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Risk: Very Low

Hamlin County, SD Environment & Hazard Risk

Very Low natural hazard risk, led by ice storm. 586 storm events since 1996.

Expected yearly loss
$7M
Very Low nationally
Storm events since 1996
586
Most often hail
Flood insurance policies
61
1.7% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 10.0 of 100

Social vulnerability

Very Low

Score 10.6 of 100

Community resilience

Relatively High

Score 64.4 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.7B · Agriculture value exposed: $231M · Risk-adjusted yearly loss: $5M

Risk by hazard

  • Ice stormRelatively Moderate$203K/yr expected annual loss, about once every 2 years
  • HailRelatively Low$489K/yr expected annual loss, about 4.3 events a year
  • Cold waveRelatively Low$1.4M/yr expected annual loss, about 13 events a year
  • Winter weatherRelatively Low$90K/yr expected annual loss, about 22 events a year
  • WildfireVery Low$59.8K/yr expected annual loss, about once every 1,924 years
  • Strong windRelatively Low$683K/yr expected annual loss, about 3.1 events a year
  • DroughtRelatively Low$98.7K/yr expected annual loss, about 4.4 events a year
  • TornadoRelatively Low$980K/yr expected annual loss, about once every 3 years
  • Heat waveVery Low$160K/yr expected annual loss, about 3.0 events a year
  • LandslideVery Low$147/yr expected annual loss, about once every 20 years
  • EarthquakeVery Low$11.8K/yr expected annual loss, about once every 4,184 years
  • LightningVery Low$10.2K/yr expected annual loss, about 34 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
61 of 3,646 (1.7%)
Homes in high-risk flood zones
0
Flood claims since 1978
347
Claims paid since 1978
$4.5M

Flood claims paid per year

Flood claims paid per year in Hamlin County
Beta
  • Flooding$505K · 47 claims
  • Severe flooding$68.2K · 9 claims
  • Late spring storms$22K · 2 claims
  • Midwest Flooding$3,355 · 2 claims

Storm history

Since 1996: 586 events, 7 deaths, $12.5M in damage

  • Hail171
  • Thunderstorm Wind80 · 1 death
  • Blizzard57
  • Flood52
  • Extreme Cold/Wind Chill37
  • High Wind30
  • Heavy Snow29 · 1 death
  • Winter Storm26
  • Drought22
  • Flash Flood18
Beta

Events per year

Storm events per year in Hamlin County
15
19
9
37
26
13
24
23
21
19
21
14
33
14
19
28
15
19
36
21
Beta

23 tornadoes on record (EF0 4, EF1 1, EF2 1, F0 9, F1 4, F2 3).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Dense Fog01/18/2010

    Hamlin

    3 deaths, 2 injured

    What happened

    Dense freezing fog created very low visibilities to 1/16 of a mile along with icy roads which contributed to a multi-vehicle wreck 11 miles south of Watertown. The accident killed three people and injured two others. Five vehicles, including a grain truck, were involved in the wreck about 930 am near the intersection of U.S. Highway 81 and State Highway 22.

  • Winter Weather04/15/2011

    Hamlin

    2 deaths, 1 injured

    What happened

    One male and one female in their late twenties were killed around 830 am CDT on the 15th on a slushy U.S. Highway 81. The third person in the car was injured-non life threatening. The car they were driving was hit by a large truck.

  • Thunderstorm Wind78 kt wind06/21/2013

    Stone Bridge, Hamlin County

    1 death, 2 injured, $215K damage

    What happened

    Severe tree and structural damage occurred on Lake Poinsett with ninety mph winds. A woman was killed and her husband was seriously injured when their lake house was destroyed. A man was also hospitalized for electric shock.

  • Heavy Snow03/10/2021

    Hamlin

    1 death, 1 injured

    What happened

    An area of low pressure tracked through the Central Plains, and brought heavy snow across portions of central and northeastern South Dakota from the morning of the 10th through the early morning of the 11th. Snowfall amounts of 3 to 8 inches accumulated. Some of the highest amounts included 7 inches at Milbank and in the Watertown area, and 8 inches at Clark and 7 miles WNW of Ames. Road conditions became treacherous and led to several vehicle accidents. One such accident resulted in a fatality in Hamlin County.

  • Flood06/01/2019

    Hazel, Hamlin County

    $10.9M damage

    What happened

    Spring snowmelt and heavy rain flooding from March, April, and May continued into June. This combined with above normal June rainfall resulted in hundreds of thousands of acres of crops damaged or unplanted across central and northeast South Dakota. For the entire state of South Dakota, nearly 4 million acres of crops were left unplanted as a result of the flooding. Total damaged or unplanted crop loss estimates for central and northeast South Dakota were near 307 million dollars.

  • Hail1" hail06/22/2017

    Castlewood, Hamlin County

    2 injured

    What happened

    An early morning storm system impacted parts of central and northeast South Dakota. While large hail fell in the Pierre area, parts of Hamlin and Deuel counties were the hardest hit experiencing winds over 80 mph along with large hail. Northwest of Castlewood, multiple power poles were downed blocking the intersection of Highways 81 and 22. In the city of Castlewood, winds caused structural and extensive tree damage, with wind-driven hail breaking windows and punching holes in siding. The assisted living center was evacuated due to damage on the north end of the building. Two of the residents at the center received minor injuries from broken glass. No travel was advised in the city due to debris blocking roadways. Further southeast, hail up to the size of golf balls damaged homes in the town of Astoria. Significant crop damage was also noted along the path of this storm.

Drinking water

7 community water systems serve about 9,470 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

  • Sioux Rural Water SystemServes 4,280 · Groundwater · PrivateNo health violations+3 monitoring or reporting
  • Clark Rural Water SystemServes 2,325 · Groundwater · PrivateNo health violations
  • EstellineServes 749 · Purchased groundwater · Local government1 health violation
  • CastlewoodServes 698 · Purchased groundwater · Local government1 health violation
  • Lake NordenServes 554 · Groundwater · Local governmentNo health violations
  • BryantServes 471 · Purchased groundwater · Local government1 health violation
  • HaytiServes 393 · Purchased groundwater · Local governmentNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 1 toxic release facility in Hamlin County

Superfund sites

None in this county.

Toxic release facilities

Total: 47,803 lbs in 2024, 0 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk18 historic places

Frequently asked questions

How risky is Hamlin County for natural disasters?
FEMA rates Hamlin County very low for overall natural hazard risk, with expected losses of $7M a year. The highest-rated hazards are ice storm (relatively moderate), hail (relatively low), cold wave (relatively low).
What storms are most common in Hamlin County?
Since 1996, NOAA recorded 586 storm events affecting Hamlin County, most often hail (171), thunderstorm wind (80), blizzard (57).
How many tornadoes have hit Hamlin County?
23 tornadoes have been recorded in Hamlin County since 1950.
How many homes in Hamlin County have flood insurance?
61 residential flood insurance policies are in force in Hamlin County, covering about 1.7% of homes. The program has paid $4.5M on 347 claims here since 1978.
What is the weather like in Hamlin County?
At Castlewood #2, average highs reach 83°F in Jul and lows fall to 3°F in Jan, with 24.3 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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