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Risk: Very Low

Todd County, SD Environment & Hazard Risk

Very Low natural hazard risk, led by wildfire. 718 storm events since 1996.

Expected yearly loss
$6.2M
Very Low nationally
Storm events since 1996
718
Most often thunderstorm wind
Flood insurance policies
1
0.0% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 36.6 of 100

Social vulnerability

Very High

Score 97.7 of 100

Community resilience

Very Low

Score 0.3 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.3B · Agriculture value exposed: $69.1M · Risk-adjusted yearly loss: $12.1M

Risk by hazard

  • WildfireRelatively Moderate$1.5M/yr expected annual loss, about once every 418 years
  • Winter weatherRelatively High$199K/yr expected annual loss, about 15 events a year
  • Cold waveRelatively Moderate$1.6M/yr expected annual loss, about 5.3 events a year
  • Ice stormRelatively Low$64.9K/yr expected annual loss, about once every 4 years
  • HailRelatively Low$171K/yr expected annual loss, about 3.6 events a year
  • LightningRelatively Low$112K/yr expected annual loss, about 38 events a year
  • TornadoRelatively Low$495K/yr expected annual loss, about once every 3 years
  • Strong windRelatively Low$191K/yr expected annual loss, about 2.3 events a year
  • Heat waveVery Low$90.2K/yr expected annual loss, about 3.3 events a year
  • DroughtVery Low$12.2K/yr expected annual loss, about 36 events a year
  • LandslideVery Low$145/yr expected annual loss, about once every 2 years
  • EarthquakeVery Low$22.5K/yr expected annual loss, about once every 1,805 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1 of 2,524 (0.0%)
Homes in high-risk flood zones
0
Flood claims since 1978
4
Claims paid since 1978
$1,937

Flood claims paid per year

Flood claims paid per year in Todd County
Beta
  • Flooding$0 · 1 claim

Storm history

Since 1996: 718 events, 5 deaths, $4.3M in damage

  • Thunderstorm Wind241
  • Hail236
  • High Wind79
  • Winter Storm50
  • Blizzard27 · 5 deaths
  • Winter Weather23
  • Tornado18
  • Flash Flood10
  • Heavy Snow7
  • Extreme Cold/Wind Chill6
Beta

Events per year

Storm events per year in Todd County
29
26
28
24
43
20
28
24
14
28
14
24
30
43
16
33
29
25
48
11
Beta

40 tornadoes on record (EF0 6, EF1 1, EF2 1, F0 21, F1 4, F2 4).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Blizzard12/13/2022

    Todd

    5 deaths

    What happened

    A powerful winter storm moved slowly across the central and northern Plains to the upper Midwest; bringing heavy snow, some mixed precipitation, strong winds, and periods of blizzard or near blizzard conditions across the plains for a multi-day period. Snowfall was heaviest from northwestern to south central South Dakota and across the northern Black Hills. Precipitation started as a mix in the form of rain, freezing rain, and freezing drizzle across much of the plains, then changed to snow in most areas by the daytime hours on the 13th. Bands of snow were moderate to heavy at times in many areas, with a very prolonged period of upslope enhanced snowfall across the northern Black Hills. Amounts across the area ranged from one foot to over two feet across much of the plains, with the highest amounts generally from Oglala Lakota County into parts of south central South Dakota. Lesser amounts were noted over portions of southwestern South Dakota, from Rapid City and the central Black Hills to Fall River County, due to predominant downslope winds. The highest amounts were noted across the northern Black Hills area, where 18 to 36 inches were recorded in many areas, with favored...

  • TornadoEF1, 13.75 mi path, 255 yd wide04/28/2025

    St Francis, Todd County

    6 injured, $1M damage

    What happened

    The tornado touched down 2 miles SE of Spring Creek just south of|BIA route #30 and remained over open field. The tornado tracked to|the east-northeast where it destroyed an outbuilding that was|built with heavy wood and anchored to a cement slab. The|outbuilding contents where thrown some 50yds to east up a hill.|The tornado crossed BIA route #30 where it strengthened,|destroying a single wide mobile home. The undercarriage of the|mobile home was tossed and crumpled 100yds from its foundation.|All walls where completely destroyed and the contents of the home|were thrown to the north to northeast. The tornado then moved |back into mostly open terrain before encountering some trees and |power poles just to the southwest of St. Francis. The circulation |then moved into St. Francis causing significant tree damage with |trees both uprooted and some trees near the catholic church had |their trunks snapped at the base. As the tornado passed through |the west side of St. Francis it caused significant roof damage to |the community center and an elderly living facility. The tornado |began to weaken slightly as it exited St. Francis and began to |move more toward the north-northeast and...

  • Lightning08/12/1999

    Parmelee, Todd County

    1 injured

    What happened

    A 32 year old man was paralyzed by lightning when lightning struck the screen door in front of him. He was knocked to the ground and witnesses say that he was indirectly hit by the lightning strike. Paramedics on scene noted that there were no entrance or exit wounds. He was transported to Rapid City for medical care.

  • Lightning06/09/2004

    Okreek, Todd County

    $500K damage

    What happened

    Severe thunderstorms moved across northeastern parts of Todd County and central Tripp County, producing hail to the size of golf balls and heavy rains. Rainfall totals of 3 to 5 inches were common across these areas, with Okreek and Witten receiving around 8 inches of rain during the evening. Water in creeks across the area rose to bank full with many roads washed out or under water during the overnight. Lightning also struck the Okreek Community Center, completely destroying the building.

  • Blizzard03/30/2009

    Todd

    $250K damage

    What happened

    The second blizzard in a week brought heavy snow and strong winds to the western South Dakota plains. Northwest wind gusts to 50 mph produced significant blowing and drifting snow, reducing visibilities to near zero for many hours. Reports of six to 12 inches of snow were common, with higher amounts across northwestern South Dakota. Interstate 90 and many other highways were closed for a considerable period of time. More livestock losses occurred during the peak of calving and lambing season.

  • Flood03/22/2019

    St Francis, Todd County

    $250K damage

    What happened

    Runoff from melting snow, combined with frozen culverts, caused flooding which covered numerous roads. Several areas of high water were reported by the Rosebud Sioux Tribe, including 285th Street east of Prairie Hills and BIA 7 near Parmalee. Flooding along the Little White River and its tributaries covered several sections of BIA 5.

Drinking water

1 community water system serve about 4,860 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Todd County

No Superfund sites or toxic release facilities in Todd County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk2 historic places

Frequently asked questions

How risky is Todd County for natural disasters?
FEMA rates Todd County very low for overall natural hazard risk, with expected losses of $6.2M a year. The highest-rated hazards are wildfire (relatively moderate), winter weather (relatively high), cold wave (relatively moderate).
What storms are most common in Todd County?
Since 1996, NOAA recorded 718 storm events affecting Todd County, most often thunderstorm wind (241), hail (236), high wind (79).
How many tornadoes have hit Todd County?
40 tornadoes have been recorded in Todd County since 1950.
How many homes in Todd County have flood insurance?
1 residential flood insurance policy is in force in Todd County, covering about 0.0% of homes. The program has paid $1,937 on 4 claims here since 1978.
What is the weather like in Todd County?
At Mission, average highs reach 87°F in Jul and lows fall to 12°F in Jan, with 20.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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