Crop damage is an estimate from insured losses. Information provided by the United States Department of Agriculture.

  • Hail2" hail08/04/2009

    Dixon, Gregory County

    $3M damage

    What happened

    Large hail, up to two inches in diameter, fell in a swath a few miles wide from northwestern to south central Gregory County. The hail broke numerous windows, severely damaged siding and roofs of homes and other buildings, and severely damaged vehicles, while covering the ground in several places. Property damage was especially severe in the town of Gregory. Crop damage was also severe along the swath, with corn crops in some areas destroyed to the point of only small stubble left.

  • Drought07/01/2021

    Gregory

    $2.4M damage

    What happened

    Extreme (D3) drought continued through most of July, with conditions moderating to severe (D2) drought for a brief period mid-month following a 10-day period of below normal temperatures and over 3 inches of precipitation at Gregory. Crop damage is an estimate from insured losses. Information provided by the United States Department of Agriculture.

Drinking water

5 community water systems serve about 7,020 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

  • Tripp County Water User DistrictServes 4,860 · Groundwater · Local governmentNo health violations
  • GregoryServes 1,221 · Groundwater · Local governmentNo health violations
  • BurkeServes 575 · Purchased groundwater · Local governmentNo health violations
  • BonesteelServes 275 · Purchased groundwater · Local governmentNo health violations
  • DallasServes 89 · Purchased groundwater · Local governmentNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Gregory County

No Superfund sites or toxic release facilities in Gregory County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk10 historic places

Frequently asked questions

How risky is Gregory County for natural disasters?
FEMA rates Gregory County very low for overall natural hazard risk, with expected losses of $7.5M a year. The highest-rated hazards are cold wave (relatively moderate), wildfire (relatively low), winter weather (relatively moderate).
What storms are most common in Gregory County?
Since 1996, NOAA recorded 706 storm events affecting Gregory County, most often hail (225), thunderstorm wind (113), winter weather (68).
How many tornadoes have hit Gregory County?
27 tornadoes have been recorded in Gregory County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Gregory County have flood insurance?
1 residential flood insurance policy is in force in Gregory County, covering about 0.0% of homes. The program has paid $167K on 3 claims here since 1978.
What is the weather like in Gregory County?
At Gregory, average highs reach 87°F in Jul and lows fall to 10°F in Jan, with 26.7 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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